Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel problems. It’s a fun way to convert sign-up bonuses and incentives into airline miles that can then be used to score discounted or free flights to your ideal destinations. With a little imagination and a little bit of insider know-how, you’ll travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to pay for discounted or even free flights. Some credit cards also allow you to redeem miles to pay for hotel stays or rental car discounts.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of the credit card sign-up bonus and building out a frequent flyer mile program with a limited number of airlines. When it comes time to book a flight, evaluate the cost. If the price is less than $300, it’s best to pay cash and use your miles to pay to book a higher-priced flight. If the prices start to rise above $500, you’ll want to check those frequent flyer accounts and see which airline can give you the best price. It all comes down to the amount of points or miles you have in your travel bank for each airline.
Start with Travel Hacking
Ready to learn the secrets to travel hacking? First step to open an account with a sign-up bonus. There are plenty of great credit cards with many benefits and features. It depends on the type of airline, your habits with spending and what features are essential to you.
Top Credit Card Picks
Here are some credit cards great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll need to reach the limit of spending minimum in order to get the bonus. Every card has different rules, so make sure to check for the details. From there it’s all about building up miles, and using them to book your dream trip!
Ready to jet-set with your goals?
Now that you’ve built up the points balance, it’s time to redeem them for some nice getaway! Different credit card companies offer different ways to redeem your points. Here are some examples from some of the companies I have experience with:
Escape by using Chase Ultimate Rewards
If you have a Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Through this portal you’ll get access to virtually every airline and you can make use of a combination of points and cash to pay for your trip. You can book your flight entirely using points if you’ve got the funds to pay for it! Sometimes even if you do not have enough points to cover the entire price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? Butbe aware that if you don’t have enough points, you can’t combine points and dollars for the same flight. Don’t worry, though, if you’re a few points away, United provides the option of buying additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable travel experience that includes extra legroom as well as free snacks. In addition, their booking procedure is similar to United’s, allowing passengers to book flights using JetBlue dollar or points but not both. However, JetBlue is unique in that they offer a feature that lets you join your points with family members to accrue points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel buddy Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars in order to meet the minimum spend for credit card bonuses. But don’t fret because we’ve been there and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with credit card, go for it! Be prepared to pay a cost, which is usually about 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another great way to hit the minimum spend is to cover a medical bill. If you do not have any medical expenses in the near future, ask your family members if you can pay them for theirs, and they will repay you.
Make a payment to pay off a loan
If you’re a borrower take into consideration making payments on them with your credit card. Be sure to pay off the balance on your credit card completely so that you don’t end up with more debt.
Ask family for help
Ask your family members to see if they have any major expenses in the near future that you can help pay for. Be sure to be sure that you’re able to are able to trust the person and that they are aware of the reason for doing it.
If it’s the holiday season, consider buying all your gifts using the credit card you have. In this way, you’ll reach the minimum spending requirement and also be prepared to give gifts. Just make sure you’re not paying more than you contemplating to.
There are a lot of methods to get the most out of the travel credit card. accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards:
Make travel reservations using your credit card
When you’re planning your next trip, use you travel credit card to book your flight, hotel or rental car, as well as other travel costs. You’ll not only be able to meet the minimum amount of spending required for your credit card bonus as well, however, you’ll also earn points or miles to cover the expenses.
Use your credit card for everyday expenses
Another way to meet the minimum amount of spending to earn rewards is by utilising your credit cards for every day expenses. This could include things like food, gas, and even your phone bill. Just make sure to pay the balance off in full each month so you don’t accumulate interest.
Make the most of bonus categories
A lot of travel credit cards provide miles or points in exchange for certain types of purchases, such as dining or travel. Make sure you review your rewards program on your credit card and take advantage of any bonus categories that align with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, think about transferring that balance to an account with a travel credit card that has a 0% introductory APR for balance transfer. This will enable you to pay off your debts without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points carefully
When you’ve earned a significant amount of points or miles make sure you use them in a responsible manner. Check out the rewards program on your credit card and then compare the value of different redemption options. For instance you can use your points to book a ticket directly with the airline could give you a better value than using them to purchase the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer points to other loyalty programs. This will let you enjoy a greater variety of choices and more freedom when it comes to redeeming your rewards. For instance, you might be capable of transferring your reward to the frequent flyer program of an airline or a hotel rewards program. This will give you access to a larger variety of hotels, flights, and other travel perks that may not be available through your credit card’s rewards program.
Also, find out whether your credit card has some perks that could help you save money on travel costs. Many cards offer travel insurance and rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with someone else, both of you can earn rewards using your own credit card. Be aware that you cannot split the cost on the same card. Also, make sure you keep track of the rewards you earn separately.
In the end, the most important thing to do to making the most of your rewards for travel is to be aware of your credit card’s rewards program and make sure you’re using it in the most efficient method. By using an array of strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences and benefit from a wide variety of travel benefits.