Canadian Travel Hacking

Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert welcome bonuses and other incentives into miles which you can use to get discounted or even free flights to your desired destinations. With a little bit of imagination and a little bit of insider information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can later be used to pay for discount or no-cost flights. Certain credit cards permit you to use miles towards hotel stays or rental car offers.

How Does it Work?

The most effective method for success in hacking your travel plans is to take advantage of the credit card sign-up bonus and building out a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the flight is under $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to review the frequent flyer account and determine which airline offers you the most value. All it boils down to is the amount of miles or points in your travel account for each airline.

Begin by Getting Started with Travel Hacking

Ready to learn the secrets to hacking travel? Your first task is opening the credit card that comes that comes with a welcome bonus. There are plenty of great credit cards that provide a variety of features and benefits. It depends on the type of airline, your spending habits, and what features are essential to you.

Top Credit Card Picks

Here are a few credit cards excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll have to meet the limit of spending minimum in order to receive the bonus. Every credit card has its own set of rules, so make certain to verify the details. Then, it’s all about racking up miles and using them to plan your dream trip!

Are you ready to set sail with your goals?

Once you’ve accumulated the points amount, it’s time to redeem them for some nice getaway! Different credit card companies have different methods of redeeming your points. Here are some examples from some of the ones I’ve had experience with:

Escape by using Chase Ultimate Rewards

If you’re a holder of a Chase cards, you can redeem your points via the Ultimate Rewards portal. In this portal you’ll get access to virtually every airline and you can make use of a combination of money and points to pay for your trip. You can book your flight entirely on points if you have the funds to pay for it! Sometimes even if you don’t possess enough points for the entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United you can choose the option of paying with dollars or points? Butbe aware, if you don’t have enough points, you cannot combine points and dollars for flights. Don’t worry, though, if you’re a few points short, United also offers the option of buying additional miles.

JetBlue

Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. In addition, their booking procedure is similar to that of United Airlines that allows you to book with either JetBlue dollar or points, but not both. But, JetBlue is unique in that they offer a feature that allows you to join your points with family members to accrue points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack the system.

Hit that Minimum Spend

If you’re like me and my travel buddy Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars in order to meet the minimum spend for a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay your rent with credit card, then do it! Make sure you pay a cost, which is usually around 3%. It may be worth it in the long run if the bonus is high enough.

Pay a medical bill

Another way to reach the spending limit is to cover a medical bill. If you do not have any medical expenses due, ask your family members to pay for theirs and they can pay you back.

Make a payment to pay off a loan

If you have any loans you owe, think about making payments on them with your credit card. Just make sure you pay the credit card balance completely so that you don’t accrue additional debt.

Ask your family members for help

Talk to your family and see if they have any large expenses coming up that you can help pay for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing this.

Buy presents

If it’s the holiday season, consider buying all of your gifts with your credit card. This way you can hit that minimum spend and be ready for giving gifts. Make sure that you’re not spending more than you were already planning to.

There are plenty of methods to get the most of the travel credit card and earn miles or points to be used towards flights or other travel-related expenses. Here are a few additional ways to maximize your rewards:

Pay for travel expenses using your credit card

If you’re planning a vacation, make use of your travel credit card to book your flight, hotel or rental car, as well as any other travel-related expenses. You’ll not only be able to meet the required amount for your credit card reward as well, however, you’ll also earn points or miles to cover these expenditures.

Utilize your credit card to pay for everyday expenses

Another way to meet the minimum amount of spending and earn points is utilising your credit cards to pay daily costs. This can include items like groceries, gas or even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t pay interest.

Take advantage of bonus categories

Many travel credit cards offer bonus points or miles on certain kinds of purchases, like eating out or travelling. Check out the rewards program of your credit card and take advantage of the bonus categories that are in line with your spending routines.

Think about the possibility of transferring your balance

If you have existing debt on a high-interest credit card, think about transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will allow you to pay off your debts without accruing interest. It will also assist you in reaching the minimum spending requirement for the credit card’s bonus.

Use your points or miles wisely

When you’ve earned a significant amount of points or miles make sure you use them wisely. Examine the rewards program of your credit card and then compare the benefits of different redemption options. For instance you can use points to book a flight directly through the airline may give you a better value than using them to purchase the purchase of a gift card.

Another suggestion is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This allows you to have a wider range of choices and more flexibility when making use of your rewards. For example, you may be capable of transferring your rewards to frequent flyer programs of airlines or a Hotel rewards programme. This gives you access to a larger variety of hotels, flights as well as other travel perks that may not be offered through the rewards program on your credit card.

In addition, you should find out if your credit card offers certain benefits that will help you save money on travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection and other benefits that could be very beneficial when traveling.

When you travel with someone else, both of you can earn rewards with your own credit card. Make sure you don’t share the costs on the same card. Also, make sure you keep track of your rewards separately.

In the end, the most important thing to do to making the most of your travel rewards is to understand the rewards program of your credit card and to ensure you’re making use of this program in the most efficient method possible. Utilizing an array of strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide variety of travel benefits.