Are you tired of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to all your travel problems. It’s an exciting method to convert sign-up bonuses and incentives into miles that can then be used to get discounted or even complimentary flights for your desired destinations. With a little imagination and a little bit of insider knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards will also permit you to use miles towards hotel stays or car rental deals.
How Does it Work?
The key to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and building out a frequent flyer mile program for a specific group of airlines. When it comes time to book a flight take a look at the price. If the price is less than $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review your frequent flyer accounts and see which airline can give you the most value. All it boils down to is the number of points or miles you have in your travel savings account for each airline.
Start with Travel Hacking
Are you interested in learning the secrets to travel hacking? Your first task is to open a credit card with a sign-up bonus. There are a lot of fantastic credit cards that offer many features and benefits. It is all dependent on the airline, your habits with spending and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards that are excellent to use for hacking travel:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit or debit card, you’ll have to meet the spending limit for minimum expenditure in order to qualify for the bonus. Each card has its own rules, so be certain to verify the details. Then you can begin to rack up miles, and using them to book your dream vacation!
Ready to jet-set with your ideas?
After you’ve accrued your points balance, you’re ready to redeem them for some delicious vacation! Different credit card providers will have different methods of redeeming your points, but here are some examples from a few of the ones I have experience with:
Escape with Chase Ultimate Rewards
If you own a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In the portal, you’ll get access to nearly every airline, and you can make use of a combination of the points as well as cash in order to pay for your next trip. You can even book entirely with points if you’ve the funds to pay for it! Sometimes, even if you don’t possess enough points for the entire cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you tired of paying the full cost for your flights? Did you not know that when you book directly through United you can choose the option of paying with either points or dollars? Butbe aware that if you don’t have enough points you aren’t able to combine points and dollars for one flight. No worries though, if you’re just a few points away, United gives you the option to purchase additional miles.
Looking for a domestic flight? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra legroom as well as free snacks. In addition, their booking procedure is similar to that of United Airlines, allowing passengers to book flights using JetBlue dollar or points but not both. However, JetBlue has a unique feature that lets you pool your points together with your relatives to earn points twice as quickly. Make sure to verify that you are a family member before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars to hit the minimum spend for credit card bonuses. However, don’t be worried as we’ve done it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using credit card, then do it! Make sure you pay a fee, usually around 3%. It could be worthwhile over the long term if the bonus is high enough.
Make a payment on a medical expense
Another way to reach the required spending is to cover the medical bills. If you do not have any medical expenses in the near future then ask your family members to pay their medical bills and they can reimburse you.
Repay the loan
If you’re in the middle of a loan you owe, think about making payments on them with your credit card. Make sure to pay off the credit card balance in full , so that you don’t end up with more debt.
Ask family members for assistance
Discuss your family with them and determine if they’ve got any major expenses in the near future that you can help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing this.
If you’re celebrating the holidays take into consideration buying all your gifts with the credit card you have. In this way, you’ll meet the minimum spending limit and also be ready for gift giving. Make sure that you’re not paying more than you thinking of.
There are many methods to get the most out of the travel credit card. You can earn miles or points to spend on the cost of flights or other expenses related to travel. Here are a few additional ideas for maximizing your rewards
Pay for travel expenses using your credit card
Whenever you’re planning a trip, use you travel credit card to pay for your hotel, flight, rental car, and any other travel-related expenses. You’ll not only be able to hit the required amount to earn your credit card and earn points, but you’ll also earn points or miles on the costs.
Use your credit card for everyday expenses
Another way to hit the minimum amount of spending to earn rewards is by utilising your credit cards to pay for everyday expenses. This could be things like food, gas, and even your phone bill. Make sure you pay off the balance in full each month so you don’t pay interest.
Make the most of bonus categories
Some travel credit cards will offer miles or points in exchange for certain types of purchases, including dining or travel. Check out the rewards program of your credit card and make use of any bonus categories that align with your spending habits.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a credit card, consider transferring the balance to an account with a travel credit card that has a 0% introductory APR for balance transfers. This will allow you to pay off the debt without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card’s bonus.
Use your points or miles wisely
When you’ve earned a significant amount of miles or points Make sure to utilize the points or miles wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For example you can use your points to purchase a flight directly through the airline may give you a better value than using them for a gift card.
Another tip is to use rewards cards that allow you to transfer your reward points into other loyalty programmes. This allows you to get a wider selection of options and greater flexibility when redeeming your rewards. For example, you may be eligible to transfer your rewards to the frequent flyer program of an airline or reward program for hotels. This gives you access to a larger range of flights, hotels and other travel benefits which are not available through the rewards program on your credit card.
Additionally, try to determine if your credit card offers certain benefits that will save you money on travel-related costs. A lot of credit cards provide travel insurance, rental car insurance, baggage protection and other benefits that are extremely valuable when you’re traveling.
When you travel with someone else each of you will be able to get rewards on your credit card. Make sure you don’t divide the cost with the same card, and be sure you keep track of your rewards separately.
The key to maximizing your travel rewards is to understand the rewards program of your credit card and to ensure you’re using it in the most efficient way possible. Through all of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.