Are you tired of spending an enormous amount on flights? Good news! Travel hacking is the answer to all your travel problems. It’s a fun way to convert credit card sign-up bonuses and incentives into miles which can be used to get discounted or even free flights to your desired destinations. With a little imagination and a little bit of insider information, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and incentives for airline miles. These miles can then be used to pay for discount or no-cost flights. Some credit cards also permit you to use miles for hotel stays and rental car deals.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and building out frequent flyer miles on a select group of airlines. When you are ready to book a flight consider the cost. If the cost is under $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into those frequent flyer accounts and determine which airline offers you the best price. It all comes down to the number of points or miles in your travel account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step to open a credit card that comes with a welcome bonus. There are many great credit cards with a variety of advantages and features. It depends on the type of airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to hit the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own rules, so be sure to check for this information. From there you can begin to rack up miles, and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued your points balance, it’s time to use them towards nice getaway! Different credit card providers will offer different ways to redeem your points. Here are some examples from a few of the providers I’ve worked with:
Escape with Chase Ultimate Rewards
If you own a Chase card, you are able to redeem your points via the Ultimate Rewards portal. Within it, you’ll have access to nearly every airline, and you can use a combination of the points as well as cash in order to book your trip. You can even book completely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you tired of paying full price for your flight tickets? Did you realize that when booking directly through United, you have the option of paying with dollars or points? But, be careful that if you don’t have enough points you cannot combine points and dollars on the same flight. If you’re only a couple of points short, United gives you the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom and free snacks. Additionally, their booking process is similar to United’s which allows passengers to book flights using JetBlue either dollars or points, however, not both. But, JetBlue has a unique feature that allows you to pool your points together with family members to accrue points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty thrifty and it’s daunting to try to spend thousands of dollars in order to meet the minimum amount required to earn the credit card bonus. But don’t fret, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, then do it! Just be prepared to be charged a fee, typically around 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.
Pay for a medical bill
Another great way to hit the required spending is to cover an medical bill. If you don’t have any medical bills in the near future then ask your family members if you can pay their medical bills and they can pay you back.
Pay off the loan
If you have any loans take into consideration repaying them using an credit card. Just make sure you pay off the credit card balance in full , so that you don’t accrue additional debt.
Ask family members for assistance
Talk to your family and determine if they’ve got any major expenses in the near future which you could help pay for. Make sure that you are able to are able to trust the person and that they know why you’re doing this.
If you’re in the middle of the holiday season you should consider purchasing all your gifts using your credit card. So you’ll be able to meet the minimum spending limit and also be prepared for giving gifts. Just make sure you’re not paying more than you already planning to.
There are many ways to make the most from using your credit or debit card for travel. accumulate miles or points that you can use towards flights or other travel-related expenses. Here are a few additional ideas for maximizing your rewards:
Make travel reservations using your credit card
Whenever you’re planning a trip, make use of your travel credit card to pay for your hotel, flight, rental car, and other travel costs. In addition, you’ll achieve the minimum spend to qualify for a credit card reward and earn points, but you’ll also earn points or miles to cover those costs.
Use your credit card for everyday expenditures
Another method to reach the minimum amount of spending in order to accumulate points using your credit card for everyday expenditures. This could include things like gas, groceries and even your telephone bill. Just make sure to pay the balance off each month in full so you don’t pay interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange on certain kinds of purchases, like eating out or traveling. Make sure you review your rewards program on your credit card and take advantage of any bonus categories that match with your spending habits.
Consider a balance transfer
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off your debt without accruing interest, and also assist you in reaching the minimum amount required to earn the credit card bonus.
Utilize your miles and points wisely
If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Examine the rewards program of your credit card and then compare the worth of various redemption options. For example using points to book a flight directly with the airline might provide you with a greater value than using them for the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer your points to other loyalty programs. This allows you to have a wider range of options and greater flexibility when redeeming your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or a hotel rewards program. This gives the benefit of a wider variety of hotels, flights as well as other travel perks that aren’t accessible through your credit card’s rewards program.
Also, discover if your credit card offers any perks that can save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that can be invaluable when you travel.
Finally, when you’re traveling with someone else, both of you can earn rewards using your own credit card. Make sure you don’t divide the cost with the same card and make sure you keep track of the rewards you earn separately.
The key to reaping the maximum benefits from your rewards for travel is to be aware of your credit card’s rewards program and to ensure you’re using your credit card in the most effective method possible. Through a combination of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences, and enjoy a wide range of travel perks.