Biever Travel Port Washington

Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to turn credit card sign-up bonuses and incentives into miles which you can use to score discounted or free flights to your ideal destinations. With a little bit of imagination and some know-how, you’ll fly for no cost within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental discounts.

How Does it Work?

The most effective method for successful hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles on a select group of airlines. When it’s time to book a flight, evaluate the cost. If the price is under $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If the prices start to rise higher than $500, it’s best to check those frequent flyer accounts to determine which airline offers you the most value. All it boils down to is the number of points or miles in your travel account for every airline.

Begin by Getting Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? Your first task is opening a credit card with a sign-up bonus. There are plenty of great credit cards with many benefits and features. It is all dependent on the airline, your spending habits, and the features that are most important to you.

Top Credit Card Picks

Here are some credit cards that are excellent for travel hacking:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every card has different guidelines, so make sure to check for this information. From there, it’s all about racking up miles, and using them to book your dream vacation!

Are you ready to go on a jet-setting with your goals?

After you’ve accrued your points balance, you’re ready to use them towards delicious vacation! Different credit card providers will have different methods of redeeming your points, but here are some examples from a few of the ones I’ve had experience with:

Escape through Chase Ultimate Reward

If you own an Chase credit card, then you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline, and you can use a combination of the points as well as cash in order to pay for your travel. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not possess enough points for the entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you fed up of paying the full cost for your flights? Did you know that when you book directly through United You have the option of paying using dollars or points? Be careful in case you do not have enough points you aren’t able to combine dollars and points on one flight. Don’t worry, though, if you’re only a couple of point short United provides the possibility of purchasing additional miles.

JetBlue

Are you looking for a domestic flight? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. Plus, their booking process is similar to United’s which allows passengers to book flights using JetBlue points or dollars, however, not both. But, JetBlue is unique in that they offer a feature where you can pool your points together with your family members and earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca, you’re probably pretty economical and it’s difficult to think of spending thousands of dollars to reach the minimum spend for credit card bonuses. But don’t fret because we’ve been there and are here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent using a credit card, do it! Be prepared to pay a fee, usually around 3 percent. It could be worthwhile in the long run if the bonus is high enough.

Pay a medical bill

Another way to reach the required spending is to cover a medical bill. If you do not have any medical expenses due then ask your family members to pay their medical bills and they can reimburse you.

Make a payment to pay off a loan

If you have any loans, consider repaying them using an credit card. Make sure to pay off the credit card balance in full so you don’t accumulate more debt.

Ask family members for assistance

Discuss your family with them and look into any major expenses in the near future that you can help pay for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing it.

Buy gifts

If you’re in the middle of the holiday season take into consideration buying all your gifts with cards from your credit account. This way you can reach the minimum spending requirement and also be prepared for giving gifts. Be sure to avoid spending more than you already planning to.

There are many methods to get the most of your travel credit card. You can accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are a few additional ways to maximize your rewards:

Pay for travel expenses using your credit card

If you’re planning a trip, make use of the travel credit card for booking your flight, hotel, rental car, and other travel costs. Not only will you be able to hit the minimum spend to earn your credit card bonus, however, you’ll also earn points or miles on those expenditures.

Make use of your credit card to pay for everyday expenditures

Another method to reach the minimum spend and earn points is by utilising your credit cards to pay everyday costs. This can include items like groceries, gas and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t accumulate interest.

Make the most of bonus categories

Some travel credit cards will offer bonus points or miles for certain types of purchases, including eating out or traveling. Make sure you review your rewards program on your credit card and make use of the bonus categories that are in line with your spending routines.

Consider the possibility of transferring your balance

If you have existing debt on a credit card, consider transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will enable you to pay off the debt without accruing interest, and also help you hit the minimum spend for the credit card bonus.

Use your points or miles wisely

If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Examine the rewards program of your credit card and then compare the value of different redemption options. For instance using your points to purchase a flight directly through the airline may give you a better value than using them for the purchase of a gift card.

Another tip is to use rewards cards that allow you to transfer your points to other loyalty programs. This allows you to enjoy a greater variety of choices and more freedom when it comes to redeeming your rewards. For example, you may be eligible to transfer your reward to the frequent flyer program of an airline or a Hotel rewards programme. This can give an access greater selection of hotels, flights as well as other travel perks that may not be accessible through your credit card’s rewards program.

Also, discover if your credit card offers certain benefits that will save you money on travel-related costs. A lot of credit cards provide travel insurance as well as rental car insurance baggage protection, and other benefits that can be invaluable when you travel.

Finally, when you’re traveling with someone else, both of you can get rewards on your credit card. Be aware that you cannot share the costs on the same card. Also, make sure to track your rewards in a separate manner.

In the end, the most important thing to do to making the most of your travel rewards is to know the rewards program on your credit card and ensure that you’re making use of this program in the most effective way possible. By using an array of strategies I’ve outlined in this article, you’ll be able get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.