Camp Courageous Travel

Are you fed up of spending thousands of dollars on travel? Well, good news! Travel hacking is the answer to all your travel problems. It’s a fun way to convert bonus and sign-up incentives into airline miles which you can use to get discounted or even free flights to your ideal destinations. With a little bit of imagination and some know-how, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards let you redeem miles to pay for hotel stays or rental car offers.

How Does it Work?

The key to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program on a select group of airlines. When it’s time to book a flight take a look at the price. If the flight is under $300, it’s generally better to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to look into those frequent flyer accounts to see which airline can give you the best price. All it boils down to is the amount of points or miles you have you have in your travel savings account for every airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? First step to open an account that comes with a welcome bonus. There are plenty of great credit cards that provide various benefits and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards that are perfect to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card you’ll have to meet the limit of spending minimum in order to receive the bonus. Every credit card has its own set of rules, so be sure to look up this information. From there, it’s all about racking up miles, and using them to plan your dream vacation!

Are you ready to set sail with your points?

Once you’ve accumulated your points balance, it’s time to use them towards sweet getaway! Different credit card companies have different methods of redeeming your rewards, here are some examples from a few of the companies I’ve had experience with:

Take a trip by using Chase Ultimate Rewards

If you have a Chase card, you are able to redeem your points via the Ultimate Rewards portal. Through it, you’ll have access to almost every airline, and you can combine points and cash to pay for your travel. You can even book completely using points if you’ve got the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for entire cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you tired of paying the full cost for your flight tickets? Did you not know that when you book directly through United, you have the option of paying using either points or dollars? But, be careful that if you don’t have enough points you aren’t able to combine points and dollars for one flight. Don’t worry, though, if you’re a few points short, United provides the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom as well as free snacks. Plus, their booking process is similar to United’s, allowing customers to book using either JetBlue either dollars or points, but not both. The difference is that JetBlue is unique in that they offer a feature that lets you combine your points with your family members and earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack the system.

Make sure you spend that minimum amount

If you’re anything like me and my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for a credit card bonus. Don’t worry because we’ve been there and are here to share some of our tips and tricks.

Camp Courageous Travel

Pay your rent (if you can)

This is a huge one! If you’re able to pay for your rent with credit card, then do it! Be prepared to pay a fee, usually about 3 percent. It could be worthwhile in the long run when the bonus is large enough.

Pay for a medical bill

Another great way to hit the minimum spend is to pay for the medical bills. If you do not have any medical expenses due then ask your family members to pay for theirs and they will reimburse you.

Make a payment to pay off a loan

If you’re in the middle of a loan you owe, think about making payments on them with an credit card. Be sure to pay off the balance on your credit card in full , so that you don’t end up with additional debt.

Ask family for help

Discuss your family with them and determine if they’ve got any major expenses in the near future that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they know why you’re taking the initiative.

Give gifts

If you’re in the middle of the holiday season you should consider purchasing all your gifts with the credit card you have. So you’ll be able to meet the minimum spending limit and also be ready to give gifts. Be sure to avoid spending more than you were contemplating to.

There are a lot of methods to get the most of the travel credit card. You can accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards:

Book travel expenses with your credit card

Whenever you’re planning a trip, use your travel credit card for booking your flight, hotel or rental car, as well as other travel costs. Not only will you achieve the required amount to earn your credit card reward, but you’ll also be earning points or miles on the costs.

Make use of your credit card to pay for everyday expenditures

Another method to reach the minimum amount of spending and earn points is by using your credit card to pay everyday expenditures. This could include items like groceries, gas and even your telephone bill. Be sure to pay the balance off in full every month to ensure you don’t pay interest.

Make the most of bonus categories

A lot of travel credit cards provide miles or bonus points for certain types of purchases, like eating out or traveling. Make sure you review the rewards program of your credit card and make use of any bonus categories that align with your spending habits.

Think about a balance transfer

If you are currently in outstanding debt due to a high-interest credit card, you might want to transfer that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off your debt without accruing interest. It will also help you hit the minimum spend for the credit card’s bonus.

Utilize your miles and points wisely

If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Review the rewards program for your credit card and compare the worth of various redemption options. For instance you can use points to book a flight directly through the airline may provide you with a greater value than using them for the purchase of a gift card.

Another option is to get an rewards card that permits you to transfer rewards to different loyalty program. This allows you to have a wider range of choices and more flexibility when making use of your rewards. For example, you may be capable of transferring your reward to frequent flyer programs of airlines or a Hotel rewards programme. This will give you access to a wider selection of hotels, flights and other travel benefits that aren’t accessible through the rewards program of your credit card.

Additionally, try to find out whether your credit card has some perks that could reduce your travel expenses. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that can be very beneficial when traveling.

When you travel with someone else each of you will be able to get rewards on your own credit card. Just remember that you can’t split the cost on the same card. Also, make sure to track your rewards separately.

Overall, the key to maximizing your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re using your credit card in the most efficient method possible. By using an array of strategies I’ve listed in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad range of travel perks.