Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles, which you can use to obtain discounted or free flights to your dream destinations. With a little bit of imagination and some information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to purchase discounted or even free flights. Some credit cards also permit you to use miles towards hotel stays or rental car deals.
How Does it Work?
The secret to successful hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program for a specific group of airlines. When it’s time to make a booking take a look at the price. If the price is less than $300, it’s generally better to pay cash and save your miles for a more expensive flight. If the prices start to rise over $500, you’ll need to review the frequent flyer account and see which airline can give you the best price. All it boils down to is the number of points or miles you have in your travel account for each airline.
Start with Travel Hacking
Ready to learn the secrets of travel hacking? First step opening the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards with many benefits and features. It is all dependent on the airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit cards perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every card has different rules, so be sure to check for this information. From there it’s all about building up miles and then using them to book your dream vacation!
Ready to jet-set with your points?
After you’ve accrued your points amount, it’s time to cash them in for some delicious travel! Different credit card companies will offer different ways to redeem your rewards, here are some examples from a few of the ones I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you own a Chase card, you are able to redeem your points via the Ultimate Rewards portal. Within it, you’ll have access to nearly every airline and you can make use of a combination of money and points to pay for your travel. You can even book completely on points if you have the balance for it! Sometimes even if you do not have enough points to cover the full price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United You have the option of paying using dollars or points? Butbe aware in case you don’t have enough points you can’t combine points and dollars for flights. If you’re just a few points short, United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom and free snacks. In addition, their booking procedure is similar to that of United Airlines, allowing passengers to book flights using JetBlue dollar or points however, not both. The difference is that JetBlue offers a distinct feature that lets you join your points with family members to accrue points twice as fast. Be sure to prove you’re really family before trying to hack the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be daunting to try to spend thousands of dollars to reach the required amount to qualify for credit card bonuses. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with credit card, go for it! Just be prepared to pay a fee, usually about 3 percent. It might be worth it in the end when the bonus is large enough.
Pay a medical bill
Another excellent way to meet the spending limit is to cover a medical bill. If you don’t have any medical bills due then ask your relatives if you could pay them for theirs, and they can repay you.
Make a payment to pay off a loan
If you’re in the middle of a loan, consider paying them off with your credit card. Just make sure you pay the credit card balance in full , so that you don’t accrue additional debt.
Ask your family members for help
Discuss your family with them and see if they have any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for doing it.
If you’re celebrating the holidays you should consider purchasing all of your gifts with the credit card you have. So you’ll be able to reach the minimum spending requirement and be ready for gift giving. Just make sure you’re not spending more than you were already contemplating to.
There are many ways to make the most out of using your credit or debit card for travel. You can earn miles or points to use towards airfares or other travel-related costs. Here are a few additional suggestions for maximising the rewards you earn:
Pay for travel expenses using your credit card
When you’re planning your next vacation, make use of the travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. Not only will you be able to meet the minimum amount of spending required to qualify for a credit card as well, but you’ll also earn points or miles on those costs.
Make use of your credit card to pay for everyday costs
Another way to hit the minimum spend to earn rewards is utilising your credit cards to pay everyday costs. This could include things like gas, groceries or even your phone bill. Make sure you pay the balance off in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, such as eating out or travelling. Be sure to review your rewards program on your credit card and make use of any bonus categories that align with your spending habits.
Think about the possibility of transferring your balance
If you’re in the middle of a outstanding debt due to a high-interest credit card, consider transferring that balance onto a travel credit card with an introductory rate of 0% for balance transfer. This will enable you to pay off the debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card bonus.
Utilize your miles and points wisely
Once you’ve accumulated a substantial amount of miles or points, be sure to use them in a responsible manner. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance you can use points to purchase a flight directly with the airline might give you a better return than using them for an gift card.
Another tip is to use rewards cards that allow you to transfer rewards to different loyalty program. This will let you get a wider selection of options and greater flexibility in you want to redeem your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This will give the benefit of a greater variety of hotels, flights as well as other travel perks that may not be offered through the rewards program of your credit card.
In addition, you should discover the card’s benefits. some perks that could save you money on travel-related expenses. A lot of credit cards provide travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.
When you travel with a friend, both of you can earn rewards using your credit card. Be aware that you cannot divide the cost with the same card, and be sure you keep track of your rewards in a separate manner.
Overall, the key to maximizing your travel rewards is to understand your credit card’s rewards program and to ensure you’re making use of it in the most efficient method possible. By using all of the strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.