Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles which you can use to score discounted or cheap flights from your dream destinations. With a little bit of creativity and some insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to pay for cheap or free flight tickets. Certain credit cards allow you to redeem miles towards hotel stays or rental car discounts.
How Does it Work?
The key to success in travel hacking is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles for a specific group of airlines. When it’s time to make a booking, evaluate the cost. If the flight is under $300, it’s generally better to pay cash and save your miles to take a more costly flight. If your flights begin to climb higher than $500, it’s best to look into those frequent flyer accounts and see which airline can give you the best price. It all comes down to the number of miles or points in your travel account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? The first step is opening the credit card that comes with a sign-up bonus. There are many great credit cards with a variety of benefits and features. It all depends on your preferred airline, your spending habits, and the features that are most important to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Every card has different rules, so be sure to check for this information. From there, it’s all about racking up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your points?
Once you’ve accumulated the points amount, it’s time to redeem them for some nice travel! Different credit card companies offer different ways to redeem your points. Here are some examples from some of the companies I have experience with:
Escape by using Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you can use your points to redeem them through the Ultimate Rewards portal. In it, you’ll have access to virtually every airline and you can make use of a combination of money and points to book your travel. You can even book completely using points if you’ve got enough balance! Sometimes even if you do not possess enough points for the full price, you can buy flights with Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for flights? Did you know that when you book directly through United, you have the option of paying with either points or dollars? Be careful, if you don’t have enough points, you aren’t able to combine points and dollars for flights. No worries though, if you’re a few point short United also offers the option of buying additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines that allows customers to book using either JetBlue either dollars or points, however, not both. The difference is that JetBlue is unique in that they offer a feature that lets you pool your points together with family members to accrue points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel buddy Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn a credit card bonus. Don’t worry as we’ve done it and we’re here to share some of our tips and tricks.
Pay your rent (if you can)
This is a big one! If you’re able to pay your rent with a credit card, do it! Just be prepared to be charged a fee, typically about 3 percent. It might be worth it over the long term when the bonus is large enough.
Pay a medical bill
Another great way to hit the minimum spend is to cover a medical bill. If you don’t have any medical bills coming up, ask your family members to pay them for theirs, and they can reimburse you.
Repay the loan
If you’re in the middle of a loan you owe, think about repaying them using an credit card. Make sure to pay the credit card balance in full , so that you don’t end up with more debt.
Ask family members for assistance
Ask your family members to see if they have any big expenses coming up that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing this.
If it’s the holiday season take into consideration buying all your gifts using the credit card you have. This way you can reach the minimum spending requirement and also be ready to give gifts. Be sure to avoid spending more than you already planning to.
There are plenty of methods to get the most of the travel credit card. accumulate miles or points that you can spend on flights or other travel-related expenses. Here are some additional ways to maximize your rewards:
Make travel reservations using your credit card
Whenever you’re planning a vacation, make use of you travel credit card to book your flight, hotel or rental car, as well as other travel costs. In addition, you’ll achieve the minimum amount of spending required to earn your credit card bonus, but you’ll also earn points or miles to cover the expenses.
Utilize your credit card to pay to pay for your everyday expenses
Another way to hit the minimum amount of spending in order to accumulate points by using your credit card to pay everyday expenses. This can include things like gas, groceries or even your phone bill. Make sure you pay the balance off in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Some travel credit cards will offer bonus points or miles for certain types of purchases, including dining or travel. Be sure to review the rewards program of your credit card and take advantage of any bonus categories that align with your spending routines.
Think about the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, you might want to transfer that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will enable you to pay off your debt without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card bonus.
Make use of your miles or points wisely
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card and compare the worth of various redemption options. For instance, using points to book a ticket directly with the airline could provide you with a greater return than using them for a gift card.
Another option is to get rewards cards that allow you to transfer your points to other loyalty programs. This allows you to have a wider range of choices and more flexibility when you want to redeem your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This gives you access to a larger selection of hotels, flights, and other travel perks that aren’t available through your credit card’s rewards program.
In addition, you should find out if your credit card offers any perks that can help you save money on travel costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that can be very beneficial when traveling.
When you travel with someone else, both of you can earn rewards using your own credit card. Be aware that you cannot divide the cost with the same card. Also, make sure to keep track of your rewards separately.
In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re using this program in the most effective way possible. Through an array of strategies I’ve outlined in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide variety of travel benefits.