Are you tired of spending a fortune on airfare? Good news! Travel hacking could be the solution to all your travel woes. It’s an exciting method to turn credit card welcome bonuses and other incentives into airline miles, which can be used to score discounted or cheap flights from your desired destinations. With a little imagination and some knowledge, you can fly for no cost within a matter of minutes.
The Basics of Travel Hacking
Travel hacking is all about trading credit card sign-up bonuses as well as incentives to earn airline miles. The miles can be used to purchase discount or no-cost flights. Certain credit cards permit you to use miles for hotel stays and rental car deals.
How Does it Work?
The most effective method for successful hacking your travel plans is to take advantage of the credit card sign-up bonus and to establish a frequent flyer mile program for a specific group of airlines. When it comes time to make a booking take a look at the price. If the cost is under $300, it’s best to pay in cash and use your miles to pay to book a higher-priced flight. If the prices start to rise over $500, you’ll need to look into your frequent flyer accounts and see which airline can give you the best price. It all comes down to the number of miles or points in your travel bank for every airline.
Start with Travel Hacking
Are you ready to discover the secrets to hacking travel? First step opening the credit card that comes with a sign-up offer. There are a lot of fantastic credit cards that provide many advantages and features. It all depends on your preferred airline, your spending habits, and what features are essential to you.
Top Credit Card Picks
Here are a few credit cards that are excellent to hack travel
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
Once you’ve been approved for a credit card you’ll need to reach the limit of spending minimum in order to receive the bonus. Every card has different rules, so be sure to check for the details. Then it’s all about building up miles and then using them to book your dream trip!
Are you ready to set sail with your ideas?
After you’ve accrued the points balance, you’re ready to use them towards delicious vacation! Different credit card providers will offer different ways to redeem your points. Here are some examples from some of the providers I’ve had experience with:
Take a trip through Chase Ultimate Reward
If you have an Chase card, you are able to redeem your points via the Ultimate Rewards portal. Within this portal you’ll get access to almost every airline. You can use a combination of the points as well as cash in order to pay for your next trip. You can even book completely using points if you’ve got enough balance! Sometimes even if you don’t possess enough points for the entire cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash using every credit card.
Are you fed up of paying full price for flights? Did you know that when you book directly through United you can choose the option to pay with either points or dollars? But, be careful, if you do not have enough points you can’t combine dollars and points for flights. Don’t worry, though, if you’re a few points away, United also offers the possibility of purchasing additional miles.
Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience with extra space and complimentary snacks. Additionally, their booking process is similar to that of United Airlines that allows you to book with either JetBlue dollar or points, however, not both. However, JetBlue offers a distinct feature where you can join your points with family members to accrue points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.
Make sure you spend that minimum amount
If you’re like me and my travel buddy Becca I’m sure you’re pretty economical and it’s difficult to think of spending thousands of dollars in order to meet the minimum spend for the credit card bonus. Don’t worry, we’ve been through it and we’re here to share our tricks and tips.
Pay your rent (if you can)
This is a huge one! If you’re able to pay your rent with a credit card, do it! Just be prepared to pay a cost, which is usually about 3 percent. It may be worth it in the end if the bonus is high enough.
Make a payment on a medical expense
Another great way to hit the minimum spend is to cover a medical bill. If you don’t have any medical bills in the near future Ask your relatives if you could pay them for theirs, and they will reimburse you.
Make a payment to pay off the loan
If you’re in the middle of a loan you owe, think about making payments on them with your credit card. Be sure to pay off the balance on your credit card in full , so that you don’t accrue more debt.
Ask family for help
Ask your family members to determine if they’ve got any large expenses coming up that you can contribute for. Make sure that you are able to are able to trust the person and that they know why you’re taking the initiative.
If you’re celebrating the holidays take into consideration buying all of your gifts with the credit card you have. This way you can hit that minimum spend and also be prepared for gift giving. Be sure to avoid spending more than you already contemplating to.
There are many methods to get the most out of using your credit or debit card for travel. earn miles or points to use towards airfares or other travel-related costs. Here are a few additional suggestions for maximising your rewards:
Book travel expenses with your credit card
When you’re planning your next trip, make use of you travel credit card to pay for your flight, hotel or rental car, as well as any other travel expenses. Not only will you achieve the minimum spend to qualify for a credit card bonus as well, however, you’ll also earn points or miles for these expenditures.
Make use of your credit card to pay for everyday costs
Another way to hit the minimum amount of spending and earn points is by using your credit card to pay every day expenses. This could include things like food, gas and even your telephone bill. Be sure to pay off the balance in full each month so you don’t pay interest.
Benefit from bonus categories
A lot of travel credit cards provide miles or bonus points for specific types of purchases, including eating out or travelling. Make sure you review your rewards program on your credit card and make use of any bonus categories that match with your spending habits.
Think about a balance transfer
If you are currently in outstanding debt due to a high-interest credit card, you might want to transfer that balance onto the travel credit card which has an introductory rate of 0% for balance transfers. This will allow you to pay off the debt without accruing interest, and also assist you in reaching the minimum spend for the credit card bonus.
Use your points or miles prudently
If you’ve amassed a large amount of miles or points Make sure to utilize them wisely. Check out the rewards program on your credit card, and evaluate the worth of various redemption options. For example using your points to book a flight directly with the airline could offer better value than using them for a gift card.
Another tip is to use a rewards card that allows you to transfer points to other loyalty programs. This allows you to get a wider selection of options and greater freedom when it comes to you want to redeem your rewards. For instance, you might be eligible to transfer your reward to an airline’s frequent flyer program or a hotel rewards program. This can give an access wider variety of hotels, flights and other travel benefits which are not offered through the rewards program of your credit card.
Additionally, try to determine whether your credit card has certain benefits that will reduce your travel costs. Many cards offer travel insurance, rental car insurance, baggage protection, and other benefits that can be very beneficial when traveling.
Finally, when you’re traveling with a friend, both of you can earn rewards using your own credit card. Be aware that you cannot divide the cost with the same card. Also, make sure to track your rewards separately.
The key to making the most of your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re using it in the most efficient method. By using all of the methods I’ve described that you can earn rewards quickly, redeem them for travel experiences that are worth it and take advantage of a broad assortment of travel-related perks.