Aluma Lite Travel Trailers

Are you fed up of spending thousands of dollars on travel? Well, good news! Travel hacking can be the solution to all your travel problems. It’s an exciting way to convert sign-up bonuses and incentives into miles that can then be used to obtain discounted or complimentary flights for your dream destinations. With a little creativity and some insider information, you’ll fly for no cost in no time.

The Basics of Travel Hacking

Travel hacking is about trading credit card sign-up bonuses and incentives for airline miles. These miles can then be used to buy cheap or free flight tickets. Certain credit cards allow you to redeem miles to pay for hotel stays or rental car offers.

How Does it Work?

The key to successful travel hacking is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles with a limited number of airlines. When it comes time to make a booking consider the cost. If the cost is under $300, it’s usually better to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb higher than $500, it’s best to review the frequent flyer account and determine which airline offers you the most value. All it boils down to is the amount of points or miles you have in your travel bank for each airline.

Start with Travel Hacking

Ready to learn the secrets to travel hacking? The first step is opening an account with a sign-up offer. There are plenty of great credit cards with many features and benefits. It all depends on your preferred airline, spending habits and the features that are most important to you.

Top Credit Card Picks

Here are some credit card options that can be great to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

If you’ve been approved for a credit or debit card, you’ll need to hit the limit of spending minimum in order to receive the bonus. Every card has different rules, so make sure to check for this information. Then, it’s all about racking up miles, and then using them to book your dream trip!

Ready to jet-set with your ideas?

After you’ve accrued the points balance, it’s time to cash them in for some delicious travel! Different credit card providers will offer different ways to redeem your points. Here are some examples from a few of the providers I’ve worked with:

Escape with Chase Ultimate Rewards

If you’re a holder of an Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through it, you’ll have access to virtually every airline. You can make use of a combination of the points as well as cash in order to pay for your trip. You can even book entirely with points if you’ve the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for total cost, you still can purchase flights through the Chase Ultimate Rewards portal and pay the balance in cash with any credit card.

 

United

Are you tired of paying the full cost for your flights? Did you know that when you book directly through United you can choose the option of paying using either points or dollars? But, be careful that if you do not have enough points you cannot combine dollars and points on the same flight. Don’t worry, though, if you’re just a few points away, United provides the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant travel experience that includes extra legroom and free snacks. Additionally, their booking process is like United’s, allowing customers to book using either JetBlue either dollars or points but not both. However, JetBlue is unique in that they offer a feature that lets you join your points with your relatives to earn points twice as quickly. Be sure to establish that you’re a real family member prior to trying to hack the system.

Make sure you spend that minimum amount

If you’re like me or my travel buddy Becca, you’re probably pretty economical and it’s daunting to try to spend thousands of dollars to hit the required amount to qualify for the credit card bonus. But don’t fret, we’ve been through it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able to pay your rent with a credit card, do it! Just be prepared to be charged a fee, typically around 3 percent. It may be worth it over the long term if the bonus is high enough.

Make a payment on a medical expense

Another great way to hit the required spending is to pay for the medical bills. If you do not have any medical expenses due then ask your relatives if you could pay them for theirs, and they will reimburse you.

Make a payment to pay off a loan

If you’re a borrower, consider making payments on them with an credit card. Just make sure you pay off the balance on your credit card completely so that you don’t accrue more debt.

Ask family for help

Talk to your family and look into any large expenses coming up which you could help pay for. Make sure that you are able to have confidence in the person you are talking to and they understand why you’re taking the initiative.

Purchase gifts

If you’re celebrating the holidays take into consideration buying all of your gifts with your credit card. In this way, you’ll hit that minimum spend and be ready for giving gifts. Make sure that you’re not spending more than you already contemplating to.

There are plenty of ways to get the most of your travel credit card. You can accumulate miles or points that you can use towards the cost of flights or other expenses related to travel. Here are a few more ideas for maximizing the rewards you earn:

Pay for travel expenses using your credit card

When you’re planning your next trip, use your travel credit card for booking your hotel, flight, rental car, and other travel costs. You’ll not only achieve the minimum amount of spending required to qualify for a credit card, however, you’ll also earn points or miles for those expenditures.

Use your credit card to pay for your everyday costs

Another way to hit the minimum spending requirement and earn points is by using your credit card for every day costs. This could be things like food, gas, and even your phone bill. Make sure you pay the balance off in full every month to ensure you don’t pay interest.

Make the most of bonus categories

A lot of travel credit cards provide miles or bonus points for certain types of purchases, such as eating out or traveling. Make sure you review your credit card’s rewards program and avail any bonus categories that match with your spending habits.

Take into consideration a balance transfer

If you are currently in debt on a high-interest credit card, think about transferring that balance onto the travel credit card which has an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card bonus.

Use your points or miles wisely

If you’ve amassed a large amount of points or miles Make sure to utilize them wisely. Review the rewards program for your credit card and then compare the worth of various redemption options. For example using points to book a flight directly with the airline could offer better return than using them for the purchase of a gift card.

Another suggestion is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This will allow you to enjoy a greater variety of options and greater flexibility when redeeming your rewards. For example, you may be capable of transferring your rewards to the frequent flyer program of an airline or reward program for hotels. This can give you access to a larger selection of hotels, flights as well as other travel perks that may not be offered through the rewards program of your credit card.

In addition, you should find out whether your credit card has some perks that could reduce your travel expenses. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that could be invaluable when you travel.

Finally, when you’re traveling with a companion each of you will be able to earn rewards with your credit card. Make sure you don’t divide the cost with the same card. Also, make sure you keep track of your rewards separately.

In the end, the most important thing to do to maximizing your rewards for travel is to be aware of the rewards program on your credit card and make sure you’re using your credit card in the most efficient method possible. Utilizing all of the strategies I’ve outlined that you can earn rewards fast, exchange them for valuable travel experiences and take advantage of a broad variety of travel benefits.