Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to your travel-related problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles, that can then be used to get discounted or even complimentary flights for your desired destinations. With a little imagination and a little bit of insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and rewards for airline miles. The miles can be used to buy discount or no-cost flights. Some credit cards also permit you to use miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of credit card sign-up bonuses and to establish frequent flyer miles for a specific group of airlines. When it’s time to book a flight, evaluate the cost. If the price is less than $300, it’s best to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb above $500, you’ll want to look into your frequent flyer accounts to determine which airline offers you the best deal. It all boils down to the number of points or miles in your travel bank for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets to travel hacking? First step to open a credit card with a sign-up bonus. There are a lot of fantastic credit cards with various features and benefits. It all depends on your preferred airline, spending habits and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit cards excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the minimum spend limit in order to receive the bonus. Every card has different rules, so make certain to verify this information. Then, it’s all about racking up miles, and using them to plan your dream trip!
Ready to jet-set with your points?
Once you’ve accumulated your points amount, it’s time to cash them in for some nice vacation! Different credit card companies have different methods for redeeming your points. Here are a few examples from some of the ones I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you own a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Within the portal, you’ll get access to almost every airline. You can make use of a combination of points and cash to book your travel. You can even book completely with points if you’ve the funds to pay for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying the full cost for your flights? Did you realize that when booking directly through United You have the option of paying using dollars or points? Be careful in case you do not have enough points you aren’t able to combine dollars and points on one flight. Don’t worry, though, if you’re a few points away, United gives you the option to purchase additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom and free snacks. Plus, their booking process is similar to United’s that allows you to book with either JetBlue either dollars or points, but not both. The difference is that JetBlue has a unique feature that allows you to pool your points together with your relatives to earn points twice as quickly. Just make sure you can verify that you are a family member before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca You’re probably quite thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum spend for a credit card bonus. But don’t fret, we’ve been through it and are here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent with credit card, go for it! Be prepared to pay a cost, which is usually about 3%. It may be worth it in the end in the event that the bonus is substantial enough.
Pay for a medical bill
Another way to reach the minimum spend is to pay for the medical bills. If you don’t have any medical bills coming up then ask your relatives if you could pay for theirs and they can reimburse you.
Make a payment to pay off a loan
If you’re a borrower, consider repaying them using your credit card. Make sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.
Ask family for help
Discuss your family with them and look into any large expenses coming up that you can help pay for. Be sure to be sure that you’re able to trust the person and they are aware of the reason for doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. This way you can hit that minimum spend and also be prepared for giving gifts. Just make sure you’re not spending more than you were contemplating to.
There are many ways to get the most out of the travel credit card and earn miles or points to be used towards the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards:
Book travel expenses with your credit card
When you’re planning your next trip, use your travel credit card to pay for your flight, hotel, rental car, and any other travel-related expenses. In addition, you’ll achieve the required amount to earn your credit card reward as well, but you’ll also earn points or miles on those expenditures.
Utilize your credit card to pay to pay for your everyday expenses
Another method to reach the minimum spend to earn rewards is by using your credit card for everyday expenses. This could include items like groceries, gas and even your telephone bill. Be sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer bonus points or miles for specific types of purchases, such as dining or travel. Be sure to review your rewards program on your credit card and take advantage of any bonus categories that align with your spending routines.
Take into consideration the possibility of transferring your balance
If you have existing debt on a high-interest credit card, consider transferring the balance to a travel credit card with a 0% introductory APR for balance transfers. This will enable you to pay off your debts without accruing interest, and also assist you in reaching the minimum spend for the credit card bonus.
Make use of your miles or points carefully
If you’ve amassed a large amount of miles or points make sure you use the points or miles wisely. Check out the rewards program on your credit card and then compare the value of different redemption options. For example, using your points to purchase a flight directly with the airline might give you a better value than using them to purchase an gift card.
Another option is to get a rewards card that allows you to transfer rewards to different loyalty program. This will allow you to enjoy a greater variety of choices and more freedom when it comes to redeeming your rewards. For example, you may be able to transfer your reward to frequent flyer programs of airlines or Hotel rewards programme. This gives you access to a larger variety of hotels, flights and other travel benefits that aren’t available through the rewards program on your credit card.
Additionally, try to discover whether your credit card has certain benefits that will reduce your travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that are invaluable when you travel.
When you travel with a companion, both of you can earn rewards using your credit card. Make sure you don’t divide the cost with the same card. Also, make sure to track your rewards separately.
In the end, the most important thing to do to maximizing your travel rewards is to understand the rewards program on your credit card and to ensure you’re using this program in the most effective method possible. Utilizing all of the strategies I’ve listed, you’ll be able to earn rewards fast, exchange them for travel experiences that are worth it and benefit from a wide variety of travel benefits.