Are you tired of spending a fortune on airfare? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting way to convert credit card bonus and sign-up incentives into airline miles, that can then be used to get discounted or even cheap flights from your ideal destinations. With a little bit of imagination and some knowledge, you can travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for discount or no-cost flights. Certain credit cards allow you to redeem miles towards hotel stays or car rental deals.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight consider the cost. If the flight is under $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. When the flights start getting over $500, you’ll need to check those frequent flyer accounts to see which airline can give you the most value. All it boils down to is the number of points or miles you have in your travel bank for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets of travel hacking? First step opening an account that comes with a welcome bonus. There are many great credit cards that provide a variety of features and benefits. It all depends on your preferred airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards that are perfect to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the spending limit for minimum expenditure in order to receive the bonus. Each card has its own rules, so make sure to look up this information. From there it’s all about building miles and using them to book your dream trip!
Ready to jet-set with your points?
Now that you’ve built up the points balance, you’re ready to use them towards nice getaway! Different credit card providers will have different methods for redeeming your points. Here are a few examples from some of the providers I’ve worked with:
Getaway with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you are able to redeem your points through the Ultimate Rewards portal. In the portal, you’ll have access to nearly every airline, and you can combine money and points to pay for your next trip. You can book your flight entirely using points if you’ve got enough balance! Sometimes even if you do not have enough points to cover the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United You have the option of paying with either points or dollars? But, be careful in case you don’t have enough points you aren’t able to combine dollars and points for one flight. No worries though, if you’re just a few points away, United also offers the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s that allows customers to book using either JetBlue points or dollars but not both. However, JetBlue has a unique feature that allows you to combine your points with your relatives to earn points twice as fast. Make sure to verify that you are a family member before trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to reach the minimum spend for the credit card bonus. However, don’t be worried as we’ve done it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using credit card, then do it! Be prepared to be charged a fee, typically about 3 percent. It might be worth it in the long run when the bonus is large enough.
Pay a medical bill
Another way to reach the spending limit is to pay for the medical bills. If you don’t have any medical bills coming up then ask your family members if you can pay for theirs and they will repay you.
Make a payment to pay off the loan
If you’re a borrower take into consideration making payments on them with the credit card you have. Just make sure you pay the credit card balance completely so that you don’t end up with more debt.
Ask family for help
Discuss your family with them and see if they have any major expenses in the near future which you could help pay for. Make sure that you are able to are able to trust the person and that they are aware of the reason for doing it.
If it’s the holiday season, consider buying all of your gifts with cards from your credit account. This way you can meet the minimum spending limit and also be ready to give gifts. Be sure to avoid spending more than you already planning to.
There are plenty of ways to make the most from the travel credit card. accrue points or miles to be used towards flights or other travel-related expenses. Here are some additional suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
When you’re planning your next vacation, make use of the travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. You’ll not only achieve the minimum amount of spending required to earn your credit card, but you’ll also be earning points or miles to cover the expenditures.
Utilize your credit card to pay for everyday expenditures
Another way to meet the minimum amount of spending in order to accumulate points using your credit card to pay daily costs. This could include items like groceries, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t accumulate interest.
Take advantage of bonus categories
Some travel credit cards will offer bonus points or miles on certain kinds of purchases, including eating out or traveling. Be sure to review your rewards program on your credit card and make use of the bonus categories that are in line with your spending routines.
Consider a balance transfer
If you have existing debt on a credit card, think about transferring that balance onto an account with a travel credit card that has a 0% introductory APR for balance transfer. This will let you pay off your debts without accruing interest. It will also aid in achieving the minimum spend for the credit card’s bonus.
Use your points or miles carefully
Once you’ve accumulated a substantial amount of points or miles, be sure to use them wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For instance, using points to book a ticket directly with the airline could provide you with a greater value than using them to purchase an gift card.
Another option is to get an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more flexibility when redeeming your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or a hotel rewards program. This will give an access larger selection of hotels, flights, and other travel perks which are not accessible through your credit card’s rewards program.
Additionally, try to determine if your credit card offers certain benefits that will save you money on travel-related expenses. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.
Finally, when you’re traveling with a companion and both of you get rewards on your credit card. Be aware that you cannot divide the cost with the same card, and be sure to keep track of your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of this program in the most efficient method. Through all of the strategies I’ve listed in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.