Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s a fun way to convert welcome bonuses and other incentives into airline miles, which can be used to get discounted or even cheap flights from your desired destinations. With a bit of imagination and some knowledge, you can fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to pay for discount or no-cost flights. Some credit cards also allow you to redeem miles towards hotel stays or car rental deals.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles with a limited number of airlines. When it’s time to make a booking take a look at the price. If the flight is less than $300, it’s generally better to pay in cash and save your miles to take a more costly flight. When the flights start getting over $500, you’ll need to review the frequent flyer account to find out which airline will give you the best deal. It all comes down to the number of points or miles you have in your travel account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? The first step is opening an account with a sign-up offer. There are plenty of great credit cards that provide various advantages and features. It is all dependent on the airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll have to meet the spending limit for minimum expenditure in order to qualify for the bonus. Every card has different rules, so make sure to check for the details. Then it’s all about building up miles and using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued the points amount, it’s time to redeem them for some delicious getaway! Different credit card providers will offer different ways to redeem your points. Here are some examples from a few of the ones I have experience with:
Take a trip with Chase Ultimate Rewards
If you own a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. In it, you’ll have access to almost every airline and you can combine money and points to book your next trip. You can even book entirely on points if you have the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United You have the option of paying with either points or dollars? Be careful that if you don’t have enough points you cannot combine points and dollars for the same flight. Don’t worry, though, if you’re just a few points short, United gives you the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more space and complimentary snacks. In addition, their booking procedure is like United’s that allows customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue offers a distinct feature where you can join your points with family members to accrue points twice as fast. Just make sure you can prove you’re really family before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. But don’t fret, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent using credit card, then do it! Be prepared to pay a cost, which is usually at least 3 percent. It may be worth it in the end in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the spending limit is to cover an medical bill. If you don’t have any medical bills coming up Ask your family members if you can pay for theirs and they will reimburse you.
Make a payment to pay off a loan
If you have any loans, consider repaying them using an credit card. Just make sure you pay off the balance on your credit card in full , so that you don’t accrue more debt.
Ask family members for assistance
Talk to your family and look into any major expenses in the near future that you can contribute for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re celebrating the holidays, consider buying all of your gifts with cards from your credit account. In this way, you’ll hit that minimum spend and also be ready to give gifts. Make sure that you’re not spending more than you already thinking of.
There are many ways to get the most out of the travel credit card. You can accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional ideas for maximizing your rewards:
Make travel reservations using your credit card
Whenever you’re planning a vacation, make use of you travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. You’ll not only achieve the minimum amount of spending required to qualify for a credit card reward and earn points, but you’ll also be earning points or miles on those expenditures.
Utilize your credit card to pay for everyday costs
Another way to hit the minimum spend and earn points is by utilising your credit cards to pay for every day expenditures. This could be things like gas, groceries and even your telephone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Make the most of bonus categories
A lot of travel credit cards provide miles or bonus points for certain types of purchases, like dining or travel. Make sure you review your credit card’s rewards program and avail the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, consider transferring the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debt without accruing interest and simultaneously assist you in reaching the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points carefully
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize the points or miles wisely. Review the rewards program for your credit card and compare the value of different redemption options. For example you can use your points to purchase a flight directly with the airline might offer better value than using them to purchase the purchase of a gift card.
Another tip is to use rewards cards that allow you to transfer reward points into other loyalty programmes. This will allow you to get a wider selection of choices and more flexibility in redeeming your rewards. For example, you may be able to transfer your reward to the frequent flyer program of an airline or a reward program for hotels. This can give the benefit of a wider range of flights, hotels and other travel benefits which are not offered through your credit card’s rewards program.
Also, find out if your credit card offers any perks that can save you money on travel-related costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that can be extremely valuable when you’re traveling.
Finally, when you’re traveling with a companion, both of you can get rewards on your own credit card. Make sure you don’t share the costs on the same card, and be sure to track your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and make sure you’re using your credit card in the most effective method possible. Utilizing an array of strategies I’ve listed, you’ll be able to earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide variety of travel benefits.