Best Time To Travel To Antarctica

Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to your travel-related problems. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles, which can be used to score discounted or free flights to your ideal destinations. With a little imagination and a little bit of insider information, you’ll travel for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to buy discount or no-cost flights. Certain credit cards let you redeem miles to pay for hotel stays or car rental discounts.

How Does it Work?

The key to success in travel hacking is to take advantage of the sign-up bonuses for credit cards and to establish a frequent flyer mile program on a select group of airlines. When you are ready to make a booking take a look at the price. If the flight is under $300, it’s best to pay in cash and save your miles to take a more costly flight. If the prices start to rise higher than $500, it’s best to look into those frequent flyer accounts and find out which airline will give you the most value. It all comes down to the amount of miles or points you have in your travel savings account for every airline.

Start with Travel Hacking

Are you ready to discover the secrets to hacking travel? First step opening an account with a sign-up bonus. There are plenty of great credit cards with many benefits and features. It depends on the type of airline, your habits with spending and what features are important to you.

Top Credit Card Picks

Here are some credit card options that can be perfect to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different guidelines, so make sure to check for the details. Then, it’s all about racking up miles and then using them to book your dream vacation!

Ready to jet-set with your points?

Once you’ve accumulated the points balance, it’s time to redeem them for some sweet travel! Different credit card providers will have different methods for redeeming your points, but here are some examples from a few of the providers I’ve had experience with:

Take a trip with Chase Ultimate Rewards

If you own a Chase credit card, then you can redeem your points through the Ultimate Rewards portal. In the portal, you’ll get access to virtually every airline. You can make use of a combination of points and cash to pay for your travel. You can even book completely using points if you’ve got the balance for it! Sometimes even if you don’t possess enough points for the entire cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.

 

United

Are you fed up of paying full price for your flight tickets? Did you realize that when booking directly through United you can choose the option to pay with either points or dollars? But, be careful in case you don’t have enough points you cannot combine points and dollars for flights. No worries though, if you’re only a couple of point short United provides the possibility of purchasing additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. Plus, their booking process is similar to United’s that allows customers to book using either JetBlue dollar or points however, not both. The difference is that JetBlue offers a distinct feature where you can join your points with your relatives to earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack into the system.

Make sure you spend that minimum amount

If you’re like me or my travel companion Becca, you’re probably pretty frugal and it can be difficult to think of spending thousands of dollars to reach the minimum spend for a credit card bonus. Don’t worry, we’ve been through it and are here to share our tricks and tips.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent using a credit card, do it! Just be prepared to be charged a fee, typically about 3 percent. It may be worth it over the long term if the bonus is high enough.

Pay for a medical bill

Another excellent way to meet the required spending is to cover a medical bill. If you do not have any medical expenses in the near future, ask your family members to pay for theirs and they’ll repay you.

Repay a loan

If you’re a borrower you owe, think about paying them off with the credit card you have. Make sure to pay the credit card balance in full so you don’t accrue additional debt.

Ask your family members for help

Talk to your family and look into any major expenses in the near future which you could help pay for. Just make sure you have confidence in the person you are talking to and they know why you’re doing this.

Give gifts

If it’s the holiday season you should consider purchasing all your gifts with cards from your credit account. In this way, you’ll meet the minimum spending limit and also be ready for gift giving. Be sure to avoid paying more than you thinking of.

There are many ways to get the most of the travel credit card. accrue points or miles to spend on airfares or other travel-related costs. Here are a few additional ways to maximize your rewards:

Pay for travel expenses using your credit card

If you’re planning a trip, make use of your travel credit card to book your hotel, flight or rental car, as well as other travel costs. You’ll not only be able to hit the minimum spend for your credit card bonus as well, but you’ll also earn points or miles to cover the expenditures.

Utilize your credit card to pay for all your daily expenditures

Another method to reach the minimum amount of spending and earn points is by making use of your credit card to pay daily expenses. This could be things like food, gas or even your phone bill. Make sure you pay the balance off in full each month so you don’t accrue interest charges.

Benefit from bonus categories

Some travel credit cards will offer miles or points in exchange for certain types of purchases, including eating out or travelling. Make sure you review your rewards program on your credit card and make use of the bonus categories that are in line with your spending routines.

Take into consideration the possibility of transferring your balance

If you’re in the middle of a outstanding debt due to a high-interest credit card, you might want to transfer that balance to a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off your debts without accruing interest, and also aid in achieving the minimum spend for the credit card bonus.

Utilize your miles and points prudently

Once you’ve accumulated a substantial amount of points or miles, be sure to use them in a responsible manner. Check out the rewards program on your credit card, and evaluate the benefits of different redemption options. For example using points to book a ticket directly with the airline might give you a better value than using them to purchase an gift card.

Another tip is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This allows you to enjoy a greater variety of options and greater flexibility in redeeming your rewards. For example, you may be capable of transferring your reward to the frequent flyer program of an airline or a reward program for hotels. This gives you access to a wider range of flights, hotels as well as other travel perks that may not be accessible through your credit card’s rewards program.

Additionally, try to determine if your credit card offers any perks that can reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that can be very beneficial when traveling.

When you travel with a friend, both of you can earn rewards with your own credit card. Be aware that you cannot split the cost on the same card and make sure to keep track of the rewards you earn separately.

The key to maximizing your travel rewards is to understand the rewards program of your credit card and ensure that you’re using this program in the most effective method possible. By using an array of methods I’ve described that you can get rewards in a short time, use them for valuable travel experiences and take advantage of a broad range of travel perks.