Are you tired of paying an enormous amount on flights? Good news! Travel hacking could be the solution to all your travel problems. It’s an exciting method to turn credit card sign-up bonuses and incentives into airline miles which can be used to obtain discounted or cheap flights from your desired destinations. With a little creativity and some insider know-how, you’ll fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy discounted or even free flights. Some credit cards also allow you to redeem miles for hotel stays and rental car discounts.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles with a limited number of airlines. When it comes time to book a flight take a look at the price. If the flight is less than $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If your flights begin to climb higher than $500, it’s best to check your frequent flyer accounts to see which airline can give you the most value. It all comes down to the amount of points or miles you have in your travel bank for every airline.
Get Started with Travel Hacking
Are you ready to discover the secrets to travel hacking? First step to open a credit card with a sign-up bonus. There are a lot of fantastic credit cards with many advantages and features. It all depends on your preferred airline, your habits with spending and what features are crucial to you.
Top Credit Card Picks
Here are some credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card you’ll need to hit the spending limit for minimum expenditure in order to get the bonus. Each card has its own rules, so make certain to verify the details. Then it’s all about building up miles and using them to plan your dream vacation!
Are you ready to go on a jet-setting with your goals?
Now that you’ve built up the points balance, you’re ready to use them towards nice travel! Different credit card companies have different methods for redeeming your points. Here are some examples from some of the ones I’ve worked with:
Escape with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll have access to almost every airline, and you can make use of a combination of money and points to pay for your travel. You can even book entirely on points if you have the funds to pay for it! Sometimes even if you don’t have enough points to cover the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with every credit card.
Are you tired of paying full price for your flights? Did you not know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful, if you don’t have enough points, you can’t combine dollars and points on one flight. No worries though, if you’re just a few point short United also offers the option to purchase additional miles.
Are you looking for a domestic flight? Take a look at JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines that allows customers to book using either JetBlue either dollars or points, but not both. However, JetBlue offers a distinct feature that allows you to join your points with family members to accrue points twice as fast. Be sure to establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to reach the minimum amount required to earn credit card bonuses. But don’t fret as we’ve done it and we’re here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, then do it! Just be prepared to pay a cost, which is usually about 3 percent. It could be worthwhile in the long run if the bonus is high enough.
Pay a medical bill
Another excellent way to meet the spending limit is to cover an medical bill. If you do not have any medical expenses in the near future Ask your relatives if you could pay for theirs and they will reimburse you.
Repay the loan
If you’re a borrower, consider repaying them using the credit card you have. Be sure to pay the credit card balance completely so that you don’t end up with additional debt.
Ask family members for assistance
Ask your family members to see if they have any major expenses in the near future which you could help pay for. Make sure that you are able to trust the person and they are aware of the reason for taking the initiative.
If you’re celebrating the holidays you should consider purchasing all your gifts with your credit card. So you’ll be able to meet the minimum spending limit and also be ready for giving gifts. Be sure to avoid spending more than you were already contemplating to.
There are a lot of ways to make the most of the travel credit card and accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are a few additional ideas for maximizing the rewards you earn:
Book travel expenses with your credit card
Whenever you’re planning a vacation, make use of your travel credit card to pay for your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll achieve the required amount to qualify for a credit card, however, you’ll also earn points or miles on those expenses.
Make use of your credit card to pay to pay for your everyday costs
Another method to reach the minimum spending requirement and earn points is by making use of your credit card for every day expenditures. This could be things like gas, groceries, and even your phone bill. Just make sure to pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Some travel credit cards will offer miles or points in exchange for specific types of purchases, like eating out or traveling. Check out your credit card’s rewards program and avail any bonus categories that match with your spending routines.
Take into consideration a balance transfer
If you have existing debt on a credit card, think about transferring that balance onto the travel credit card which has the introductory APR of 0% for balance transfers. This will let you pay off the debt without accruing interest and simultaneously aid in achieving the minimum amount required to earn the credit card bonus.
Use your points or miles wisely
Once you’ve accumulated a substantial amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and then compare the worth of various redemption options. For instance you can use your points to book a flight directly with the airline might offer better return than using them for an gift card.
Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This allows you to enjoy a greater variety of choices and more freedom when it comes to making use of your rewards. For example, you may be eligible to transfer your reward to the frequent flyer program of an airline or a reward program for hotels. This gives the benefit of a larger selection of hotels, flights, and other travel perks that may not be available through the rewards program on your credit card.
Also, find out the card’s benefits. any perks that can help you save money on travel expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that are invaluable when you travel.
If you’re traveling with a friend each of you will be able to earn rewards with your credit card. Just remember that you can’t share the costs on the same card and make sure you keep track of your rewards separately.
Overall, the key to maximizing your travel rewards is to know the rewards program on your credit card and make sure you’re using this program in the most effective method possible. By using a combination of the strategies I’ve listed that you can earn rewards fast, exchange rewards for valuable travel experiences and benefit from a wide range of travel perks.