Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s an exciting way to convert credit card welcome bonuses and other incentives into airline miles, which can be used to get discounted or even cheap flights from your desired destinations. With a little creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to purchase discounted or even free flights. Certain credit cards let you redeem miles towards hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful hacking travel is taking advantage of credit card sign-up bonuses and building out a frequent flyer mile program for a specific group of airlines. When it comes time to book a flight consider the cost. If the price is under $300, it’s generally better to pay in cash and use your miles to pay for a more expensive flight. If the prices start to rise above $500, you’ll want to look into the frequent flyer account to find out which airline will give you the most value. It all comes down to the amount of points or miles you have you have in your travel savings account for every airline.
Get Started with Travel Hacking
Are you interested in learning the secrets of travel hacking? First step opening an account with a sign-up offer. There are plenty of great credit cards that provide a variety of benefits and features. It all depends on your preferred airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit card options that can be perfect to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to hit the minimum spend limit in order to qualify for the bonus. Every credit card has its own set of rules, so make sure to check for this information. From there, it’s all about racking up miles and using them to book your dream trip!
Ready to jet-set with your ideas?
Once you’ve accumulated the points balance, it’s time to redeem them for some sweet getaway! Different credit card companies will offer different ways to redeem your points, but here are a few examples from some of the companies I’ve worked with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. In it, you’ll have access to almost every airline and you can use a combination of money and points to book your travel. You can book your flight entirely with points if you’ve enough balance! Sometimes even if you don’t possess enough points for the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United, you have the option of paying using dollars or points? But, be careful that if you do not have enough points you cannot combine points and dollars for one flight. If you’re a few point short United gives you the option of buying additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience with extra space and complimentary snacks. Additionally, their booking process is like United’s, allowing customers to book using either JetBlue either dollars or points however, not both. The difference is that JetBlue offers a distinct feature that lets you combine your points with your relatives to earn points twice as quickly. Be sure to prove you’re really family before trying to hack the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars in order to meet the minimum spend for the credit card bonus. However, don’t be worried because we’ve been there and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent using credit card, go for it! Just be prepared to pay a fee, usually about 3 percent. It may be worth it in the end when the bonus is large enough.
Make a payment on a medical expense
Another way to reach the required spending is to pay for an medical bill. If you don’t have any medical bills due, ask your family members to pay their medical bills and they will pay you back.
Make a payment to pay off a loan
If you’re in the middle of a loan, consider paying them off with your credit card. Be sure to pay off the balance on your credit card in full , so that you don’t accumulate more debt.
Ask family members for assistance
Ask your family members to look into any big expenses coming up that you can contribute for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for taking the initiative.
If you’re in the middle of the holiday season you should consider purchasing all of your gifts with your credit card. This way you can hit that minimum spend and be ready for giving gifts. Be sure to avoid paying more than you already contemplating to.
There are plenty of methods to get the most out of the travel credit card. earn miles or points to spend on flights or other travel-related expenses. Here are a few more suggestions for maximising the rewards you earn:
Pay for travel expenses using your credit card
If you’re planning a trip, make use of you travel credit card for booking your hotel, flight, rental car, and any other travel expenses. Not only will you achieve the minimum spend to earn your credit card reward, however, you’ll also earn points or miles on these costs.
Utilize your credit card to pay to pay for your everyday expenditures
Another way to meet the minimum spending requirement in order to accumulate points making use of your credit card to pay for every day expenses. This can include things like food, gas, and even your phone bill. Just make sure to pay off the balance each month in full so you don’t accumulate interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange on certain kinds of purchases, including eating out or traveling. Be sure to review the rewards program of your credit card and make use of the bonus categories that are in line with your spending routines.
Consider the possibility of transferring your balance
If you are currently in debt on a credit card, think about transferring the balance to the travel credit card which has a 0% introductory APR for balance transfer. This will allow you to pay off your debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of points or miles Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card and compare the worth of various redemption options. For instance you can use points to book a ticket directly with the airline might provide you with a greater value than using them to purchase a gift card.
Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to get a wider selection of options and greater freedom when it comes to redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or reward program for hotels. This can give you access to a wider range of flights, hotels and other travel benefits that may not be offered through the rewards program on your credit card.
Additionally, try to determine if your credit card offers some perks that could save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be invaluable when you travel.
When you travel with a friend each of you will be able to get rewards on your own credit card. Make sure you don’t share the costs on the same card, and be sure to keep track of your rewards separately.
The key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and to ensure you’re making use of this program in the most efficient method. Utilizing a combination of the strategies I’ve listed, you’ll be able to earn rewards fast, exchange them for valuable travel experiences and benefit from a wide variety of travel benefits.