Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking can be the solution to all your travel problems. It’s an exciting method to convert bonus and sign-up incentives into airline miles, which can be used to obtain discounted or complimentary flights for your ideal destinations. With a little imagination and a little bit of insider know-how, you’ll travel for free in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus and rewards for airline miles. These miles can later be used to purchase discount or no-cost flights. Certain credit cards will also allow you to redeem miles for hotel stays and rental car deals.
How Does it Work?
The most effective method for success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and establishing frequent flyer miles on a select group of airlines. When you are ready to book a flight take a look at the price. If the price is under $300, it’s best to pay in cash and use your miles to pay to take a more costly flight. If your flights begin to climb above $500, you’ll want to look into your frequent flyer accounts to see which airline can give you the most value. It all comes down to the number of points or miles you have in your travel account for every airline.
Start with Travel Hacking
Are you interested in learning the secrets of travel hacking? The first step is to open a credit card with a sign-up bonus. There are a lot of fantastic credit cards that offer many features and benefits. It all depends on your preferred airline, spending habits and what features are essential to you.
Top Credit Card Picks
Here are a few credit cards that are perfect for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Each card has its own guidelines, so make sure to look up the details. Then it’s all about building miles and using them to book your dream trip!
Are you ready to set sail with your points?
Once you’ve accumulated your points balance, you’re ready to use them towards sweet vacation! Different credit card companies will have different methods of redeeming your points, but here are a few examples from some of the providers I’ve worked with:
Escape with Chase Ultimate Rewards
If you’re a holder of an Chase cards, you can redeem your points through the Ultimate Rewards portal. Within it, you’ll get access to virtually every airline. You can use a combination of money and points to book your travel. You can even book entirely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the entire price, you can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option to pay with either points or dollars? But, be careful, if you don’t have enough points, you can’t combine points and dollars for the same flight. Don’t worry, though, if you’re just a few points away, United provides the option to purchase additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue provides a comfortable and enjoyable flight experience , with more space and complimentary snacks. Plus, their booking process is like United’s which allows you to book with either JetBlue dollar or points but not both. However, JetBlue offers a distinct feature that lets you combine your points with your relatives to earn points twice as quickly. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Reach that Minimum Spend
If you’re like me and my travel companion Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars to reach the minimum amount required to earn a credit card bonus. However, don’t be worried, we’ve been through it and we’re here to share our tips and tricks.
Pay your rent (if you can)
This is an important one! If you’re able to pay your rent using a credit card, do it! Just be prepared to pay a cost, which is usually about 3%. It may be worth it in the long run in the event that the bonus is substantial enough.
Pay a medical bill
Another way to reach the minimum spend is to pay for a medical bill. If you don’t have any medical bills in the near future then ask your family members to pay them for theirs, and they’ll pay you back.
Repay a loan
If you’re a borrower you owe, think about making payments on them with the credit card you have. Just make sure you pay off the credit card balance in full , so that you don’t accrue additional debt.
Ask your family members for help
Talk to your family and look into any major expenses in the near future that you can contribute for. Make sure that you are able to have confidence in the person you are talking to and they are aware of the reason for taking the initiative.
If you’re celebrating the holidays take into consideration buying all your gifts using your credit card. In this way, you’ll meet the minimum spending limit and also be ready to give gifts. Be sure to avoid spending more than you already contemplating to.
There are many ways to make the most from your travel credit card. accrue points or miles to spend on airfares or other travel-related costs. Here are a few more ways to maximize your rewards:
Pay for travel expenses using your credit card
If you’re planning a vacation, make use of the travel credit card to pay for your hotel, flight, rental car, and any other travel-related expenses. Not only will you be able to hit the minimum spend to qualify for a credit card bonus as well, but you’ll also be earning points or miles for these expenditures.
Utilize your credit card to pay to pay for your everyday expenditures
Another way to hit the minimum amount of spending and earn points is using your credit card to pay every day costs. This can include items like groceries, gas and even your telephone bill. Be sure to pay the balance off in full each month so you don’t accrue interest charges.
Benefit from bonus categories
A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, such as eating out or traveling. Make sure you review your rewards program on your credit card and avail the bonus categories that are in line with your spending habits.
Consider a balance transfer
If you are currently in debt on a credit card, consider transferring that balance onto an account with a travel credit card that has an introductory rate of 0% for balance transfers. This will let you pay off the debt without accruing interest and simultaneously assist you in reaching the minimum spending requirement for the credit card bonus.
Use your points or miles prudently
When you’ve earned a significant amount of points or miles make sure you use them in a responsible manner. Examine the rewards program of your credit card and then compare the value of different redemption options. For instance you can use points to purchase a flight directly through the airline may offer better value than using them for an gift card.
Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This allows you to enjoy a greater variety of choices and more flexibility in making use of your rewards. For instance, you might be capable of transferring your rewards to an airline’s frequent flyer program or Hotel rewards programme. This gives you access to a larger range of flights, hotels as well as other travel perks which are not accessible through the rewards program of your credit card.
In addition, you should find out the card’s benefits. certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance, rental car insurance, baggage protection, and other benefits that are very beneficial when traveling.
When you travel with someone else, both of you can earn rewards using your credit card. Just remember that you can’t share the costs on the same card, and be sure to keep track of your rewards separately.
Overall, the key to reaping the maximum benefits from your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re making use of this program in the most effective method. Utilizing an array of strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem rewards for valuable travel experiences and benefit from a wide range of travel perks.