Are you tired of paying a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to turn credit card bonus and sign-up incentives into miles which can be used to score discounted or cheap flights from your desired destinations. With a little imagination and some information, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to purchase discount or no-cost flights. Some credit cards also allow you to redeem miles towards hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of credit card sign-up bonuses and building out frequent flyer miles with a limited number of airlines. When you are ready to book a flight take a look at the price. If the price is less than $300, it’s best to pay in cash and save your miles to book a higher-priced flight. When the flights start getting over $500, you’ll need to look into the frequent flyer account and determine which airline offers you the most value. It all boils down to the amount of miles or points in your travel account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is opening an account with a sign-up bonus. There are a lot of fantastic credit cards with various features and benefits. It depends on the type of airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll have to meet the limit of spending minimum in order to receive the bonus. Every credit card has its own set of guidelines, so make certain to verify the details. From there, it’s all about racking up miles, and using them to plan your dream trip!
Are you ready to set sail with your goals?
After you’ve accrued the points amount, it’s time to cash them in for some nice vacation! Different credit card providers will have different methods for redeeming your points, but here are some examples from a few of the companies I’ve worked with:
Take a trip through Chase Ultimate Reward
If you own a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline and you can use a combination of the points as well as cash in order to book your next trip. You can even book completely on points if you have the funds to pay for it! Sometimes even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United You have the option to pay with dollars or points? Be careful in case you don’t have enough points, you cannot combine dollars and points on one flight. Don’t worry, though, if you’re a few point short United gives you the option of buying additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers a comfortable and enjoyable travel experience that includes extra legroom as well as free snacks. Plus, their booking process is like United’s that allows passengers to book flights using JetBlue either dollars or points, however, not both. However, JetBlue is unique in that they offer a feature where you can join your points with your family members and earn points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for credit card bonuses. However, don’t be worried as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with a credit card, do it! Be prepared to pay a fee, usually at least 3 percent. It might be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another way to reach the required spending is to cover an medical bill. If you don’t have any medical bills due then ask your family members if you can pay for theirs and they’ll pay you back.
Repay the loan
If you’re in the middle of a loan, consider making payments on them with the credit card you have. Just make sure you pay the credit card balance in full so you don’t accumulate additional debt.
Ask family for help
Ask your family members to determine if they’ve got any major expenses in the near future which you could help pay for. Be sure to be sure that you’re able to are able to trust the person and that they understand why you’re taking the initiative.
If you’re celebrating the holidays you should consider purchasing all your gifts with cards from your credit account. This way you can hit that minimum spend and also be ready for giving gifts. Make sure that you’re not spending more than you already thinking of.
There are plenty of ways to get the most out of the travel credit card and earn miles or points to use towards flights or other travel-related expenses. Here are some additional suggestions for maximising the rewards you earn:
Pay for travel expenses using your credit card
When you’re planning your next vacation, make use of you travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. Not only will you be able to meet the minimum spend to qualify for a credit card and earn points, however, you’ll also earn points or miles to cover the expenditures.
Utilize your credit card to pay for all your daily expenses
Another method to reach the minimum amount of spending in order to accumulate points making use of your credit card to pay for daily costs. This can include items like groceries, gas, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles for certain types of purchases, such as dining or travel. Check out the rewards program of your credit card and make use of any bonus categories that align with your spending routines.
Consider a balance transfer
If you are currently in debt on a credit card, you might want to transfer that balance onto the travel credit card which has a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest and simultaneously help you hit the minimum spend for the credit card’s bonus.
Utilize your miles and points prudently
When you’ve earned a significant amount of points or miles Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance, using your points to purchase a flight directly with the airline might provide you with a greater value than using them to purchase an gift card.
Another tip is to use an rewards card that permits you to transfer your rewards to different loyalty program. This will let you have a wider range of choices and more flexibility in you want to redeem your rewards. For instance, you might be eligible to transfer your rewards to frequent flyer programs of airlines or a hotel rewards program. This will give you access to a wider selection of hotels, flights as well as other travel perks that may not be available through the rewards program on your credit card.
Additionally, try to discover the card’s benefits. some perks that could reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
When you travel with someone else, both of you can get rewards on your own credit card. Be aware that you cannot split the cost on the same card, and be sure to track the rewards you earn separately.
The key to maximizing your travel rewards is to know the rewards program of your credit card and make sure you’re making use of it in the most effective method possible. By using all of the strategies I’ve listed, you’ll be able to get rewards in a short time, use them for valuable travel experiences, and enjoy a wide variety of travel benefits.