Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to turn credit card bonus and sign-up incentives into airline miles which you can use to obtain discounted or complimentary flights for your ideal destinations. With a bit of creativity and some insider information, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to purchase discounted or even free flights. Certain credit cards allow you to redeem miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program for a specific group of airlines. When it’s time to book a flight take a look at the price. If the price is less than $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting over $500, you’ll need to check those frequent flyer accounts and determine which airline offers you the most value. It all boils down to the number of points or miles you have in your travel bank for every airline.
Get Started with Travel Hacking
Ready to learn the secrets of travel hacking? Your first task is to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that offer a variety of benefits and features. It depends on the type of airline, your spending habits, and the features that are most crucial to you.
Top Credit Card Picks
Here are a few credit cards that are perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll have to meet the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own rules, so be sure to look up this information. From there it’s all about building up miles, and using them to book your dream vacation!
Ready to jet-set with your ideas?
After you’ve accrued your points balance, it’s time to redeem them for some nice travel! Different credit card providers will offer different ways to redeem your points, but here are some examples from a few of the ones I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you have an Chase card, you are able to redeem your points via the Ultimate Rewards portal. Through it, you’ll get access to virtually every airline. You can make use of a combination of the points as well as cash in order to book your next trip. You can book your flight entirely using points if you’ve got enough balance! Sometimes even if you don’t have enough points to cover the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying the full cost for flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? But, be careful, if you do not have enough points you can’t combine dollars and points on the same flight. No worries though, if you’re just a few points away, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines that allows passengers to book flights using JetBlue dollar or points but not both. But, JetBlue is unique in that they offer a feature that allows you to join your points with your relatives to earn points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me or my travel companion Becca, you’re probably pretty economical and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. However, don’t be worried as we’ve done it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent with credit card, go for it! Just be prepared to pay a cost, which is usually about 3%. It could be worthwhile over the long term if the bonus is high enough.
Pay for a medical bill
Another great way to hit the minimum spend is to cover a medical bill. If you don’t have any medical bills coming up then ask your family members to pay for theirs and they’ll reimburse you.
Pay off a loan
If you’re a borrower you owe, think about repaying them using an credit card. Make sure to pay off the credit card balance completely so that you don’t end up with more debt.
Ask your family members for help
Ask your family members to see if they have any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re doing this.
If you’re in the middle of the holiday season you should consider purchasing all of your gifts with your credit card. This way you can hit that minimum spend and be ready to give gifts. Make sure that you’re not paying more than you already thinking of.
There are plenty of ways to get the most from using your credit or debit card for travel. You can earn miles or points to spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards
Book travel expenses with your credit card
If you’re planning a trip, make use of your travel credit card for booking your hotel, flight, rental car, and other travel costs. Not only will you be able to meet the required amount to earn your credit card and earn points, however, you’ll also earn points or miles to cover these expenses.
Make use of your credit card to pay to pay for your everyday expenditures
Another method to reach the minimum spending requirement to earn rewards is by utilising your credit cards to pay every day expenses. This can include items like groceries, gas and even your telephone bill. Make sure you pay off the balance each month in full so you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or bonus points on certain kinds of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending habits.
Take into consideration a balance transfer
If you have existing debt on a credit card, think about transferring that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will allow you to pay off your debts without accruing interest, and also aid in achieving the minimum spend for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of points or miles make sure you use them wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For instance you can use your points to book a ticket directly with the airline might offer better value than using them to purchase an gift card.
Another option is to get an rewards card that permits you to transfer your points to other loyalty programs. This will let you enjoy a greater variety of choices and more flexibility in redeeming your rewards. For example, you may be capable of transferring your rewards to an airline’s frequent flyer program or a reward program for hotels. This can give you access to a wider variety of hotels, flights and other travel benefits that aren’t available through the rewards program of your credit card.
Also, discover if your credit card offers certain benefits that will reduce your travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that can be extremely valuable when you’re traveling.
When you travel with a companion and both of you earn rewards with your own credit card. Be aware that you cannot divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
Overall, the key to reaping the maximum benefits from your travel rewards is to know the rewards program of your credit card and ensure that you’re making use of your credit card in the most efficient way possible. Utilizing a combination of the strategies I’ve listed in this article, you’ll be able get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.