Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s an exciting way to convert credit card welcome bonuses and other incentives into miles which can be used to get discounted or even cheap flights from your desired destinations. With a bit of creativity and some insider information, you’ll be jet-setting for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to purchase discounted or even free flights. Certain credit cards let you redeem miles for hotel stays and rental car discounts.
How Does it Work?
The key to successful hacking travel is taking advantage of the sign-up bonuses for credit cards and building out frequent flyer miles on a select group of airlines. When you are ready to book a flight consider the cost. If the flight is under $300, it’s usually better to pay in cash and save your miles for a more expensive flight. If the prices start to rise higher than $500, it’s best to look into the frequent flyer account to see which airline can give you the best deal. All it boils down to is the amount of points or miles in your travel account for every airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets of travel hacking? The first step is to open an account with a sign-up offer. There are plenty of great credit cards that provide various advantages and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit card options that can be great to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to reach the limit of spending minimum in order to qualify for the bonus. Each card has its own guidelines, so make sure to check for this information. From there, it’s all about racking up miles and then using them to book your dream trip!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points balance, it’s time to use them towards delicious travel! Different credit card providers will offer different ways to redeem your rewards, here are a few examples from some of the providers I’ve had experience with:
Getaway with Chase Ultimate Rewards
If you’re a holder of a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. In it, you’ll get access to almost every airline, and you can make use of a combination of the points as well as cash in order to book your next trip. You can even book entirely using points if you’ve got enough balance! Sometimes, even if you don’t have enough points to cover the total price, you can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash using any credit card.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United you can choose the option of paying using dollars or points? Butbe aware that if you don’t have enough points, you can’t combine dollars and points on one flight. If you’re a few point short United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? You should look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more legroom and free snacks. In addition, their booking procedure is similar to United’s that allows you to book with either JetBlue either dollars or points, but not both. The difference is that JetBlue offers a distinct feature that allows you to pool your points together with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack into the system.
Hit that Minimum Spend
If you’re like me or my travel companion Becca, you’re probably pretty thrifty and it’s daunting to try to spend thousands of dollars to reach the minimum amount required to earn the credit card bonus. But don’t fret as we’ve done it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent with credit card, then do it! Make sure you pay a cost, which is usually about 3%. It could be worthwhile over the long term in the event that the bonus is substantial enough.
Pay for a medical bill
Another way to reach the minimum spend is to pay for a medical bill. If you don’t have any medical bills coming up Ask your relatives if you could pay their medical bills and they can repay you.
Make a payment to pay off a loan
If you have any loans take into consideration making payments on them with an credit card. Be sure to pay off the credit card balance in full , so that you don’t end up with more debt.
Ask family members for assistance
Discuss your family with them and see if they have any big expenses coming up which you could help pay for. Just make sure you have confidence in the person you are talking to and they know why you’re taking the initiative.
If it’s the holiday season take into consideration buying all of your gifts with your credit card. So you’ll be able to hit that minimum spend and also be ready to give gifts. Make sure that you’re not spending more than you already contemplating to.
There are a lot of ways to get the most out of your travel credit card. You can accumulate miles or points that you can be used towards airfares or other travel-related costs. Here are some additional ways to maximize your rewards:
Pay for travel expenses using your credit card
When you’re planning your next trip, make use of your travel credit card to pay for your flight, hotel or rental car, as well as other travel costs. In addition, you’ll achieve the minimum amount of spending required to qualify for a credit card as well, but you’ll also earn points or miles for these expenses.
Use your credit card for everyday expenses
Another way to hit the minimum spending requirement in order to accumulate points making use of your credit card to pay for everyday costs. This could include items like groceries, gas or even your phone bill. Make sure you pay off the balance each month in full so you don’t accrue interest charges.
Make the most of bonus categories
Some travel credit cards will offer miles or bonus points for specific types of purchases, such as eating out or traveling. Check out your rewards program on your credit card and make use of any bonus categories that match with your spending routines.
Consider a balance transfer
If you are currently in debt on a credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfer. This will allow you to pay off the debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card bonus.
Make use of your miles or points carefully
When you’ve earned a significant amount of miles or points Make sure to utilize them in a responsible manner. Check out the rewards program on your credit card and compare the benefits of different redemption options. For instance you can use points to book a ticket directly through the airline may provide you with a greater value than using them to purchase the purchase of a gift card.
Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This will allow you to enjoy a greater variety of choices and more freedom when it comes to you want to redeem your rewards. For example, you may be able to transfer your reward to the frequent flyer program of an airline or a hotel rewards program. This will give you access to a larger selection of hotels, flights and other travel benefits which are not offered through the rewards program of your credit card.
In addition, you should find out the card’s benefits. any perks that can reduce your travel costs. Many cards offer travel insurance and rental car insurance, baggage protection, and other benefits that are extremely valuable when you’re traveling.
When you travel with a companion and both of you earn rewards with your own credit card. Make sure you don’t divide the cost with the same card, and be sure you keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to know the rewards program on your credit card and ensure that you’re using your credit card in the most efficient method. By using a combination of the strategies I’ve outlined, you’ll be able to earn rewards fast, exchange rewards for valuable travel experiences, and enjoy a wide assortment of travel-related perks.