Cheap Flights From Cleveland Ohio To New York City

Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert welcome bonuses and other incentives into airline miles which you can use to score discounted or free flights to your dream destinations. With a bit of creativity and some insider information, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles for hotel stays and car rental discounts.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and establishing a frequent flyer mile program with a limited number of airlines. When it’s time to book a flight consider the cost. If the flight is under $300, it’s generally better to pay in cash and save your miles for a more expensive flight. When the flights start getting over $500, you’ll need to check those frequent flyer accounts and find out which airline will give you the best deal. All it boils down to is the number of points or miles you have in your travel savings account for each airline.

Get Started with Travel Hacking

Are you interested in learning the secrets to travel hacking? First step to open a credit card that comes with a welcome bonus. There are a lot of fantastic credit cards with various benefits and features. It all depends on your preferred airline, your habits with spending and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards that are great to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll have to meet the minimum spend limit in order to receive the bonus. Each card has its own guidelines, so make sure to check for this information. From there, it’s all about racking up miles and using them to book your dream vacation!

Ready to jet-set with your points?

Now that you’ve built up the points balance, you’re ready to redeem them for some nice travel! Different credit card companies will have different methods for redeeming your points. Here are a few examples from some of the companies I have experience with:

Escape by using Chase Ultimate Rewards

If you’re a holder of a Chase card, you can redeem your points via the Ultimate Rewards portal. Through it, you’ll get access to virtually every airline. You can combine money and points to pay for your next trip. You can even book entirely on points if you have the funds to pay for it! Sometimes even if you don’t have enough points to cover the total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United you can choose the option of paying using dollars or points? But, be careful in case you do not have enough points you cannot combine dollars and points for flights. If you’re a few point short United also offers the option to purchase additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is like United’s, allowing customers to book using either JetBlue either dollars or points, however, not both. The difference is that JetBlue offers a distinct feature where you can join your points with your relatives to earn points twice as fast. Make sure to verify that you are a family member before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and we’re here to share our tips and tricks.

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent using credit card, then do it! Make sure you pay a fee, usually about 3%. It may be worth it over the long term if the bonus is high enough.

Pay for a medical bill

Another way to reach the spending limit is to pay for a medical bill. If you do not have any medical expenses in the near future, ask your family members to pay their medical bills and they’ll reimburse you.

Pay off a loan

If you’re a borrower take into consideration paying them off with your credit card. Be sure to pay off the balance on your credit card completely so that you don’t accrue additional debt.

Ask your family members for help

Talk to your family and see if they have any major expenses in the near future that you can contribute for. Just make sure you are able to trust the person and that they know why you’re doing it.

Buy presents

If you’re in the middle of the holiday season, consider buying all your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be ready for gift giving. Be sure to avoid spending more than you already planning to.

There are many ways to make the most of using your credit or debit card for travel. You can accrue points or miles to be used towards airfares or other travel-related costs. Here are a few more ideas for maximizing your rewards:

Book travel expenses with your credit card

If you’re planning a trip, make use of the travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. Not only will you be able to hit the minimum spend for your credit card bonus, however, you’ll also earn points or miles to cover those expenditures.

Make use of your credit card to pay for everyday costs

Another method to reach the minimum spending requirement and earn points is by making use of your credit card to pay for everyday expenditures. This could include things like gas, groceries, and even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t accrue interest charges.

Take advantage of bonus categories

Some travel credit cards will offer miles or bonus points for specific types of purchases, such as eating out or travelling. Make sure you review your credit card’s rewards program and make use of any bonus categories that match with your spending routines.

Consider the possibility of transferring your balance

If you’re in the middle of a debt on a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will enable you to pay off your debts without accruing interest and simultaneously help you hit the minimum spend for the credit card’s bonus.

Make use of your miles or points prudently

When you’ve earned a significant amount of points or miles, be sure to use them wisely. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example you can use points to book a ticket directly with the airline might offer better value than using them for the purchase of a gift card.

Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of options and greater freedom when it comes to you want to redeem your rewards. For example, you may be eligible to transfer your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This gives the benefit of a wider variety of hotels, flights, and other travel perks that may not be accessible through the rewards program on your credit card.

Additionally, try to find out whether your credit card has some perks that could help you save money on travel expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be invaluable when you travel.

If you’re traveling with someone else, both of you can earn rewards using your credit card. Make sure you don’t divide the cost with the same card. Also, make sure you keep track of your rewards separately.

Overall, the key to making the most of your travel rewards is to understand your credit card’s rewards program and ensure that you’re using this program in the most efficient method. By using a combination of the methods I’ve described in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.