Are you fed up of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel woes. It’s an exciting way to turn credit card bonus and sign-up incentives into airline miles, that can then be used to obtain discounted or complimentary flights for your ideal destinations. With a little bit of imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to purchase cheap or free flight tickets. Certain credit cards permit you to use miles to pay for hotel stays or rental car deals.
How Does it Work?
The most effective method for successful travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program with a limited number of airlines. When it comes time to make a booking, evaluate the cost. If the flight is less than $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise above $500, you’ll want to look into the frequent flyer account and see which airline can give you the most value. All it boils down to is the amount of miles or points you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is to open an account with a sign-up bonus. There are a lot of fantastic credit cards that offer many features and benefits. It all depends on your preferred airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards that are great to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll need to reach the minimum spend limit in order to receive the bonus. Each card has its own guidelines, so make certain to verify this information. From there you can begin to rack up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Once you’ve accumulated the points balance, it’s time to redeem them for some delicious vacation! Different credit card providers will have different methods for redeeming your points. Here are some examples from some of the ones I’ve worked with:
Escape by using Chase Ultimate Rewards
If you have an Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll have access to virtually every airline, and you can use a combination of money and points to pay for your travel. You can even book entirely using points if you’ve got enough balance! Sometimes even if you do not have enough points to cover the full cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you know that when you book directly through United You have the option of paying with either points or dollars? But, be careful, if you do not have enough points you can’t combine points and dollars for one flight. Don’t worry, though, if you’re a few points short, United also offers the option of buying additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines that allows passengers to book flights using JetBlue either dollars or points but not both. However, JetBlue is unique in that they offer a feature that lets you pool your points together with family members to accrue points twice as quickly. Be sure to prove you’re really family before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me or my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. Don’t worry, we’ve been through it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent with credit card, then do it! Be prepared to pay a cost, which is usually around 3%. It may be worth it in the end if the bonus is high enough.
Pay a medical bill
Another way to reach the spending limit is to cover a medical bill. If you do not have any medical expenses coming up, ask your family members if you can pay them for theirs, and they’ll pay you back.
Make a payment to pay off the loan
If you’re in the middle of a loan take into consideration paying them off with your credit card. Just make sure you pay off the credit card balance in full so you don’t accrue additional debt.
Ask family members for assistance
Ask your family members to look into any major expenses in the near future that you can help pay for. Make sure that you are able to trust the person and they are aware of the reason for taking the initiative.
If you’re celebrating the holidays, consider buying all your gifts with cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be prepared for giving gifts. Just make sure you’re not spending more than you already thinking of.
There are many methods to get the most from the travel credit card and earn miles or points to use towards the cost of flights or other expenses related to travel. Here are a few more suggestions for maximising your rewards:
Make travel reservations using your credit card
If you’re planning a trip, make use of the travel credit card for booking your flight, hotel, rental car, and any other travel expenses. You’ll not only be able to meet the required amount to earn your credit card reward and earn points, but you’ll also be earning points or miles for these expenditures.
Make use of your credit card to pay for all your daily expenses
Another method to reach the minimum amount of spending and earn points is by making use of your credit card to pay everyday costs. This could include items like groceries, gas or even your phone bill. Just make sure to pay off the balance in full every month to ensure you don’t pay interest.
Take advantage of bonus categories
Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, such as eating out or traveling. Be sure to review the rewards program of your credit card and avail any bonus categories that match with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off your debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Review the rewards program for your credit card, and evaluate the worth of various redemption options. For instance, using your points to purchase a flight directly with the airline might provide you with a greater value than using them for a gift card.
Another tip is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more freedom when it comes to making use of your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or reward program for hotels. This will give an access wider selection of hotels, flights, and other travel perks that may not be accessible through your credit card’s rewards program.
Also, discover the card’s benefits. certain benefits that will reduce your travel expenses. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that could be invaluable when you travel.
Finally, when you’re traveling with a companion and both of you get rewards on your own credit card. Make sure you don’t divide the cost with the same card and make sure to track the rewards you earn separately.
In the end, the most important thing to do to making the most of your travel rewards is to understand the rewards program of your credit card and ensure that you’re making use of this program in the most effective method. By using an array of methods I’ve described, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.