Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles that can then be used to score discounted or free flights to your ideal destinations. With a little creativity and some insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is about exchanging credit card sign-up bonuses as well as incentives to earn airline miles. These miles can then be used to pay for discount or no-cost flights. Certain credit cards will also allow you to redeem miles to pay for hotel stays or rental car offers.
How Does it Work?
The secret to success in hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish frequent flyer miles for a specific group of airlines. When it’s time to book a flight consider the cost. If the flight is less than $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise above $500, you’ll want to look into your frequent flyer accounts and determine which airline offers you the best price. All it boils down to is the amount of points or miles you have in your travel account for each airline.
Start with Travel Hacking
Ready to learn the secrets to travel hacking? The first step is to open the credit card that comes with a sign-up bonus. There are many great credit cards that offer a variety of advantages and features. It depends on the type of airline, spending habits and what features are important to you.
Top Credit Card Picks
Here are some credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll have to meet the limit of spending minimum in order to get the bonus. Every card has different guidelines, so make certain to verify the details. From there you can begin to rack miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your points?
After you’ve accrued your points balance, it’s time to cash them in for some delicious vacation! Different credit card providers will have different methods of redeeming your rewards, here are a few examples from some of the ones I have experience with:
Escape with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you can use your points to redeem them through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline, and you can combine the points as well as cash in order to pay for your trip. You can even book entirely with points if you’ve the balance for it! Sometimes, even if you don’t possess enough points for the full price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United You have the option of paying with either points or dollars? Butbe aware that if you don’t have enough points you can’t combine dollars and points for flights. If you’re only a couple of points short, United also offers the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. Plus, their booking process is similar to that of United Airlines that allows customers to book using either JetBlue dollar or points however, not both. However, JetBlue has a unique feature where you can pool your points together with family members to accrue points twice as fast. Just make sure you can verify that you are a family member before trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel companion Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars to hit the minimum amount required to earn the credit card bonus. Don’t worry as we’ve done it and are here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able pay your rent with credit card, then do it! Make sure you be charged a fee, typically about 3%. It could be worthwhile in the end if the bonus is high enough.
Make a payment on a medical expense
Another excellent way to meet the required spending is to cover a medical bill. If you do not have any medical expenses coming up Ask your relatives if you could pay their medical bills and they can reimburse you.
Repay the loan
If you have any loans take into consideration making payments on them with the credit card you have. Make sure to pay off the balance on your credit card in full so you don’t accumulate more debt.
Ask your family members for help
Ask your family members to see if they have any large expenses coming up which you could help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re doing it.
If you’re celebrating the holidays, consider buying all of your gifts with your credit card. So you’ll be able to hit that minimum spend and also be ready for gift giving. Be sure to avoid spending more than you contemplating to.
There are plenty of ways to make the most out of your travel credit card and accumulate miles or points that you can spend on the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing your rewards
Book travel expenses with your credit card
When you’re planning your next trip, make use of the travel credit card to book your flight, hotel, rental car, and any other travel-related expenses. You’ll not only be able to hit the minimum spend to qualify for a credit card bonus as well, but you’ll also be earning points or miles to cover these costs.
Use your credit card for everyday expenses
Another way to hit the minimum spend to earn rewards is by utilising your credit cards to pay for daily expenditures. This can include things like food, gas, and even your phone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.
Benefit from bonus categories
Many travel credit cards offer miles or points in exchange for certain types of purchases, such as dining or travel. Make sure you review your credit card’s rewards program and avail the bonus categories that are in line with your spending routines.
Take into consideration a balance transfer
If you’re in the middle of a debt on a high-interest credit card, think about transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest and simultaneously assist you in reaching the minimum spend for the credit card’s bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card and then compare the value of different redemption options. For instance using your points to book a ticket directly through the airline may give you a better return than using them for an gift card.
Another tip is to use an rewards card that permits you to transfer your points to other loyalty programs. This will let you get a wider selection of choices and more flexibility when you want to redeem your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or a Hotel rewards programme. This gives the benefit of a wider range of flights, hotels as well as other travel perks that may not be offered through your credit card’s rewards program.
Additionally, try to find out if your credit card offers some perks that could help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be invaluable when you travel.
If you’re traveling with a friend, both of you can earn rewards using your own credit card. Be aware that you cannot split the cost on the same card and make sure to track your rewards in a separate manner.
The key to making the most of your travel rewards is to understand the rewards program on your credit card and make sure you’re using it in the most efficient method. Through a combination of the strategies I’ve listed in this article, you’ll be able earn rewards fast, exchange them for travel experiences that are worth it, and enjoy a wide assortment of travel-related perks.