Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles which you can use to get discounted or even cheap flights from your desired destinations. With a bit of imagination and some knowledge, you can be jet-setting for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of trading credit card sign-up bonuses and rewards for airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and car rental deals.
How Does it Work?
The secret to success in travel hacking is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles with a limited number of airlines. When it’s time to book a flight take a look at the price. If the cost is less than $300, it’s best to pay cash and use your miles to pay for a more expensive flight. When the flights start getting above $500, you’ll want to review the frequent flyer account to determine which airline offers you the best price. It all comes down to the number of points or miles in your travel bank for each airline.
Start with Travel Hacking
Are you interested in learning the secrets of travel hacking? The first step is to open a credit card with a sign-up bonus. There are plenty of great credit cards with a variety of advantages and features. It depends on the type of airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are a few credit cards that are great for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Each card has its own guidelines, so make sure to check for the details. Then, it’s all about racking miles and using them to plan your dream trip!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated the points balance, you’re ready to cash them in for some sweet getaway! Different credit card companies offer different ways to redeem your points, but here are a few examples from some of the ones I’ve worked with:
Escape through Chase Ultimate Reward
If you have a Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. In this portal you’ll get access to virtually every airline and you can use a combination of the points as well as cash in order to book your trip. You can even book completely on points if you have enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for total cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.
Are you tired of paying the full cost for your flights? Did you know that when you book directly through United You have the option to pay with dollars or points? But, be careful in case you do not have enough points you cannot combine dollars and points for flights. If you’re just a few point short United provides the possibility of purchasing additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides an enjoyable and comfortable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is like United’s, allowing you to book with either JetBlue dollar or points but not both. The difference is that JetBlue has a unique feature where you can join your points with your relatives to earn points twice as fast. Be sure to prove you’re really family before trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel buddy Becca You’re probably quite thrifty and it’s daunting to try to spend thousands of dollars to hit the required amount to qualify for credit card bonuses. However, don’t be worried, we’ve been through it and are here to share some of our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using credit card, go for it! Just be prepared to pay a fee, usually around 3%. It may be worth it in the long run when the bonus is large enough.
Make a payment on a medical expense
Another way to reach the required spending is to pay for an medical bill. If you don’t have any medical bills due, ask your family members if you can pay their medical bills and they will repay you.
Pay off a loan
If you’re a borrower you owe, think about making payments on them with the credit card you have. Just make sure you pay the credit card balance completely so that you don’t accumulate more debt.
Ask family for help
Discuss your family with them and look into any big expenses coming up that you can help pay for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re doing it.
If you’re in the middle of the holiday season take into consideration buying all your gifts using your credit card. In this way, you’ll meet the minimum spending limit and be ready to give gifts. Be sure to avoid spending more than you already thinking of.
There are a lot of methods to get the most out of your travel credit card and accrue points or miles to use towards airfares or other travel-related costs. Here are a few more suggestions for maximising your rewards:
Pay for travel expenses using your credit card
If you’re planning a trip, make use of your travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. In addition, you’ll be able to meet the minimum spend to qualify for a credit card bonus, however, you’ll also earn points or miles on the costs.
Make use of your credit card to pay for everyday expenses
Another way to hit the minimum amount of spending and earn points is by using your credit card for daily expenditures. This could be things like food, gas and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or bonus points for certain types of purchases, including dining or travel. Make sure you review your rewards program on your credit card and take advantage of any bonus categories that match with your spending routines.
Take into consideration the possibility of transferring your balance
If you are currently in outstanding debt due to a high-interest credit card, you might want to transfer the balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will let you pay off your debts without accruing interest, and also help you hit the minimum amount required to earn the credit card’s bonus.
Utilize your miles and points prudently
When you’ve earned a significant amount of points or miles make sure you use the points or miles wisely. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For instance, using points to book a ticket directly with the airline might offer better value than using them for a gift card.
Another suggestion is to use a rewards card that allows you to transfer rewards to different loyalty program. This will let you enjoy a greater variety of choices and more flexibility when you want to redeem your rewards. For instance, you might be able to transfer your reward to the frequent flyer program of an airline or hotel rewards program. This can give the benefit of a greater selection of hotels, flights, and other travel perks that may not be accessible through your credit card’s rewards program.
In addition, you should find out the card’s benefits. some perks that could reduce your travel costs. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that are very beneficial when traveling.
Finally, when you’re traveling with a friend, both of you can earn rewards with your credit card. Make sure you don’t split the cost on the same card. Also, make sure to keep track of the rewards you earn separately.
Overall, the key to making the most of your travel rewards is to know the rewards program of your credit card and make sure you’re using your credit card in the most efficient method. Through a combination of the strategies I’ve outlined that you can get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad assortment of travel-related perks.