Are you tired of spending thousands of dollars on travel? Good news! Travel hacking is the answer to all your travel woes. It’s an exciting method to convert sign-up bonuses and incentives into miles that can then be used to score discounted or complimentary flights for your dream destinations. With a bit of creativity and some insider information, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can later be used to buy discount or no-cost flights. Some credit cards also let you redeem miles towards hotel stays or car rental deals.
How Does it Work?
The secret to success in hacking travel is taking advantage of credit card sign-up bonuses and to establish a frequent flyer mile program on a select group of airlines. When it comes time to make a booking take a look at the price. If the price is under $300, it’s best to pay cash and use your miles to pay for a more expensive flight. If your flights begin to climb above $500, you’ll want to review your frequent flyer accounts to see which airline can give you the best deal. It all comes down to the amount of points or miles you have in your travel bank for each airline.
Get Started with Travel Hacking
Ready to learn the secrets to hacking travel? First step to open a credit card with a sign-up bonus. There are many great credit cards that offer many features and benefits. It is all dependent on the airline, spending habits and the features that are most important to you.
Top Credit Card Picks
Here are some credit cards that are great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to reach the limit of spending minimum in order to receive the bonus. Every credit card has its own set of rules, so make sure to check for this information. Then, it’s all about racking up miles and using them to plan your dream trip!
Are you ready to set sail with your ideas?
Now that you’ve built up the points amount, it’s time to use them towards nice vacation! Different credit card companies have different methods of redeeming your points. Here are a few examples from some of the companies I’ve worked with:
Getaway by using Chase Ultimate Rewards
If you own an Chase credit card, then you can redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline and you can combine the points as well as cash in order to pay for your travel. You can book your flight entirely with points if you’ve the funds to pay for it! Sometimes even if you don’t have enough points to cover the full cost, you are able to book flights using the Chase Ultimate Rewards portal and pay the balance cash using any credit card.
Are you tired of paying full price for your flights? Did you realize that when booking directly through United You have the option to pay with either points or dollars? Be careful, if you don’t have enough points, you aren’t able to combine points and dollars for one flight. If you’re a few points short, United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience , with more space and complimentary snacks. Plus, their booking process is similar to United’s which allows you to book with either JetBlue dollar or points, but not both. The difference is that JetBlue offers a distinct feature where you can join your points with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca You’re probably quite frugal and it can be difficult to think of spending thousands of dollars in order to meet the required amount to qualify for a credit card bonus. Don’t worry, we’ve been through it and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent using a credit card, do it! Just be prepared to be charged a fee, typically at least 3 percent. It could be worthwhile over the long term when the bonus is large enough.
Pay for a medical bill
Another excellent way to meet the spending limit is to cover the medical bills. If you don’t have any medical bills due Ask your family members to pay them for theirs, and they will repay you.
Pay off the loan
If you’re in the middle of a loan you owe, think about repaying them using an credit card. Just make sure you pay off the credit card balance completely so that you don’t end up with more debt.
Ask your family members for help
Talk to your family and see if they have any big expenses coming up which you could help pay for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing it.
If it’s the holiday season you should consider purchasing all your gifts using your credit card. This way you can reach the minimum spending requirement and also be ready for giving gifts. Make sure that you’re not spending more than you were thinking of.
There are plenty of methods to get the most out of the travel credit card. You can accumulate miles or points that you can spend on airfares or other travel-related costs. Here are a few more ideas for maximizing your rewards
Make travel reservations using your credit card
Whenever you’re planning a trip, use your travel credit card to pay for your hotel, flight or rental car, as well as any other travel expenses. In addition, you’ll be able to hit the minimum amount of spending required to earn your credit card bonus, but you’ll also be earning points or miles to cover the expenses.
Use your credit card for all your daily expenditures
Another way to hit the minimum spending requirement to earn rewards is by using your credit card to pay for every day expenditures. This could be things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Take advantage of bonus categories
Many travel credit cards offer miles or points in exchange for specific types of purchases, such as eating out or traveling. Check out your rewards program on your credit card and make use of any bonus categories that align with your spending routines.
Consider the possibility of transferring your balance
If you’re in the middle of a debt on a high-interest credit card, think about transferring the balance to a travel credit card with a 0% introductory APR for balance transfer. This will let you pay off the debt without accruing interest. It will also aid in achieving the minimum spending requirement for the credit card’s bonus.
Make use of your miles or points prudently
If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Examine the rewards program of your credit card and then compare the worth of various redemption options. For instance you can use points to book a flight directly with the airline might offer better return than using them for the purchase of a gift card.
Another suggestion is to use an rewards card that permits you to transfer your points to other loyalty programs. This allows you to have a wider range of options and greater flexibility in you want to redeem your rewards. For instance, you might be able to transfer your rewards to frequent flyer programs of airlines or Hotel rewards programme. This will give the benefit of a larger selection of hotels, flights, and other travel perks which are not offered through your credit card’s rewards program.
Also, discover whether your credit card has certain benefits that will reduce your travel costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.
Finally, when you’re traveling with a companion each of you will be able to earn rewards with your own credit card. Be aware that you cannot split the cost on the same card. Also, make sure to track your rewards separately.
Overall, the key to making the most of your travel rewards is to know your credit card’s rewards program and ensure that you’re making use of your credit card in the most efficient method. Through all of the strategies I’ve outlined in this article, you’ll be able earn rewards fast, exchange them for valuable travel experiences and benefit from a wide assortment of travel-related perks.