Are you tired of spending a fortune on airfare? Well, good news! Travel hacking is the answer to all your travel woes. It’s an exciting way to convert sign-up bonuses and incentives into miles which can be used to get discounted or even complimentary flights for your dream destinations. With a little creativity and some insider information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and incentives for airline miles. The miles can be used to pay for discount or no-cost flights. Certain credit cards will also allow you to redeem miles to pay for hotel stays or car rental discounts.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of credit card sign-up bonuses and establishing frequent flyer miles with a limited number of airlines. When it comes time to make a booking take a look at the price. If the price is under $300, it’s generally better to pay cash and use your miles to pay for a more expensive flight. If your flights begin to climb above $500, you’ll want to review those frequent flyer accounts and see which airline can give you the best price. It all comes down to the number of miles or points in your travel account for every airline.
Start with Travel Hacking
Are you ready to discover the secrets to hacking travel? Your first task is to open the credit card that comes that comes with a welcome bonus. There are many great credit cards with many benefits and features. It is all dependent on the airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit card options that can be perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the minimum spend limit in order to receive the bonus. Every credit card has its own set of rules, so be sure to check for the details. From there you can begin to rack up miles, and using them to plan your dream vacation!
Ready to jet-set with your ideas?
Once you’ve accumulated your points balance, it’s time to cash them in for some nice travel! Different credit card providers will offer different ways to redeem your rewards, here are a few examples from some of the providers I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of a Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Through the portal, you’ll get access to almost every airline, and you can make use of a combination of points and cash to pay for your trip. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United, you have the option of paying with dollars or points? Butbe aware that if you don’t have enough points, you cannot combine points and dollars for one flight. Don’t worry, though, if you’re only a couple of points away, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to that of United Airlines, allowing you to book with either JetBlue points or dollars but not both. But, JetBlue is unique in that they offer a feature that allows you to join your points with your relatives to earn points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for a credit card bonus. Don’t worry because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with credit card, then do it! Be prepared to pay a cost, which is usually at least 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Make a payment on a medical expense
Another great way to hit the required spending is to pay for an medical bill. If you do not have any medical expenses due then ask your family members to pay their medical bills and they will reimburse you.
Pay off the loan
If you have any loans take into consideration paying them off with your credit card. Just make sure you pay the credit card balance in full so you don’t accumulate more debt.
Ask family for help
Ask your family members to look into any major expenses in the near future that you can contribute for. Just make sure you are able to trust the person and that they are aware of the reason for doing this.
If you’re in the middle of the holiday season take into consideration buying all your gifts with your credit card. This way you can reach the minimum spending requirement and also be prepared to give gifts. Just make sure you’re not spending more than you already thinking of.
There are plenty of ways to make the most of using your credit or debit card for travel. earn miles or points to use towards airfares or other travel-related costs. Here are a few additional ways to maximize your rewards:
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of you travel credit card for booking your flight, hotel or rental car, as well as any other travel expenses. Not only will you be able to meet the minimum spend to earn your credit card and earn points, however, you’ll also earn points or miles for the costs.
Utilize your credit card to pay for all your daily expenses
Another way to hit the minimum amount of spending and earn points is utilising your credit cards to pay for everyday costs. This could be things like gas, groceries or even your phone bill. Just make sure to pay the balance off in full each month so you don’t accumulate interest.
Make the most of bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, including dining or travel. Be sure to review your credit card’s rewards program and make use of any bonus categories that match with your spending routines.
Think about the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer the balance to the travel credit card which has the introductory APR of 0% for balance transfer. This will allow you to pay off your debt without accruing interest, and also aid in achieving the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points wisely
When you’ve earned a significant amount of points or miles, be sure to use the points or miles wisely. Review the rewards program for your credit card and compare the value of different redemption options. For instance you can use your points to book a flight directly with the airline might offer better value than using them to purchase an gift card.
Another option is to get a rewards card that allows you to transfer rewards to different loyalty program. This will let you have a wider range of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or hotel rewards program. This gives an access wider variety of hotels, flights as well as other travel perks which are not available through the rewards program of your credit card.
Additionally, try to discover whether your credit card has any perks that can save you money on travel-related costs. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be invaluable when you travel.
When you travel with someone else, both of you can earn rewards using your own credit card. Just remember that you can’t divide the cost with the same card and make sure to track the rewards you earn separately.
The key to maximizing your travel rewards is to understand the rewards program of your credit card and to ensure you’re using this program in the most efficient method possible. By using all of the methods I’ve described in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide range of travel perks.