Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into miles which you can use to obtain discounted or complimentary flights for your dream destinations. With a bit of creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can later be used to pay for cheap or free flight tickets. Some credit cards also permit you to use miles for hotel stays and rental car discounts.
How Does it Work?
The key to success in travel hacking is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles with a limited number of airlines. When it comes time to book a flight, evaluate the cost. If the flight is less than $300, it’s best to pay cash and save your miles for a more expensive flight. If your flights begin to climb higher than $500, it’s best to check those frequent flyer accounts to see which airline can give you the most value. All it boils down to is the number of points or miles in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Are you interested in learning the secrets to hacking travel? The first step is to open the credit card that comes with a sign-up bonus. There are plenty of great credit cards that provide various advantages and features. It depends on the type of airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit cards excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit or debit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Each card has its own rules, so make sure to look up this information. From there it’s all about building miles and using them to plan your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, you’re ready to use them towards nice travel! Different credit card companies will offer different ways to redeem your rewards, here are some examples from some of the providers I’ve worked with:
Take a trip by using Chase Ultimate Rewards
If you own a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. Within this portal you’ll get access to almost every airline and you can make use of a combination of money and points to pay for your trip. You can book your flight entirely on points if you have the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United, you have the option of paying using dollars or points? Butbe aware, if you don’t have enough points, you cannot combine dollars and points on the same flight. No worries though, if you’re only a couple of point short United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom as well as free snacks. Plus, their booking process is like United’s which allows you to book with either JetBlue points or dollars, however, not both. However, JetBlue has a unique feature that allows you to combine your points with family members to accrue points twice as fast. Be sure to prove you’re really family before trying to hack into the system.
Hit that Minimum Spend
If you’re anything like me and my travel buddy Becca, you’re probably pretty thrifty and it’s difficult to think of spending thousands of dollars in order to meet the minimum amount required to earn credit card bonuses. Don’t worry, we’ve been through it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, go for it! Just be prepared to pay a fee, usually at least 3 percent. It might be worth it over the long term when the bonus is large enough.
Make a payment on a medical expense
Another way to reach the required spending is to cover a medical bill. If you don’t have any medical bills due then ask your relatives if you could pay them for theirs, and they’ll repay you.
Make a payment to pay off a loan
If you’re a borrower you owe, think about paying them off with an credit card. Make sure to pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask family members for assistance
Ask your family members to see if they have any large expenses coming up that you can contribute for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for doing this.
If you’re in the middle of the holiday season take into consideration buying all your gifts with cards from your credit account. This way you can meet the minimum spending limit and be ready for gift giving. Just make sure you’re not paying more than you already thinking of.
There are many ways to get the most out of your travel credit card. You can accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are some additional ways to maximize your rewards:
Book travel expenses with your credit card
If you’re planning a vacation, make use of the travel credit card to pay for your hotel, flight or rental car, as well as any other travel-related expenses. You’ll not only be able to hit the minimum amount of spending required to qualify for a credit card reward, however, you’ll also earn points or miles to cover these expenditures.
Utilize your credit card to pay for all your daily costs
Another way to meet the minimum spending requirement to earn rewards is utilising your credit cards for everyday expenses. This could include things like gas, groceries or even your phone bill. Make sure you pay off the balance in full each month so you don’t pay interest.
Benefit from bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, including eating out or travelling. Make sure you review the rewards program of your credit card and avail any bonus categories that align with your spending habits.
Think about a balance transfer
If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will enable you to pay off the debt without accruing interest. It will also aid in achieving the minimum spend for the credit card’s bonus.
Make use of your miles or points prudently
Once you’ve accumulated a substantial amount of points or miles, be sure to use them wisely. Examine the rewards program of your credit card, and evaluate the worth of various redemption options. For example using your points to book a flight directly with the airline could give you a better value than using them to purchase a gift card.
Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This allows you to have a wider range of options and greater flexibility when making use of your rewards. For instance, you might be eligible to transfer your rewards to frequent flyer programs of airlines or reward program for hotels. This can give you access to a larger range of flights, hotels as well as other travel perks which are not available through your credit card’s rewards program.
Additionally, try to determine whether your credit card has any perks that can save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with someone else each of you will be able to earn rewards with your credit card. Make sure you don’t split the cost on the same card. Also, make sure you keep track of your rewards in a separate manner.
The key to maximizing your travel rewards is to know the rewards program of your credit card and ensure that you’re making use of your credit card in the most efficient way possible. Through all of the strategies I’ve listed that you can earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide range of travel perks.