Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting way to turn credit card welcome bonuses and other incentives into airline miles which can be used to get discounted or even cheap flights from your ideal destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to purchase discount or no-cost flights. Certain credit cards allow you to redeem miles towards hotel stays or rental car offers.
How Does it Work?
The most effective method for successful hacking travel is taking advantage of the credit card sign-up bonus and establishing frequent flyer miles with a limited number of airlines. When it comes time to make a booking take a look at the price. If the price is under $300, it’s usually better to pay cash and save your miles for a more expensive flight. If the prices start to rise above $500, you’ll want to check your frequent flyer accounts and determine which airline offers you the best price. All it boils down to is the amount of points or miles you have in your travel account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets of travel hacking? Your first task is to open the credit card that comes with a sign-up bonus. There are a lot of fantastic credit cards with a variety of features and benefits. It is all dependent on the airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different rules, so be sure to check for this information. From there you can begin to rack miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your ideas?
Once you’ve accumulated the points balance, you’re ready to redeem them for some sweet vacation! Different credit card companies offer different ways to redeem your points, but here are a few examples from some of the companies I’ve had experience with:
Escape by using Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within the portal, you’ll have access to nearly every airline. You can make use of a combination of money and points to book your next trip. You can even book completely using points if you’ve got the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for entire cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United you can choose the option of paying with dollars or points? Be careful that if you don’t have enough points, you can’t combine dollars and points on flights. No worries though, if you’re just a few point short United gives you the option of buying additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable flight experience with extra legroom and free snacks. Plus, their booking process is similar to that of United Airlines, allowing customers to book using either JetBlue either dollars or points, however, not both. However, JetBlue has a unique feature where you can combine your points with your relatives to earn points twice as quickly. Make sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars to hit the required amount to qualify for the credit card bonus. But don’t fret as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using a credit card, do it! Just be prepared to pay a fee, usually around 3 percent. It may be worth it in the long run when the bonus is large enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to cover the medical bills. If you do not have any medical expenses due Ask your family members to pay them for theirs, and they will pay you back.
Make a payment to pay off the loan
If you have any loans take into consideration repaying them using the credit card you have. Make sure to pay the credit card balance in full , so that you don’t accrue additional debt.
Ask your family members for help
Ask your family members to determine if they’ve got any big expenses coming up that you can contribute for. Make sure that you are able to are able to trust the person and that they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season take into consideration buying all your gifts with the credit card you have. This way you can hit that minimum spend and also be ready for giving gifts. Be sure to avoid spending more than you already planning to.
There are a lot of methods to get the most of your travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight or rental car, as well as other travel costs. Not only will you achieve the minimum spend to earn your credit card bonus, but you’ll also be earning points or miles for these expenditures.
Utilize your credit card to pay for everyday costs
Another way to hit the minimum spend to earn rewards is by utilising your credit cards for every day expenditures. This could include items like groceries, gas or even your phone bill. Make sure you pay the balance off in full each month so you don’t accrue interest charges.
Benefit from bonus categories
A lot of travel credit cards provide miles or bonus points for specific types of purchases, such as eating out or travelling. Make sure you review your credit card’s rewards program and avail any bonus categories that align with your spending habits.
Think about a balance transfer
If you’re in the middle of a debt on a credit card, think about transferring the balance to a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off your debts without accruing interest, and also help you hit the minimum spending requirement for the credit card bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of points or miles make sure you use the points or miles wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For instance using your points to book a flight directly with the airline could offer better value than using them for the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of choices and more freedom when it comes to redeeming your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a reward program for hotels. This will give the benefit of a wider variety of hotels, flights, and other travel perks which are not available through the rewards program on your credit card.
Additionally, try to discover if your credit card offers some perks that could reduce your travel expenses. Some cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be invaluable when you travel.
If you’re traveling with a companion, both of you can earn rewards with your own credit card. Just remember that you can’t divide the cost with the same card and make sure you keep track of the rewards you earn separately.
The key to making the most of your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re making use of your credit card in the most effective method possible. Utilizing all of the strategies I’ve listed that you can get rewards in a short time, use rewards for valuable travel experiences and benefit from a wide range of travel perks.