Cheap Flights From Chicago To Quito Ecuador

Are you tired of spending thousands of dollars on travel? Well, good news! Travel hacking is the answer to all your travel problems. It’s a fun way to convert sign-up bonuses and incentives into airline miles which can be used to score discounted or cheap flights from your dream destinations. With a little bit of creativity and some insider information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. These miles can later be used to purchase discounted or even free flights. Certain credit cards allow you to redeem miles for hotel stays and car rental discounts.

How Does it Work?

The most effective method for successful hacking travel is taking advantage of credit card sign-up bonuses and to establish frequent flyer miles with a limited number of airlines. When you are ready to book a flight take a look at the price. If the price is less than $300, it’s best to pay cash and save your miles to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review your frequent flyer accounts to find out which airline will give you the most value. All it boils down to is the number of points or miles in your travel account for each airline.

Start with Travel Hacking

Are you ready to discover the secrets of travel hacking? First step opening the credit card that comes that comes with a welcome bonus. There are a lot of fantastic credit cards that provide a variety of advantages and features. It all depends on your preferred airline, spending habits and the features that are most important to you.

Top Credit Card Picks

Here are a few credit card options that can be perfect to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll need to reach the limit of spending minimum in order to qualify for the bonus. Each card has its own guidelines, so make sure to look up the details. Then you can begin to rack miles and using them to plan your dream vacation!

Ready to jet-set with your ideas?

Once you’ve accumulated your points amount, it’s time to use them towards sweet vacation! Different credit card companies have different methods for redeeming your rewards, here are some examples from a few of the companies I’ve had experience with:

Take a trip by using Chase Ultimate Rewards

If you have an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through it, you’ll have access to nearly every airline, and you can combine points and cash to pay for your travel. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using any credit card.

 

United

Are you tired of paying full price for flights? Did you know that when you book directly through United, you have the option of paying with either points or dollars? But, be careful that if you don’t have enough points, you aren’t able to combine points and dollars for one flight. No worries though, if you’re just a few points away, United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Plus, their booking process is like United’s which allows passengers to book flights using JetBlue dollar or points, however, not both. The difference is that JetBlue has a unique feature that lets you join your points with family members to accrue points twice as fast. Be sure to prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re anything like me and my travel buddy Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn a credit card bonus. Don’t worry as we’ve done it and we’re here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able pay your rent with credit card, then do it! Make sure you pay a cost, which is usually at least 3 percent. It could be worthwhile over the long term when the bonus is large enough.

Pay for a medical bill

Another way to reach the minimum spend is to pay for an medical bill. If you don’t have any medical bills coming up then ask your family members to pay them for theirs, and they will repay you.

Repay the loan

If you have any loans, consider making payments on them with the credit card you have. Make sure to pay the credit card balance in full so you don’t accrue more debt.

Ask family members for assistance

Ask your family members to determine if they’ve got any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re doing it.

Give gifts

If you’re in the middle of the holiday season take into consideration buying all your gifts with your credit card. This way you can hit that minimum spend and be ready to give gifts. Be sure to avoid spending more than you were planning to.

There are plenty of methods to get the most from your travel credit card. You can accumulate miles or points that you can spend on the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising the rewards you earn:

Make travel reservations using your credit card

When you’re planning your next trip, make use of the travel credit card for booking your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to meet the required amount to qualify for a credit card reward, however, you’ll also earn points or miles for those expenses.

Make use of your credit card to pay for all your daily expenses

Another method to reach the minimum amount of spending to earn rewards is by using your credit card to pay daily expenses. This can include items like groceries, gas or even your phone bill. Just make sure to pay the balance off each month in full so you don’t accumulate interest.

Benefit from bonus categories

A lot of travel credit cards provide bonus points or miles for certain types of purchases, such as eating out or traveling. Be sure to review your credit card’s rewards program and take advantage of any bonus categories that match with your spending routines.

Take into consideration a balance transfer

If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will let you pay off your debt without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card’s bonus.

Use your points or miles wisely

If you’ve amassed a large amount of miles or points, be sure to use the points or miles wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance, using points to book a flight directly with the airline could provide you with a greater value than using them for an gift card.

Another option is to get a rewards card that allows you to transfer rewards to different loyalty program. This will let you enjoy a greater variety of options and greater flexibility in you want to redeem your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or a reward program for hotels. This gives an access wider selection of hotels, flights as well as other travel perks which are not available through the rewards program of your credit card.

Additionally, try to determine if your credit card offers certain benefits that will help you save money on travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.

When you travel with someone else each of you will be able to get rewards on your credit card. Be aware that you cannot split the cost on the same card, and be sure to track the rewards you earn separately.

Overall, the key to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and make sure you’re making use of it in the most efficient method. Through all of the strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad assortment of travel-related perks.