Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to turn credit card bonus and sign-up incentives into airline miles that can then be used to score discounted or cheap flights from your dream destinations. With a bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to buy discount or no-cost flights. Certain credit cards will also allow you to redeem miles for hotel stays and car rental deals.
How Does it Work?
The secret to success in travel hacking is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles on a select group of airlines. When you are ready to make a booking consider the cost. If the flight is less than $300, it’s generally better to pay in cash and use your miles to pay for a more expensive flight. When the flights start getting above $500, you’ll want to check your frequent flyer accounts and see which airline can give you the best price. It all comes down to the number of miles or points you have in your travel savings account for each airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to hacking travel? Your first task is to open the credit card that comes that comes with a welcome bonus. There are many great credit cards that provide many features and benefits. It all depends on your preferred airline, spending habits and what features are crucial to you.
Top Credit Card Picks
Here are some credit card options that can be great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll have to meet the spending limit for minimum expenditure in order to qualify for the bonus. Every card has different rules, so be sure to look up this information. From there you can begin to rack up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
Now that you’ve built up the points balance, you’re ready to use them towards nice vacation! Different credit card companies have different methods of redeeming your points, but here are a few examples from some of the providers I’ve worked with:
Take a trip through Chase Ultimate Reward
If you’re a holder of an Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. Within the portal, you’ll get access to almost every airline, and you can combine the points as well as cash in order to pay for your travel. You can even book entirely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the total cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying full price for your flights? Did you not know that when you book directly through United, you have the option to pay with either points or dollars? Be careful that if you don’t have enough points, you aren’t able to combine dollars and points for the same flight. No worries though, if you’re only a couple of points short, United provides the option to purchase additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra space and complimentary snacks. Additionally, their booking process is similar to United’s which allows you to book with either JetBlue either dollars or points, however, not both. The difference is that JetBlue is unique in that they offer a feature where you can combine your points with your relatives to earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with credit card, go for it! Make sure you be charged a fee, typically at least 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Pay for a medical bill
Another great way to hit the minimum spend is to cover the medical bills. If you don’t have any medical bills due Ask your family members if you can pay their medical bills and they can repay you.
Pay off the loan
If you’re in the middle of a loan, consider paying them off with the credit card you have. Be sure to pay off the credit card balance in full so you don’t accrue more debt.
Ask your family members for help
Talk to your family and determine if they’ve got any large expenses coming up that you can contribute for. Make sure that you are able to trust the person and they understand why you’re doing it.
If you’re celebrating the holidays, consider buying all your gifts with the credit card you have. This way you can meet the minimum spending limit and be ready to give gifts. Make sure that you’re not paying more than you already planning to.
There are plenty of ways to get the most of the travel credit card. earn miles or points to use towards the cost of flights or other expenses related to travel. Here are some additional suggestions for maximising the rewards you earn:
Book travel expenses with your credit card
If you’re planning a vacation, make use of your travel credit card for booking your hotel, flight or rental car, as well as other travel costs. Not only will you achieve the required amount for your credit card bonus and earn points, but you’ll also be earning points or miles on those expenditures.
Use your credit card for everyday expenses
Another method to reach the minimum amount of spending and earn points is using your credit card to pay every day expenses. This can include things like gas, groceries or even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or bonus points for specific types of purchases, such as eating out or traveling. Make sure you review the rewards program of your credit card and avail any bonus categories that match with your spending habits.
Think about a balance transfer
If you’re in the middle of a debt on a high-interest credit card, consider transferring the balance to an account with a travel credit card that has the introductory APR of 0% for balance transfers. This will let you pay off the debt without accruing interest and simultaneously aid in achieving the minimum spending requirement for the credit card’s bonus.
Utilize your miles and points prudently
If you’ve amassed a large amount of miles or points, be sure to use them wisely. Review the rewards program for your credit card and compare the worth of various redemption options. For instance you can use your points to book a ticket directly with the airline might offer better value than using them to purchase the purchase of a gift card.
Another tip is to use a rewards card that allows you to transfer your rewards to different loyalty program. This allows you to enjoy a greater variety of options and greater freedom when it comes to redeeming your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or hotel rewards program. This will give you access to a greater selection of hotels, flights as well as other travel perks that aren’t available through the rewards program on your credit card.
Also, determine the card’s benefits. any perks that can save you money on travel-related expenses. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be extremely valuable when you’re traveling.
When you travel with someone else, both of you can earn rewards with your credit card. Just remember that you can’t split the cost on the same card and make sure to track your rewards separately.
In the end, the most important thing to do to making the most of your travel rewards is to know your credit card’s rewards program and to ensure you’re using it in the most efficient way possible. By using an array of strategies I’ve listed that you can earn rewards fast, exchange them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.