Are you tired of spending an enormous amount on flights? Good news! Travel hacking is the answer to all your travel woes. It’s an exciting method to convert credit card sign-up bonuses and incentives into airline miles, which can be used to obtain discounted or complimentary flights for your dream destinations. With a little bit of creativity and some insider knowledge, you can travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy discount or no-cost flights. Certain credit cards will also permit you to use miles for hotel stays and car rental offers.
How Does it Work?
The key to success in travel hacking is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles on a select group of airlines. When it comes time to book a flight take a look at the price. If the flight is less than $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to look into the frequent flyer account and find out which airline will give you the best deal. All it boils down to is the amount of points or miles you have in your travel bank for every airline.
Start with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is opening an account that comes with a welcome bonus. There are a lot of fantastic credit cards that provide a variety of advantages and features. It depends on the type of airline, spending habits and what features are essential to you.
Top Credit Card Picks
Here are some credit cards that are excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so make sure to look up this information. From there it’s all about building up miles, and using them to plan your dream vacation!
Are you ready to set sail with your ideas?
Once you’ve accumulated your points balance, it’s time to use them towards delicious travel! Different credit card providers will have different methods for redeeming your points. Here are some examples from some of the ones I’ve worked with:
Getaway by using Chase Ultimate Rewards
If you own a Chase card, you can redeem your points via the Ultimate Rewards portal. In it, you’ll get access to almost every airline. You can make use of a combination of the points as well as cash in order to book your trip. You can even book completely using points if you’ve got the funds to pay for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying full price for your flights? Did you realize that when booking directly through United, you have the option to pay with dollars or points? Be careful that if you don’t have enough points you aren’t able to combine dollars and points for one flight. If you’re a few points away, United gives you the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Additionally, their booking process is similar to United’s, allowing passengers to book flights using JetBlue either dollars or points however, not both. The difference is that JetBlue offers a distinct feature that allows you to join your points with family members to accrue points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn a credit card bonus. Don’t worry, we’ve been through it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, then do it! Be prepared to pay a fee, usually about 3%. It might be worth it in the end when the bonus is large enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to pay for the medical bills. If you don’t have any medical bills in the near future then ask your family members to pay their medical bills and they will repay you.
Make a payment to pay off a loan
If you’re in the middle of a loan, consider making payments on them with an credit card. Just make sure you pay off the balance on your credit card completely so that you don’t end up with additional debt.
Ask your family members for help
Talk to your family and look into any major expenses in the near future that you can help pay for. Make sure that you are able to trust the person and they understand why you’re doing this.
If it’s the holiday season take into consideration buying all your gifts using the credit card you have. So you’ll be able to meet the minimum spending limit and be ready for giving gifts. Just make sure you’re not paying more than you already thinking of.
There are many methods to get the most from using your credit or debit card for travel. accumulate miles or points that you can use towards airfares or other travel-related costs. Here are a few additional ideas for maximizing your rewards
Make travel reservations using your credit card
If you’re planning a trip, make use of your travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. You’ll not only achieve the required amount to qualify for a credit card reward, but you’ll also be earning points or miles on these expenditures.
Use your credit card to pay for your everyday expenditures
Another way to meet the minimum spend to earn rewards is by using your credit card for every day expenditures. This could include things like food, gas and even your telephone bill. Just make sure to pay the balance off each month in full so you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide bonus points or miles for specific types of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that match with your spending habits.
Consider a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will allow you to pay off the debt without accruing interest. It will also aid in achieving the minimum spend for the credit card bonus.
Use your points or miles prudently
Once you’ve accumulated a substantial amount of points or miles make sure you use the points or miles wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example using your points to book a flight directly with the airline might offer better value than using them to purchase the purchase of a gift card.
Another tip is to use an rewards card that permits you to transfer rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more flexibility when redeeming your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or a reward program for hotels. This will give an access wider variety of hotels, flights, and other travel perks which are not offered through the rewards program on your credit card.
Additionally, try to determine whether your credit card has certain benefits that will reduce your travel costs. A lot of credit cards provide travel insurance and rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
If you’re traveling with a friend and both of you earn rewards with your credit card. Be aware that you cannot divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
Overall, the key to making the most of your travel rewards is to understand the rewards program on your credit card and make sure you’re using it in the most efficient way possible. By using an array of strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.