Are you tired of paying a fortune on airfare? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s an exciting method to convert credit card sign-up bonuses and incentives into airline miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a bit of imagination and some information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and car rental offers.
How Does it Work?
The secret to successful travel hacking is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program on a select group of airlines. When it’s time to make a booking consider the cost. If the cost is under $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise higher than $500, it’s best to look into your frequent flyer accounts to determine which airline offers you the best price. All it boils down to is the amount of points or miles in your travel account for every airline.
Start with Travel Hacking
Are you ready to discover the secrets to travel hacking? Your first task is opening an account with a sign-up offer. There are a lot of fantastic credit cards that offer a variety of advantages and features. It is all dependent on the airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are a few credit cards that are excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of guidelines, so make certain to verify this information. Then, it’s all about racking up miles, and using them to book your dream trip!
Ready to jet-set with your points?
Now that you’ve built up your points amount, it’s time to use them towards sweet getaway! Different credit card providers will have different methods of redeeming your points. Here are a few examples from some of the companies I’ve worked with:
Take a trip with Chase Ultimate Rewards
If you own an Chase cards, you are able to use your points to redeem them through the Ultimate Rewards portal. Within the portal, you’ll have access to almost every airline, and you can combine points and cash to pay for your trip. You can even book completely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the entire cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying the full cost for your flights? Did you not know that when you book directly through United You have the option of paying with either points or dollars? Butbe aware in case you don’t have enough points you aren’t able to combine dollars and points for the same flight. Don’t worry, though, if you’re just a few points away, United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom as well as free snacks. Plus, their booking process is similar to United’s, allowing you to book with either JetBlue dollar or points, however, not both. The difference is that JetBlue has a unique feature that lets you pool your points together with family members to accrue points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca, you’re probably pretty thrifty and it’s challenging to attempt to spend thousands of dollars to reach the required amount to qualify for a credit card bonus. Don’t worry because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able to pay for your rent using credit card, go for it! Be prepared to be charged a fee, typically about 3%. It may be worth it in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another great way to hit the minimum spend is to pay for an medical bill. If you don’t have any medical bills due then ask your family members if you can pay for theirs and they will pay you back.
Repay the loan
If you’re a borrower take into consideration paying them off with your credit card. Make sure to pay off the credit card balance in full , so that you don’t end up with additional debt.
Ask family for help
Talk to your family and look into any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to trust the person and they understand why you’re doing this.
If you’re celebrating the holidays take into consideration buying all your gifts using cards from your credit account. This way you can reach the minimum spending requirement and also be ready for giving gifts. Just make sure you’re not paying more than you already thinking of.
There are many ways to make the most of the travel credit card. You can accrue points or miles to spend on flights or other travel-related expenses. Here are a few more ideas for maximizing your rewards:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, use your travel credit card for booking your hotel, flight, rental car, and any other travel-related expenses. In addition, you’ll achieve the required amount for your credit card reward and earn points, but you’ll also earn points or miles to cover the expenses.
Use your credit card for everyday expenses
Another way to meet the minimum spend in order to accumulate points by making use of your credit card to pay for daily expenses. This could include things like food, gas, and even your phone bill. Make sure you pay the balance off in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, such as eating out or traveling. Check out your credit card’s rewards program and avail the bonus categories that are in line with your spending habits.
Consider a balance transfer
If you have existing debt on a high-interest credit card, think about transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will allow you to pay off your debts without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Make use of your miles or points wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them wisely. Examine the rewards program of your credit card and compare the value of different redemption options. For instance using your points to book a flight directly with the airline might provide you with a greater return than using them for an gift card.
Another option is to get rewards cards that allow you to transfer your rewards to different loyalty program. This allows you to have a wider range of options and greater flexibility when redeeming your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or Hotel rewards programme. This will give the benefit of a greater variety of hotels, flights, and other travel perks which are not offered through the rewards program on your credit card.
In addition, you should discover whether your credit card has certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance and rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
Finally, when you’re traveling with someone else and both of you earn rewards with your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to track your rewards in a separate manner.
In the end, the most important thing to do to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re using it in the most effective method. Through an array of methods I’ve described, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.