Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking could be the solution to all your travel problems. It’s an exciting way to convert credit card bonus and sign-up incentives into miles which can be used to obtain discounted or free flights to your desired destinations. With a little imagination and some knowledge, you can travel for free within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is about trading credit card sign-up bonuses and rewards for airline miles. These miles can then be used to purchase cheap or free flight tickets. Certain credit cards will also let you redeem miles to pay for hotel stays or car rental discounts.
How Does it Work?
The most effective method for success in hacking travel is taking advantage of credit card sign-up bonuses and to establish frequent flyer miles with a limited number of airlines. When it comes time to make a booking, evaluate the cost. If the cost is less than $300, it’s best to pay cash and save your miles to book a higher-priced flight. If your flights begin to climb over $500, you’ll need to check those frequent flyer accounts and determine which airline offers you the best price. All it boils down to is the number of points or miles you have in your travel account for each airline.
Begin by Getting Started with Travel Hacking
Ready to learn the secrets to hacking travel? Your first task is opening the credit card that comes with a sign-up offer. There are plenty of great credit cards that provide various benefits and features. It all depends on your preferred airline, spending habits and what features are crucial to you.
Top Credit Card Picks
Here are a few credit card options that can be excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
If you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every card has different rules, so make certain to verify the details. Then, it’s all about racking up miles and using them to book your dream trip!
Are you ready to go on a jet-setting with your points?
After you’ve accrued your points amount, it’s time to cash them in for some nice vacation! Different credit card companies have different methods for redeeming your points, but here are some examples from some of the ones I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you’re a holder of an Chase credit card, then you can redeem your points via the Ultimate Rewards portal. In the portal, you’ll get access to nearly every airline. You can use a combination of the points as well as cash in order to pay for your travel. You can even book entirely on points if you have the funds to pay for it! Sometimes, even if you don’t have enough points to cover the entire cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance cash using every credit card.
Are you fed up of paying full price for your flight tickets? Did you realize that when booking directly through United you can choose the option of paying with either points or dollars? Butbe aware in case you do not have enough points you cannot combine dollars and points for the same flight. No worries though, if you’re a few points away, United provides the possibility of purchasing additional miles.
Looking for a domestic flight? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable travel experience that includes extra legroom and free snacks. In addition, their booking procedure is similar to United’s that allows passengers to book flights using JetBlue either dollars or points however, not both. But, JetBlue has a unique feature that allows you to join your points with family members to accrue points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.
Make sure you spend that minimum amount
If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars to hit the required amount to qualify for the credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able to pay for your rent using credit card, go for it! Be prepared to pay a cost, which is usually about 3%. It might be worth it in the end if the bonus is high enough.
Pay a medical bill
Another great way to hit the minimum spend is to cover the medical bills. If you do not have any medical expenses due Ask your family members if you can pay their medical bills and they can reimburse you.
Repay the loan
If you’re in the middle of a loan you owe, think about paying them off with an credit card. Be sure to pay off the credit card balance in full so you don’t end up with more debt.
Ask family for help
Ask your family members to determine if they’ve got any major expenses in the near future that you can contribute for. Just make sure you have confidence in the person you are talking to and they are aware of the reason for doing this.
If you’re in the middle of the holiday season, consider buying all of your gifts with your credit card. In this way, you’ll reach the minimum spending requirement and also be ready to give gifts. Be sure to avoid spending more than you were thinking of.
There are plenty of methods to get the most of your travel credit card. You can earn miles or points to be used towards flights or other travel-related expenses. Here are a few more suggestions for maximising the rewards you earn:
Make travel reservations using your credit card
When you’re planning your next trip, use the travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. You’ll not only be able to meet the minimum spend to qualify for a credit card bonus, but you’ll also be earning points or miles for the expenses.
Make use of your credit card to pay to pay for your everyday expenditures
Another way to meet the minimum amount of spending to earn rewards is utilising your credit cards to pay daily expenditures. This could be things like gas, groceries or even your phone bill. Be sure to pay the balance off in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
Some travel credit cards will offer bonus points or miles for specific types of purchases, such as dining or travel. Check out your credit card’s rewards program and make use of the bonus categories that are in line with your spending habits.
Consider the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off the debt without accruing interest and simultaneously help you hit the minimum spending requirement for the credit card bonus.
Utilize your miles and points carefully
When you’ve earned a significant amount of points or miles, be sure to use them wisely. Review the rewards program for your credit card and compare the benefits of different redemption options. For instance, using points to purchase a flight directly with the airline might give you a better value than using them to purchase a gift card.
Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This allows you to enjoy a greater variety of choices and more freedom when it comes to you want to redeem your rewards. For instance, you might be eligible to transfer your rewards to an airline’s frequent flyer program or a hotel rewards program. This can give the benefit of a greater range of flights, hotels as well as other travel perks which are not offered through your credit card’s rewards program.
Additionally, try to discover the card’s benefits. any perks that can save you money on travel-related costs. Some cards offer travel insurance, rental car insurance, baggage protection and other benefits that could be very beneficial when traveling.
When you travel with a friend each of you will be able to get rewards on your credit card. Be aware that you cannot divide the cost with the same card. Also, make sure you keep track of your rewards in a separate manner.
The key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and ensure that you’re making use of your credit card in the most efficient method possible. Utilizing all of the strategies I’ve listed that you can earn rewards fast, exchange them for travel experiences that are worth it and take advantage of a broad variety of travel benefits.