Cheap Flights To British Virgin Islands

Are you tired of spending thousands of dollars on travel? Well, good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card welcome bonuses and other incentives into miles which can be used to score discounted or complimentary flights for your desired destinations. With a little imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to pay for discount or no-cost flights. Certain credit cards let you redeem miles for hotel stays and rental car deals.

How Does it Work?

The key to successful travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program on a select group of airlines. When it comes time to book a flight take a look at the price. If the flight is less than $300, it’s usually better to pay in cash and save your miles to book a higher-priced flight. If the prices start to rise above $500, you’ll want to review your frequent flyer accounts and find out which airline will give you the best price. It all comes down to the amount of points or miles you have in your travel bank for each airline.

Start with Travel Hacking

Are you interested in learning the secrets to travel hacking? First step to open an account with a sign-up offer. There are plenty of great credit cards that offer a variety of advantages and features. It all depends on your preferred airline, your habits with spending and the features that are most crucial to you.

Top Credit Card Picks

Here are a few credit cards that are excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll need to hit the limit of spending minimum in order to qualify for the bonus. Every credit card has its own set of guidelines, so make sure to check for the details. Then it’s all about building up miles, and then using them to book your dream vacation!

Ready to jet-set with your ideas?

Once you’ve accumulated the points amount, it’s time to redeem them for some delicious getaway! Different credit card companies have different methods of redeeming your points. Here are a few examples from some of the companies I’ve worked with:

Getaway with Chase Ultimate Rewards

If you’re a holder of a Chase cards, you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll get access to virtually every airline and you can use a combination of money and points to book your trip. You can book your flight entirely on points if you have enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you realize that when booking directly through United You have the option of paying with dollars or points? Be careful that if you don’t have enough points, you cannot combine points and dollars on the same flight. Don’t worry, though, if you’re only a couple of point short United provides the option of buying additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s that allows passengers to book flights using JetBlue points or dollars, but not both. The difference is that JetBlue is unique in that they offer a feature where you can join your points with family members to accrue points twice as fast. Be sure to prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re anything like me and my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars to reach the required amount to qualify for credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent with a credit card, do it! Be prepared to be charged a fee, typically about 3%. It may be worth it in the end if the bonus is high enough.

Make a payment on a medical expense

Another way to reach the minimum spend is to cover an medical bill. If you do not have any medical expenses coming up, ask your relatives if you could pay them for theirs, and they’ll reimburse you.

Repay the loan

If you have any loans take into consideration repaying them using the credit card you have. Be sure to pay the credit card balance in full so you don’t end up with more debt.

Ask your family members for help

Discuss your family with them and see if they have any big expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for doing this.

Buy gifts

If you’re celebrating the holidays take into consideration buying all your gifts with your credit card. This way you can hit that minimum spend and also be prepared to give gifts. Just make sure you’re not spending more than you were already planning to.

There are many ways to make the most out of the travel credit card and accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising the rewards you earn:

Book travel expenses with your credit card

Whenever you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight or rental car, as well as other travel costs. In addition, you’ll be able to hit the required amount to qualify for a credit card reward, however, you’ll also earn points or miles to cover these expenses.

Utilize your credit card to pay for everyday expenses

Another way to meet the minimum spending requirement in order to accumulate points by making use of your credit card for every day expenses. This could be items like groceries, gas, and even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.

Make the most of bonus categories

Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, like dining or travel. Make sure you review your rewards program on your credit card and make use of any bonus categories that match with your spending habits.

Take into consideration the possibility of transferring your balance

If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer the balance to the travel credit card which has a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest and simultaneously help you hit the minimum spend for the credit card’s bonus.

Utilize your miles and points carefully

Once you’ve accumulated a substantial amount of points or miles, be sure to use the points or miles wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For instance you can use points to book a flight directly with the airline could give you a better value than using them to purchase a gift card.

Another suggestion is to use a rewards card that allows you to transfer points to other loyalty programs. This will allow you to have a wider range of choices and more freedom when it comes to redeeming your rewards. For example, you may be able to transfer your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This gives you access to a larger range of flights, hotels, and other travel perks that aren’t offered through the rewards program of your credit card.

Additionally, try to find out whether your credit card has some perks that could help you save money on travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are invaluable when you travel.

Finally, when you’re traveling with someone else, both of you can earn rewards using your credit card. Be aware that you cannot divide the cost with the same card. Also, make sure to track your rewards in a separate manner.

The key to maximizing your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re making use of your credit card in the most effective method possible. By using all of the methods I’ve described, you’ll be able to earn rewards fast, exchange them for travel experiences that are worth it, and enjoy a wide range of travel perks.