Are you tired of paying an enormous amount on flights? Well, good news! Travel hacking is the answer to all your travel woes. It’s an exciting way to turn credit card sign-up bonuses and incentives into airline miles that can then be used to obtain discounted or complimentary flights for your desired destinations. With a little imagination and some information, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is all about swapping credit card sign-up bonus as well as incentives to earn airline miles. The miles can be used to purchase discount or no-cost flights. Certain credit cards allow you to redeem miles for hotel stays and car rental offers.
How Does it Work?
The key to successful travel hacking is to take advantage of the sign-up bonuses for credit cards and establishing a frequent flyer mile program for a specific group of airlines. When it comes time to book a flight consider the cost. If the flight is less than $300, it’s usually better to pay cash and save your miles to take a more costly flight. If your flights begin to climb above $500, you’ll want to look into your frequent flyer accounts and determine which airline offers you the most value. All it boils down to is the amount of miles or points in your travel bank for every airline.
Begin by Getting Started with Travel Hacking
Are you ready to discover the secrets to hacking travel? Your first task is opening a credit card with a sign-up offer. There are plenty of great credit cards that provide many advantages and features. It all depends on your preferred airline, your spending habits, and the features that are most essential to you.
Top Credit Card Picks
Here are a few credit cards excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit or debit card, you’ll have to meet the limit of spending minimum in order to receive the bonus. Every credit card has its own set of guidelines, so make sure to check for the details. From there, it’s all about racking up miles and using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
After you’ve accrued your points balance, it’s time to cash them in for some delicious getaway! Different credit card companies have different methods for redeeming your points, but here are a few examples from some of the companies I have experience with:
Getaway through Chase Ultimate Reward
If you have a Chase card, you can redeem your points via the Ultimate Rewards portal. Through this portal you’ll have access to nearly every airline, and you can combine the points as well as cash in order to book your trip. You can book your flight entirely on points if you have the balance for it! Sometimes even if you don’t have enough points to cover the entire cost, you are able to purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you tired of paying the full cost for your flights? Did you know that when you book directly through United You have the option of paying with dollars or points? But, be careful, if you do not have enough points you aren’t able to combine dollars and points for one flight. If you’re a few points short, United provides the option of buying additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. Additionally, their booking process is similar to United’s which allows passengers to book flights using JetBlue dollar or points, but not both. However, JetBlue offers a distinct feature that lets you pool your points together with family members to accrue points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re anything like me and my travel buddy Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars in order to meet the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent with credit card, then do it! Be prepared to pay a cost, which is usually about 3 percent. It could be worthwhile in the end if the bonus is high enough.
Pay a medical bill
Another way to reach the required spending is to cover the medical bills. If you do not have any medical expenses due, ask your family members if you can pay them for theirs, and they can reimburse you.
Make a payment to pay off a loan
If you’re a borrower you owe, think about making payments on them with the credit card you have. Be sure to pay the credit card balance in full so you don’t accrue more debt.
Ask family for help
Discuss your family with them and determine if they’ve got any big expenses coming up that you can help pay for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they understand why you’re doing this.
If you’re celebrating the holidays take into consideration buying all of your gifts with cards from your credit account. So you’ll be able to reach the minimum spending requirement and also be ready for giving gifts. Be sure to avoid paying more than you already planning to.
There are a lot of ways to make the most of your travel credit card and accrue points or miles to spend on the cost of flights or other expenses related to travel. Here are a few more ways to maximize your rewards:
Pay for travel expenses using your credit card
When you’re planning your next vacation, make use of your travel credit card for booking your hotel, flight or rental car, as well as any other travel expenses. You’ll not only be able to meet the minimum amount of spending required to qualify for a credit card reward, but you’ll also earn points or miles to cover these expenditures.
Make use of your credit card to pay for everyday expenditures
Another way to hit the minimum spending requirement in order to accumulate points utilising your credit cards to pay for daily expenditures. This could be things like gas, groceries or even your phone bill. Make sure you pay the balance off in full every month to ensure you don’t accumulate interest.
Benefit from bonus categories
Many travel credit cards offer bonus points or miles on certain kinds of purchases, such as eating out or traveling. Check out your rewards program on your credit card and take advantage of the bonus categories that are in line with your spending routines.
Consider a balance transfer
If you have existing outstanding debt due to a high-interest credit card, consider transferring that balance onto the travel credit card which has an introductory rate of 0% for balance transfers. This will allow you to pay off your debt without accruing interest, and also aid in achieving the minimum spending requirement for the credit card bonus.
Use your points or miles wisely
When you’ve earned a significant amount of points or miles make sure you use them in a responsible manner. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For example you can use points to book a flight directly with the airline might give you a better value than using them for the purchase of a gift card.
Another tip is to use an rewards card that permits you to transfer reward points into other loyalty programmes. This allows you to have a wider range of choices and more freedom when it comes to redeeming your rewards. For example, you may be capable of transferring your reward to frequent flyer programs of airlines or a reward program for hotels. This will give an access larger selection of hotels, flights, and other travel perks that aren’t available through the rewards program of your credit card.
Also, discover the card’s benefits. any perks that can save you money on travel-related expenses. A lot of credit cards provide travel insurance, rental car insurance, baggage protection, and other benefits that could be extremely valuable when you’re traveling.
If you’re traveling with someone else and both of you earn rewards with your credit card. Make sure you don’t share the costs on the same card. Also, make sure to keep track of your rewards separately.
Overall, the key to making the most of your rewards for travel is to be aware of the rewards program of your credit card and make sure you’re using this program in the most efficient way possible. Utilizing an array of methods I’ve described in this article, you’ll be able earn rewards quickly, redeem them for travel experiences that are worth it, and enjoy a wide range of travel perks.