Cheap Flights From Chicago To Houston

Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to convert credit card bonus and sign-up incentives into miles which you can use to get discounted or even complimentary flights for your ideal destinations. With a little creativity and some insider know-how, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to purchase discounted or even free flights. Certain credit cards let you redeem miles for hotel stays and car rental deals.

How Does it Work?

The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and building out frequent flyer miles for a specific group of airlines. When it’s time to book a flight consider the cost. If the flight is less than $300, it’s generally better to pay in cash and use your miles to pay for a more expensive flight. If the prices start to rise over $500, you’ll need to check those frequent flyer accounts and determine which airline offers you the most value. It all boils down to the amount of points or miles in your travel bank for every airline.

Start with Travel Hacking

Ready to learn the secrets to travel hacking? First step opening a credit card with a sign-up bonus. There are plenty of great credit cards that offer many advantages and features. It is all dependent on the airline, your habits with spending and what features are essential to you.

Top Credit Card Picks

Here are some credit cards that are excellent to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to get the bonus. Every credit card has its own set of guidelines, so make sure to check for this information. From there you can begin to rack up miles and using them to plan your dream vacation!

Are you ready to go on a jet-setting with your points?

Now that you’ve built up your points balance, it’s time to cash them in for some delicious vacation! Different credit card companies have different methods of redeeming your rewards, here are a few examples from some of the ones I’ve worked with:

Take a trip through Chase Ultimate Reward

If you’re a holder of an Chase card, you can redeem your points via the Ultimate Rewards portal. Through it, you’ll have access to nearly every airline, and you can use a combination of the points as well as cash in order to pay for your travel. You can even book completely with points if you’ve enough balance! Sometimes even if you do not possess enough points for the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.

 

United

Are you fed up of paying the full cost for flights? Did you know that when you book directly through United you can choose the option of paying with either points or dollars? Be careful that if you do not have enough points you cannot combine dollars and points for flights. If you’re only a couple of points short, United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Additionally, their booking process is like United’s that allows you to book with either JetBlue either dollars or points however, not both. The difference is that JetBlue offers a distinct feature where you can combine your points with your relatives to earn points twice as fast. Be sure to prove you’re really family before trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars to hit the minimum amount required to earn the credit card bonus. But don’t fret because we’ve been there and are here to share some of our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent using credit card, then do it! Make sure you be charged a fee, typically around 3%. It could be worthwhile in the long run if the bonus is high enough.

Pay a medical bill

Another way to reach the required spending is to pay for a medical bill. If you do not have any medical expenses in the near future then ask your relatives if you could pay their medical bills and they can reimburse you.

Make a payment to pay off the loan

If you’re in the middle of a loan take into consideration paying them off with the credit card you have. Make sure to pay off the balance on your credit card completely so that you don’t end up with additional debt.

Ask family for help

Ask your family members to look into any big expenses coming up which you could help pay for. Just make sure you trust the person and they understand why you’re doing it.

Give gifts

If you’re celebrating the holidays take into consideration buying all of your gifts with the credit card you have. So you’ll be able to meet the minimum spending limit and also be prepared for gift giving. Be sure to avoid paying more than you thinking of.

There are a lot of ways to get the most of the travel credit card and earn miles or points to be used towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards:

Pay for travel expenses using your credit card

Whenever you’re planning a trip, make use of your travel credit card to book your flight, hotel or rental car, as well as other travel costs. In addition, you’ll be able to meet the required amount to earn your credit card bonus, but you’ll also earn points or miles on these costs.

Make use of your credit card to pay for everyday expenses

Another way to hit the minimum amount of spending and earn points is utilising your credit cards for daily costs. This could be things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full each month so you don’t accumulate interest.

Make the most of bonus categories

Many travel credit cards offer miles or bonus points on certain kinds of purchases, including eating out or travelling. Be sure to review the rewards program of your credit card and take advantage of any bonus categories that align with your spending routines.

Consider the possibility of transferring your balance

If you have existing debt on a high-interest credit card, think about transferring the balance to a travel credit card with a 0% introductory APR for balance transfers. This will allow you to pay off the debt without accruing interest, and also help you hit the minimum amount required to earn the credit card’s bonus.

Use your points or miles wisely

Once you’ve accumulated a substantial amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For example you can use points to book a flight directly with the airline could offer better value than using them to purchase an gift card.

Another option is to get a rewards card that allows you to transfer points to other loyalty programs. This allows you to enjoy a greater variety of options and greater flexibility when redeeming your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or a hotel rewards program. This can give an access larger variety of hotels, flights as well as other travel perks that aren’t available through your credit card’s rewards program.

Additionally, try to find out whether your credit card has certain benefits that will save you money on travel-related expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.

Finally, when you’re traveling with a friend each of you will be able to get rewards on your credit card. Just remember that you can’t divide the cost with the same card and make sure to track your rewards in a separate manner.

The key to maximizing your travel rewards is to know the rewards program of your credit card and make sure you’re making use of this program in the most effective method possible. Through an array of methods I’ve described in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.