Are you fed up of spending thousands of dollars on travel? Good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to convert credit card bonus and sign-up incentives into airline miles, which can be used to get discounted or even free flights to your dream destinations. With a bit of imagination and some information, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to buy discount or no-cost flights. Some credit cards also allow you to redeem miles towards hotel stays or car rental discounts.
How Does it Work?
The most effective method for success in travel hacking is to take advantage of credit card sign-up bonuses and to establish a frequent flyer mile program for a specific group of airlines. When it comes time to make a booking, evaluate the cost. If the cost is under $300, it’s generally better to pay cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to look into the frequent flyer account and determine which airline offers you the best deal. All it boils down to is the number of points or miles in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is opening a credit card with a sign-up offer. There are many great credit cards that provide a variety of benefits and features. It depends on the type of airline, your habits with spending and what features are important to you.
Top Credit Card Picks
Here are some credit cards excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to reach the spending limit for minimum expenditure in order to receive the bonus. Every credit card has its own set of guidelines, so make sure to look up this information. From there it’s all about building up miles, and using them to plan your dream vacation!
Are you ready to set sail with your goals?
Once you’ve accumulated your points amount, it’s time to cash them in for some delicious vacation! Different credit card providers will have different methods for redeeming your points. Here are a few examples from some of the providers I’ve had experience with:
Escape with Chase Ultimate Rewards
If you have an Chase cards, you are able to redeem your points via the Ultimate Rewards portal. Through the portal, you’ll have access to almost every airline. You can combine points and cash to book your next trip. You can even book entirely on points if you have the balance for it! Sometimes, even if you don’t be able to accumulate enough points in order to pay for total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you fed up of paying full price for flights? Did you realize that when booking directly through United You have the option of paying using dollars or points? Butbe aware, if you don’t have enough points, you cannot combine points and dollars on one flight. If you’re just a few point short United provides the option of buying additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is like United’s that allows customers to book using either JetBlue either dollars or points however, not both. But, JetBlue offers a distinct feature where you can combine your points with family members to accrue points twice as fast. Make sure to prove you’re really family before trying to hack the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca I’m sure you’re pretty thrifty and it’s challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. Don’t worry because we’ve been there and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, then do it! Be prepared to pay a cost, which is usually around 3 percent. It may be worth it in the end if the bonus is high enough.
Make a payment on a medical expense
Another great way to hit the spending limit is to pay for a medical bill. If you don’t have any medical bills due then ask your family members if you can pay for theirs and they’ll repay you.
Repay the loan
If you’re in the middle of a loan, consider repaying them using the credit card you have. Be sure to pay off the credit card balance in full , so that you don’t end up with more debt.
Ask family members for assistance
Talk to your family and see if they have any major expenses in the near future that you can contribute for. Make sure that you are able to are able to trust the person and that they understand why you’re doing this.
If you’re in the middle of the holiday season take into consideration buying all your gifts using cards from your credit account. This way you can meet the minimum spending limit and also be prepared for giving gifts. Make sure that you’re not spending more than you were already contemplating to.
There are plenty of ways to make the most out of using your credit or debit card for travel. You can accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are some additional ways to maximize your rewards:
Make travel reservations using your credit card
When you’re planning your next trip, use your travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. You’ll not only be able to hit the minimum amount of spending required to earn your credit card reward and earn points, but you’ll also earn points or miles for these costs.
Make use of your credit card to pay for everyday expenditures
Another way to hit the minimum spending requirement in order to accumulate points making use of your credit card to pay every day expenses. This can include things like food, gas and even your telephone bill. Just make sure to pay off the balance in full each month so you don’t pay interest.
Benefit from bonus categories
Many travel credit cards offer bonus points or miles for certain types of purchases, including dining or travel. Make sure you review your rewards program on your credit card and take advantage of any bonus categories that align with your spending habits.
Think about the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, consider transferring the balance to a travel credit card with an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Make use of your miles or points prudently
When you’ve earned a significant amount of miles or points make sure you use them in a responsible manner. Check out the rewards program on your credit card and compare the benefits of different redemption options. For example using points to book a ticket directly with the airline might provide you with a greater return than using them for an gift card.
Another suggestion is to use a rewards card that allows you to transfer your rewards to different loyalty program. This will let you have a wider range of choices and more freedom when it comes to making use of your rewards. For example, you may be able to transfer your reward to the frequent flyer program of an airline or Hotel rewards programme. This gives the benefit of a wider selection of hotels, flights as well as other travel perks which are not offered through your credit card’s rewards program.
In addition, you should discover the card’s benefits. any perks that can reduce your travel expenses. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be very beneficial when traveling.
Finally, when you’re traveling with someone else each of you will be able to earn rewards with your own credit card. Just remember that you can’t share the costs on the same card, and be sure you keep track of your rewards separately.
Overall, the key to maximizing your rewards for travel is to be aware of the rewards program of your credit card and to ensure you’re using your credit card in the most efficient method possible. Through all of the methods I’ve described, you’ll be able to earn rewards fast, exchange them for valuable travel experiences, and enjoy a wide range of travel perks.