Are you fed up of spending a fortune on airfare? Good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into airline miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a bit of imagination and some know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards let you redeem miles for hotel stays and car rental deals.
How Does it Work?
The secret to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles for a specific group of airlines. When it comes time to book a flight take a look at the price. If the price is under $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to check the frequent flyer account and see which airline can give you the most value. All it boils down to is the amount of points or miles in your travel account for each airline.
Start with Travel Hacking
Are you interested in learning the secrets to travel hacking? The first step is to open a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards that provide many advantages and features. It depends on the type of airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Each card has its own rules, so make sure to check for the details. From there, it’s all about racking up miles and using them to book your dream vacation!
Are you ready to set sail with your goals?
Now that you’ve built up the points balance, it’s time to redeem them for some delicious getaway! Different credit card companies will have different methods for redeeming your points, but here are a few examples from some of the companies I’ve worked with:
Take a trip through Chase Ultimate Reward
If you own a Chase card, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll have access to almost every airline and you can combine the points as well as cash in order to pay for your travel. You can even book completely on points if you have enough balance! Sometimes even if you do not possess enough points for the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United You have the option to pay with dollars or points? Be careful in case you do not have enough points you aren’t able to combine dollars and points on the same flight. Don’t worry, though, if you’re only a couple of points short, United gives you the possibility of purchasing additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Plus, their booking process is like United’s, allowing customers to book using either JetBlue dollar or points however, not both. However, JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as fast. Be sure to verify that you are a family member before trying to hack the system.
Hit that Minimum Spend
If you’re anything like me and my travel companion Becca You’re probably quite economical and it’s difficult to think of spending thousands of dollars to hit the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, go for it! Be prepared to be charged a fee, typically about 3 percent. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay for a medical bill
Another way to reach the minimum spend is to cover the medical bills. If you do not have any medical expenses due Ask your relatives if you could pay their medical bills and they’ll pay you back.
Repay the loan
If you’re in the middle of a loan, consider paying them off with an credit card. Just make sure you pay off the credit card balance completely so that you don’t end up with more debt.
Ask family for help
Discuss your family with them and determine if they’ve got any major expenses in the near future that you can help pay for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing this.
If you’re in the middle of the holiday season you should consider purchasing all your gifts with the credit card you have. This way you can hit that minimum spend and also be ready to give gifts. Be sure to avoid paying more than you already contemplating to.
There are a lot of ways to get the most from the travel credit card. accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards:
Book travel expenses with your credit card
Whenever you’re planning a vacation, make use of the travel credit card for booking your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to meet the minimum spend for your credit card and earn points, but you’ll also be earning points or miles for these expenditures.
Utilize your credit card to pay to pay for your everyday costs
Another way to meet the minimum amount of spending in order to accumulate points by using your credit card for every day expenses. This could include things like food, gas or even your phone bill. Be sure to pay the balance off each month in full so you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, including eating out or travelling. Check out your rewards program on your credit card and make use of any bonus categories that align with your spending habits.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, consider transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will enable you to pay off your debts without accruing interest and simultaneously assist you in reaching the minimum spend for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of miles or points Make sure to utilize them wisely. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance you can use your points to purchase a flight directly with the airline could provide you with a greater return than using them for a gift card.
Another tip is to use a rewards card that allows you to transfer rewards to different loyalty program. This will allow you to get a wider selection of choices and more flexibility when making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This can give an access wider variety of hotels, flights and other travel benefits that aren’t offered through the rewards program on your credit card.
In addition, you should find out if your credit card offers certain benefits that will save you money on travel-related expenses. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are invaluable when you travel.
When you travel with a companion each of you will be able to earn rewards using your own credit card. Make sure you don’t split the cost on the same card. Also, make sure to keep track of the rewards you earn separately.
The key to making the most of your travel rewards is to understand your credit card’s rewards program and make sure you’re making use of this program in the most efficient way possible. Through an array of methods I’ve described in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it, and enjoy a wide range of travel perks.