Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking is the answer to all your travel problems. It’s an exciting way to convert bonus and sign-up incentives into airline miles, which can be used to obtain discounted or free flights to your dream destinations. With a bit of creativity and some insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about exchanging credit card sign-up bonuses and rewards for airline miles. These miles can then be used to pay for discount or no-cost flights. Some credit cards also permit you to use miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of credit card sign-up bonuses and establishing frequent flyer miles on a select group of airlines. When it comes time to book a flight take a look at the price. If the flight is under $300, it’s best to pay cash and use your miles to pay to take a more costly flight. When the flights start getting above $500, you’ll want to look into the frequent flyer account and see which airline can give you the most value. It all boils down to the number of points or miles you have you have in your travel savings account for each airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? Your first task is opening an account with a sign-up bonus. There are plenty of great credit cards that provide a variety of advantages and features. It is all dependent on the airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are a few credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to qualify for the bonus. Every credit card has its own set of rules, so be sure to look up the details. From there you can begin to rack miles and then using them to book your dream vacation!
Ready to jet-set with your goals?
Now that you’ve built up the points amount, it’s time to cash them in for some sweet getaway! Different credit card providers will have different methods for redeeming your points, but here are a few examples from some of the companies I’ve had experience with:
Take a trip with Chase Ultimate Rewards
If you have a Chase credit card, then you are able to redeem your points through the Ultimate Rewards portal. Through it, you’ll get access to nearly every airline. You can use a combination of the points as well as cash in order to book your travel. You can book your flight entirely using points if you’ve got the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for entire price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying full price for your flight tickets? Did you know that when you book directly through United, you have the option to pay with either points or dollars? Be careful in case you don’t have enough points you can’t combine dollars and points on one flight. Don’t worry, though, if you’re just a few points away, United gives you the option to purchase additional miles.
Looking for a flight within the United States? You should look no further than JetBlue! JetBlue offers a comfortable and enjoyable flight experience , with more space and complimentary snacks. Plus, their booking process is similar to United’s, allowing passengers to book flights using JetBlue points or dollars, but not both. But, JetBlue is unique in that they offer a feature that lets you join your points with your relatives to earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca, you’re probably pretty frugal and it can be daunting to try to spend thousands of dollars to hit the required amount to qualify for credit card bonuses. However, don’t be worried because we’ve been there and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay for your rent with a credit card, do it! Make sure you be charged a fee, typically at least 3%. It might be worth it over the long term when the bonus is large enough.
Pay for a medical bill
Another great way to hit the minimum spend is to pay for the medical bills. If you don’t have any medical bills due Ask your family members to pay their medical bills and they’ll reimburse you.
Pay off a loan
If you’re in the middle of a loan take into consideration repaying them using your credit card. Make sure to pay off the balance on your credit card completely so that you don’t end up with more debt.
Ask your family members for help
Talk to your family and see if they have any major expenses in the near future that you can help pay for. Just make sure you trust the person and they understand why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. So you’ll be able to meet the minimum spending limit and be ready for gift giving. Be sure to avoid paying more than you already contemplating to.
There are a lot of ways to make the most of the travel credit card. accrue points or miles to spend on the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing the rewards you earn:
Book travel expenses with your credit card
If you’re planning a vacation, make use of you travel credit card for booking your hotel, flight, rental car, and other travel costs. You’ll not only be able to meet the minimum spend to earn your credit card reward and earn points, however, you’ll also earn points or miles on those expenditures.
Make use of your credit card to pay to pay for your everyday costs
Another way to hit the minimum amount of spending in order to accumulate points by using your credit card to pay for daily costs. This can include items like groceries, gas, and even your phone bill. Just make sure to pay the balance off in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange on certain kinds of purchases, such as eating out or travelling. Check out the rewards program of your credit card and avail the bonus categories that are in line with your spending habits.
Think about the possibility of transferring your balance
If you have existing debt on a credit card, think about transferring that balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest, and also aid in achieving the minimum amount required to earn the credit card’s bonus.
Make use of your miles or points carefully
If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Examine the rewards program of your credit card and compare the benefits of different redemption options. For instance using points to book a ticket directly through the airline may offer better return than using them for a gift card.
Another tip is to use a rewards card that allows you to transfer your reward points into other loyalty programmes. This will allow you to enjoy a greater variety of options and greater freedom when it comes to you want to redeem your rewards. For example, you may be able to transfer your reward to an airline’s frequent flyer program or a hotel rewards program. This gives you access to a wider selection of hotels, flights, and other travel perks which are not available through your credit card’s rewards program.
Also, discover whether your credit card has some perks that could reduce your travel costs. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that can be extremely valuable when you’re traveling.
Finally, when you’re traveling with someone else and both of you earn rewards using your credit card. Make sure you don’t share the costs on the same card, and be sure to keep track of the rewards you earn separately.
Overall, the key to making the most of your travel rewards is to understand the rewards program on your credit card and make sure you’re making use of it in the most efficient method. Through all of the methods I’ve described in this article, you’ll be able earn rewards quickly, redeem rewards for valuable travel experiences and take advantage of a broad variety of travel benefits.