Are you tired of paying an enormous amount on flights? Good news! Travel hacking can be the solution to your travel-related problems. It’s a fun way to turn credit card sign-up bonuses and incentives into miles which can be used to obtain discounted or complimentary flights for your ideal destinations. With a bit of imagination and some knowledge, you can be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. These miles can then be used to purchase discounted or even free flights. Some credit cards also permit you to use miles for hotel stays and car rental deals.
How Does it Work?
The key to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and building out a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking take a look at the price. If the flight is less than $300, it’s generally better to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb higher than $500, it’s best to check those frequent flyer accounts and find out which airline will give you the most value. It all comes down to the amount of miles or points in your travel bank for every airline.
Start with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is to open the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that provide various advantages and features. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to check for the details. Then you can begin to rack up miles and using them to book your dream trip!
Are you ready to set sail with your goals?
Now that you’ve built up your points balance, it’s time to cash them in for some delicious travel! Different credit card companies have different methods for redeeming your points, but here are a few examples from some of the providers I have experience with:
Escape by using Chase Ultimate Rewards
If you own an Chase cards, you can redeem your points through the Ultimate Rewards portal. In the portal, you’ll get access to nearly every airline, and you can use a combination of the points as well as cash in order to book your trip. You can even book entirely on points if you have the balance for it! Sometimes even if you don’t have enough points to cover the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United you can choose the option of paying using either points or dollars? But, be careful that if you don’t have enough points, you cannot combine dollars and points for the same flight. If you’re just a few point short United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to that of United Airlines, allowing passengers to book flights using JetBlue dollar or points, but not both. The difference is that JetBlue has a unique feature that allows you to pool your points together with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. Don’t worry because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with a credit card, do it! Make sure you be charged a fee, typically about 3%. It could be worthwhile in the long run when the bonus is large enough.
Pay a medical bill
Another great way to hit the minimum spend is to pay for an medical bill. If you don’t have any medical bills due, ask your relatives if you could pay their medical bills and they will pay you back.
Repay a loan
If you’re in the middle of a loan, consider repaying them using an credit card. Make sure to pay off the credit card balance completely so that you don’t accrue more debt.
Ask family members for assistance
Discuss your family with them and look into any major expenses in the near future that you can contribute for. Just make sure you trust the person and they know why you’re doing this.
If it’s the holiday season, consider buying all of your gifts with the credit card you have. In this way, you’ll reach the minimum spending requirement and also be ready to give gifts. Make sure that you’re not spending more than you were already contemplating to.
There are a lot of ways to get the most out of your travel credit card. accumulate miles or points that you can spend on airfares or other travel-related costs. Here are some additional suggestions for maximising your rewards
Book travel expenses with your credit card
Whenever you’re planning a trip, make use of the travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. You’ll not only be able to meet the minimum amount of spending required to earn your credit card reward and earn points, however, you’ll also earn points or miles on those expenses.
Use your credit card for everyday expenditures
Another way to hit the minimum amount of spending in order to accumulate points by using your credit card to pay for everyday expenses. This could include things like food, gas, and even your phone bill. Be sure to pay off the balance in full every month to ensure you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, such as dining or travel. Check out the rewards program of your credit card and make use of the bonus categories that are in line with your spending habits.
Consider a balance transfer
If you’re in the middle of a debt on a credit card, you might want to transfer that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will allow you to pay off your debts without accruing interest. It will also assist you in reaching the minimum amount required to earn the credit card bonus.
Make use of your miles or points carefully
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For instance, using your points to book a flight directly with the airline could provide you with a greater value than using them to purchase the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer your points to other loyalty programs. This will let you have a wider range of choices and more flexibility when making use of your rewards. For example, you may be able to transfer your reward to the frequent flyer program of an airline or Hotel rewards programme. This gives you access to a wider variety of hotels, flights and other travel benefits which are not accessible through the rewards program on your credit card.
Additionally, try to discover whether your credit card has any perks that can save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be invaluable when you travel.
When you travel with a companion each of you will be able to earn rewards with your credit card. Be aware that you cannot share the costs on the same card. Also, make sure you keep track of the rewards you earn separately.
The key to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and ensure that you’re making use of this program in the most efficient method possible. By using a combination of the strategies I’ve listed that you can earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.