Are you tired of paying a fortune on airfare? Good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to convert bonus and sign-up incentives into airline miles which you can use to obtain discounted or complimentary flights for your dream destinations. With a little imagination and some information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards will also permit you to use miles towards hotel stays or car rental discounts.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight take a look at the price. If the price is under $300, it’s generally better to pay cash and save your miles for a more expensive flight. When the flights start getting over $500, you’ll need to look into your frequent flyer accounts and find out which airline will give you the most value. It all comes down to the amount of points or miles you have in your travel savings account for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? First step opening the credit card that comes with a sign-up bonus. There are plenty of great credit cards that offer a variety of advantages and features. It is all dependent on the airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are some credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Each card has its own guidelines, so make sure to check for the details. From there, it’s all about racking up miles, and using them to plan your dream trip!
Are you ready to go on a jet-setting with your ideas?
Now that you’ve built up your points balance, you’re ready to redeem them for some delicious getaway! Different credit card companies have different methods of redeeming your rewards, here are some examples from a few of the companies I’ve had experience with:
Getaway by using Chase Ultimate Rewards
If you own an Chase card, you are able to redeem your points through the Ultimate Rewards portal. In this portal you’ll have access to nearly every airline. You can use a combination of the points as well as cash in order to book your travel. You can even book entirely using points if you’ve got the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for total price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? But, be careful in case you don’t have enough points, you cannot combine dollars and points on flights. Don’t worry, though, if you’re a few points away, United gives you the option to purchase additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is like United’s which allows customers to book using either JetBlue either dollars or points however, not both. But, JetBlue offers a distinct feature that allows you to combine your points with your family members and earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca I’m sure you’re pretty economical and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with credit card, then do it! Be prepared to be charged a fee, typically about 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the required spending is to cover an medical bill. If you do not have any medical expenses due Ask your family members to pay their medical bills and they’ll repay you.
Repay the loan
If you have any loans, consider making payments on them with the credit card you have. Just make sure you pay the credit card balance in full so you don’t accrue additional debt.
Ask family members for assistance
Talk to your family and look into any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they know why you’re taking the initiative.
If you’re in the middle of the holiday season, consider buying all your gifts with cards from your credit account. This way you can meet the minimum spending limit and also be ready for gift giving. Be sure to avoid paying more than you thinking of.
There are plenty of ways to make the most from the travel credit card. accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional ways to maximize your rewards:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, make use of your travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. In addition, you’ll be able to hit the minimum spend for your credit card bonus, but you’ll also earn points or miles to cover the costs.
Use your credit card for all your daily costs
Another way to meet the minimum amount of spending and earn points is by utilising your credit cards to pay everyday expenditures. This could include things like gas, groceries and even your telephone bill. Be sure to pay off the balance in full each month so you don’t accumulate interest.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, including eating out or travelling. Be sure to review your rewards program on your credit card and take advantage of any bonus categories that align with your spending routines.
Consider a balance transfer
If you have existing outstanding debt due to a high-interest credit card, consider transferring the balance to the travel credit card which has the introductory APR of 0% for balance transfers. This will let you pay off your debts without accruing interest, and also assist you in reaching the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of miles or points make sure you use them in a responsible manner. Review the rewards program for your credit card, and evaluate the value of different redemption options. For instance you can use points to purchase a flight directly through the airline may give you a better value than using them for an gift card.
Another suggestion is to use a rewards card that allows you to transfer points to other loyalty programs. This will let you get a wider selection of options and greater freedom when it comes to redeeming your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This will give the benefit of a greater variety of hotels, flights, and other travel perks that may not be accessible through the rewards program on your credit card.
In addition, you should discover the card’s benefits. some perks that could reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a companion each of you will be able to earn rewards with your credit card. Be aware that you cannot split the cost on the same card and make sure to keep track of your rewards separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re using it in the most efficient method. By using a combination of the methods I’ve described, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide variety of travel benefits.