Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into miles which you can use to obtain discounted or cheap flights from your ideal destinations. With a bit of imagination and some information, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and rental car offers.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles with a limited number of airlines. When it’s time to make a booking, evaluate the cost. If the price is under $300, it’s usually better to pay cash and save your miles for a more expensive flight. If your flights begin to climb over $500, you’ll need to check your frequent flyer accounts to determine which airline offers you the best deal. It all boils down to the amount of points or miles you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? Your first task is to open a credit card with a sign-up offer. There are many great credit cards that offer a variety of features and benefits. It is all dependent on the airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are a few credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the limit of spending minimum in order to qualify for the bonus. Each card has its own rules, so be certain to verify this information. From there, it’s all about racking up miles, and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your points?
After you’ve accrued the points amount, it’s time to use them towards delicious travel! Different credit card companies will offer different ways to redeem your points, but here are some examples from some of the providers I’ve had experience with:
Getaway through Chase Ultimate Reward
If you own an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline, and you can make use of a combination of the points as well as cash in order to pay for your travel. You can even book completely using points if you’ve got enough balance! Sometimes, even if you don’t have enough points to cover the entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United You have the option to pay with dollars or points? Butbe aware in case you don’t have enough points you cannot combine points and dollars for the same flight. Don’t worry, though, if you’re just a few points away, United gives you the option of buying additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is similar to United’s that allows passengers to book flights using JetBlue dollar or points however, not both. However, JetBlue offers a distinct feature that allows you to combine your points with your relatives to earn points twice as quickly. Be sure to prove you’re really family before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. But don’t fret because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent using credit card, go for it! Make sure you pay a fee, usually about 3 percent. It could be worthwhile in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another great way to hit the spending limit is to pay for the medical bills. If you do not have any medical expenses in the near future, ask your relatives if you could pay them for theirs, and they can repay you.
Repay a loan
If you’re a borrower you owe, think about making payments on them with your credit card. Be sure to pay off the credit card balance in full so you don’t accrue additional debt.
Ask family for help
Talk to your family and look into any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they know why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. So you’ll be able to hit that minimum spend and also be prepared to give gifts. Make sure that you’re not spending more than you planning to.
There are plenty of methods to get the most of the travel credit card. You can earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards:
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of the travel credit card for booking your hotel, flight or rental car, as well as other travel costs. In addition, you’ll achieve the minimum spend to qualify for a credit card bonus, but you’ll also earn points or miles on those costs.
Make use of your credit card to pay to pay for your everyday expenses
Another way to hit the minimum spend in order to accumulate points by making use of your credit card for daily expenditures. This could include things like food, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t accumulate interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, including dining or travel. Make sure you review your rewards program on your credit card and avail the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, you might want to transfer that balance to a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off your debts without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points carefully
When you’ve earned a significant amount of points or miles make sure you use them wisely. Check out the rewards program on your credit card and then compare the benefits of different redemption options. For example you can use your points to book a ticket directly through the airline may offer better value than using them to purchase an gift card.
Another tip is to use an rewards card that permits you to transfer your points to other loyalty programs. This will allow you to get a wider selection of options and greater freedom when it comes to making use of your rewards. For example, you may be capable of transferring your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This will give an access greater selection of hotels, flights and other travel benefits which are not available through the rewards program on your credit card.
Also, discover if your credit card offers certain benefits that will reduce your travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
Finally, when you’re traveling with a friend and both of you earn rewards using your credit card. Just remember that you can’t split the cost on the same card. Also, make sure to track your rewards in a separate manner.
Overall, the key to making the most of your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of this program in the most effective way possible. Utilizing all of the strategies I’ve listed, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide range of travel perks.