Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles, which can be used to score discounted or free flights to your dream destinations. With a bit of imagination and some know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to buy discounted or even free flights. Some credit cards also allow you to redeem miles for hotel stays and rental car offers.
How Does it Work?
The key to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program on a select group of airlines. When you are ready to book a flight take a look at the price. If the cost is less than $300, it’s best to pay in cash and save your miles to book a higher-priced flight. When the flights start getting higher than $500, it’s best to review your frequent flyer accounts and determine which airline offers you the best price. It all boils down to the number of miles or points in your travel bank for each airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step opening an account with a sign-up bonus. There are a lot of fantastic credit cards that offer various advantages and features. It is all dependent on the airline, spending habits and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll have to meet the minimum spend limit in order to get the bonus. Every credit card has its own set of rules, so be sure to check for this information. Then you can begin to rack up miles, and using them to plan your dream vacation!
Are you ready to set sail with your ideas?
After you’ve accrued your points balance, you’re ready to redeem them for some nice getaway! Different credit card companies offer different ways to redeem your points. Here are some examples from some of the companies I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you own an Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. In it, you’ll get access to almost every airline. You can make use of a combination of points and cash to pay for your next trip. You can even book entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you realize that when booking directly through United, you have the option of paying using dollars or points? Be careful in case you don’t have enough points you can’t combine points and dollars on flights. If you’re just a few point short United provides the option of buying additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience with extra space and complimentary snacks. In addition, their booking procedure is like United’s that allows passengers to book flights using JetBlue dollar or points, but not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack the system.
Reach that Minimum Spend
If you’re like me or my travel buddy Becca, you’re probably pretty thrifty and it’s daunting to try to spend thousands of dollars to hit the minimum spend for credit card bonuses. Don’t worry as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with credit card, then do it! Make sure you be charged a fee, typically about 3%. It could be worthwhile in the end when the bonus is large enough.
Pay for a medical bill
Another great way to hit the required spending is to pay for a medical bill. If you do not have any medical expenses due, ask your family members to pay their medical bills and they’ll repay you.
Repay a loan
If you have any loans you owe, think about repaying them using your credit card. Just make sure you pay off the balance on your credit card in full , so that you don’t end up with more debt.
Ask family members for assistance
Ask your family members to determine if they’ve got any major expenses in the near future that you can contribute for. Just make sure you are able to trust the person and that they know why you’re taking the initiative.
If it’s the holiday season you should consider purchasing all your gifts with your credit card. This way you can meet the minimum spending limit and also be ready for gift giving. Make sure that you’re not paying more than you already contemplating to.
There are many methods to get the most out of using your credit or debit card for travel. accumulate miles or points that you can be used towards flights or other travel-related expenses. Here are a few additional suggestions for maximising your rewards:
Book travel expenses with your credit card
When you’re planning your next trip, use the travel credit card to pay for your hotel, flight, rental car, and other travel costs. In addition, you’ll be able to hit the minimum amount of spending required to earn your credit card bonus, but you’ll also be earning points or miles on those expenses.
Utilize your credit card to pay to pay for your everyday expenditures
Another way to meet the minimum spending requirement to earn rewards is by using your credit card for every day costs. This can include things like gas, groceries or even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
A lot of travel credit cards provide miles or points in exchange for specific types of purchases, like dining or travel. Check out the rewards program of your credit card and avail any bonus categories that align with your spending habits.
Take into consideration a balance transfer
If you have existing debt on a credit card, consider transferring that balance onto an account with a travel credit card that has the introductory APR of 0% for balance transfer. This will enable you to pay off your debts without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Utilize your miles and points carefully
If you’ve amassed a large amount of points or miles Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card and then compare the worth of various redemption options. For instance you can use your points to book a flight directly through the airline may give you a better return than using them for a gift card.
Another tip is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more freedom when it comes to you want to redeem your rewards. For example, you may be capable of transferring your rewards to an airline’s frequent flyer program or hotel rewards program. This will give you access to a greater range of flights, hotels as well as other travel perks which are not accessible through your credit card’s rewards program.
Additionally, try to discover whether your credit card has certain benefits that will save you money on travel-related costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.
Finally, when you’re traveling with someone else and both of you earn rewards using your own credit card. Make sure you don’t share the costs on the same card and make sure to keep track of your rewards separately.
The key to making the most of your travel rewards is to know the rewards program on your credit card and make sure you’re using this program in the most efficient method possible. Through all of the methods I’ve described in this article, you’ll be able earn rewards fast, exchange rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.