Are you tired of spending an enormous amount on flights? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to convert credit card bonus and sign-up incentives into airline miles which can be used to score discounted or complimentary flights for your ideal destinations. With a little bit of creativity and some insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to pay for cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and rental car offers.
How Does it Work?
The secret to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and to establish frequent flyer miles for a specific group of airlines. When you are ready to book a flight, evaluate the cost. If the cost is less than $300, it’s best to pay cash and save your miles for a more expensive flight. If the prices start to rise above $500, you’ll want to review those frequent flyer accounts to find out which airline will give you the best deal. All it boils down to is the amount of points or miles in your travel account for each airline.
Start with Travel Hacking
Are you ready to discover the secrets to hacking travel? First step to open an account with a sign-up bonus. There are a lot of fantastic credit cards that provide many advantages and features. It is all dependent on the airline, your habits with spending and the features that are most essential to you.
Top Credit Card Picks
Here are some credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card, you’ll need to hit the limit of spending minimum in order to qualify for the bonus. Each card has its own rules, so make sure to check for this information. From there it’s all about building up miles and then using them to book your dream vacation!
Are you ready to go on a jet-setting with your goals?
Once you’ve accumulated your points amount, it’s time to use them towards delicious getaway! Different credit card providers will have different methods of redeeming your points. Here are some examples from some of the ones I’ve had experience with:
Take a trip by using Chase Ultimate Rewards
If you’re a holder of a Chase cards, you are able to redeem your points through the Ultimate Rewards portal. Through the portal, you’ll have access to nearly every airline. You can make use of a combination of the points as well as cash in order to pay for your trip. You can book your flight entirely with points if you’ve the balance for it! Sometimes even if you do not be able to accumulate enough points in order to pay for full cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance in cash using the credit card of your choice.
Are you fed up of paying the full cost for flights? Did you realize that when booking directly through United, you have the option of paying with either points or dollars? Be careful in case you don’t have enough points you cannot combine points and dollars on the same flight. Don’t worry, though, if you’re just a few points short, United provides the possibility of purchasing additional miles.
Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant flight experience , with more legroom and free snacks. In addition, their booking procedure is similar to United’s which allows customers to book using either JetBlue dollar or points but not both. However, JetBlue has a unique feature that allows you to join your points with family members to accrue points twice as fast. Make sure to establish that you’re a real family member prior to trying to hack the system.
Make sure you spend that minimum amount
If you’re anything like me and my travel companion Becca You’re probably quite economical and it’s challenging to attempt to spend thousands of dollars to reach the minimum spend for the credit card bonus. Don’t worry as we’ve done it and are here to share our tricks and tips.
Pay your rent (if you can)
This is an important one! If you’re able pay your rent with a credit card, do it! Make sure you pay a cost, which is usually at least 3%. It could be worthwhile over the long term in the event that the bonus is substantial enough.
Make a payment on a medical expense
Another way to reach the minimum spend is to pay for the medical bills. If you do not have any medical expenses in the near future, ask your family members to pay for theirs and they will repay you.
Pay off a loan
If you have any loans you owe, think about making payments on them with the credit card you have. Just make sure you pay off the balance on your credit card in full so you don’t accrue more debt.
Ask family for help
Discuss your family with them and look into any large expenses coming up which you could help pay for. Just make sure you trust the person and they know why you’re doing it.
If you’re celebrating the holidays take into consideration buying all your gifts using cards from your credit account. In this way, you’ll hit that minimum spend and be ready for giving gifts. Be sure to avoid spending more than you were planning to.
There are many methods to get the most from using your credit or debit card for travel and accrue points or miles to use towards the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing your rewards
Book travel expenses with your credit card
When you’re planning your next trip, use the travel credit card for booking your flight, hotel, rental car, and any other travel expenses. In addition, you’ll achieve the minimum amount of spending required for your credit card, but you’ll also earn points or miles on the expenses.
Utilize your credit card to pay for all your daily expenditures
Another way to meet the minimum spend and earn points is utilising your credit cards to pay daily expenses. This could include things like gas, groceries or even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accrue interest charges.
Benefit from bonus categories
A lot of travel credit cards provide miles or bonus points on certain kinds of purchases, including dining or travel. Check out your credit card’s rewards program and make use of any bonus categories that align with your spending habits.
Take into consideration the possibility of transferring your balance
If you are currently in debt on a high-interest credit card, you might want to transfer the balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will allow you to pay off your debt without accruing interest, and also help you hit the minimum spend for the credit card bonus.
Utilize your miles and points prudently
Once you’ve accumulated a substantial amount of points or miles, be sure to use the points or miles wisely. Examine the rewards program of your credit card and then compare the value of different redemption options. For example you can use points to book a flight directly with the airline could offer better value than using them for the purchase of a gift card.
Another tip is to use an rewards card that permits you to transfer rewards to different loyalty program. This allows you to have a wider range of choices and more flexibility when redeeming your rewards. For example, you may be capable of transferring your reward to the frequent flyer program of an airline or a Hotel rewards programme. This can give you access to a greater range of flights, hotels as well as other travel perks that may not be available through the rewards program on your credit card.
Also, discover whether your credit card has any perks that can help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be very beneficial when traveling.
If you’re traveling with a companion, both of you can get rewards on your own credit card. Be aware that you cannot divide the cost with the same card and make sure you keep track of the rewards you earn separately.
Overall, the key to reaping the maximum benefits from your travel rewards is to know your credit card’s rewards program and make sure you’re making use of this program in the most efficient method possible. Utilizing an array of strategies I’ve outlined, you’ll be able to earn rewards quickly, redeem them for valuable travel experiences, and enjoy a wide variety of travel benefits.