Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into miles which you can use to score discounted or complimentary flights for your desired destinations. With a little bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and rewards for airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards will also permit you to use miles towards hotel stays or car rental offers.
How Does it Work?
The most effective method for successful hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program with a limited number of airlines. When you are ready to book a flight, evaluate the cost. If the flight is less than $300, it’s generally better to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into the frequent flyer account and determine which airline offers you the best price. It all boils down to the number of miles or points in your travel bank for every airline.
Start with Travel Hacking
Ready to learn the secrets to travel hacking? Your first task is opening a credit card with a sign-up bonus. There are plenty of great credit cards with many benefits and features. It depends on the type of airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to reach the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own guidelines, so make sure to look up the details. From there you can begin to rack miles and using them to plan your dream trip!
Are you ready to go on a jet-setting with your points?
Now that you’ve built up your points amount, it’s time to use them towards nice getaway! Different credit card companies will have different methods of redeeming your rewards, here are a few examples from some of the companies I have experience with:
Getaway by using Chase Ultimate Rewards
If you have a Chase cards, you can redeem your points through the Ultimate Rewards portal. Within it, you’ll have access to virtually every airline. You can make use of a combination of the points as well as cash in order to book your trip. You can book your flight entirely on points if you have the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you fed up of paying full price for flights? Did you not know that when you book directly through United, you have the option of paying using dollars or points? Butbe aware in case you do not have enough points you aren’t able to combine dollars and points for the same flight. Don’t worry, though, if you’re a few points short, United also offers the option to purchase additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Additionally, their booking process is similar to that of United Airlines which allows customers to book using either JetBlue points or dollars but not both. The difference is that JetBlue has a unique feature that allows you to join your points with your relatives to earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for credit card bonuses. Don’t worry as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with a credit card, do it! Just be prepared to pay a fee, usually at least 3%. It may be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another excellent way to meet the required spending is to cover a medical bill. If you do not have any medical expenses in the near future then ask your family members if you can pay them for theirs, and they can repay you.
Make a payment to pay off a loan
If you’re a borrower take into consideration paying them off with the credit card you have. Just make sure you pay off the balance on your credit card in full , so that you don’t accrue additional debt.
Ask your family members for help
Ask your family members to see if they have any major expenses in the near future that you can contribute for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for taking the initiative.
If it’s the holiday season, consider buying all your gifts with cards from your credit account. So you’ll be able to hit that minimum spend and also be ready for giving gifts. Just make sure you’re not paying more than you already thinking of.
There are many ways to make the most from your travel credit card. earn miles or points to use towards the cost of flights or other expenses related to travel. Here are some additional ways to maximize the rewards you earn:
Pay for travel expenses using your credit card
If you’re planning a trip, use your travel credit card for booking your hotel, flight, rental car, and other travel costs. Not only will you be able to hit the minimum amount of spending required to qualify for a credit card, but you’ll also be earning points or miles to cover these expenditures.
Utilize your credit card to pay for all your daily expenses
Another way to meet the minimum spending requirement in order to accumulate points using your credit card for daily expenses. This can include things like gas, groceries or even your phone bill. Just make sure to pay off the balance each month in full so you don’t accrue interest charges.
Take advantage of bonus categories
Some travel credit cards will offer bonus points or miles on certain kinds of purchases, such as eating out or travelling. Make sure you review the rewards program of your credit card and take advantage of any bonus categories that align with your spending habits.
Consider a balance transfer
If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance onto a travel credit card with the introductory APR of 0% for balance transfer. This will let you pay off the debt without accruing interest, and also aid in achieving the minimum spend for the credit card bonus.
Use your points or miles wisely
When you’ve earned a significant amount of points or miles make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example using points to book a ticket directly with the airline could provide you with a greater value than using them for the purchase of a gift card.
Another option is to get an rewards card that permits you to transfer your reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more flexibility when redeeming your rewards. For instance, you might be eligible to transfer your reward to the frequent flyer program of an airline or hotel rewards program. This can give an access greater range of flights, hotels, and other travel perks which are not accessible through the rewards program of your credit card.
Also, determine the card’s benefits. any perks that can save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that could be invaluable when you travel.
Finally, when you’re traveling with a companion, both of you can earn rewards with your own credit card. Make sure you don’t split the cost on the same card, and be sure to track your rewards separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of this program in the most effective way possible. Through a combination of the strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.