Alan Schiller Travel

Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s a fun way to convert credit card welcome bonuses and other incentives into miles which can be used to get discounted or even complimentary flights for your dream destinations. With a little creativity and some insider know-how, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is the art of swapping credit card sign-up bonus as well as incentives to earn airline miles. These miles can then be used to pay for discounted or even free flights. Some credit cards also let you redeem miles to pay for hotel stays or rental car offers.

How Does it Work?

The secret to success in hacking your travel plans is to take advantage of the sign-up bonuses for credit cards and building out frequent flyer miles with a limited number of airlines. When it’s time to book a flight consider the cost. If the price is under $300, it’s usually better to pay in cash and use your miles to pay to book a higher-priced flight. When the flights start getting higher than $500, it’s best to check the frequent flyer account to see which airline can give you the best price. It all boils down to the amount of points or miles you have in your travel savings account for each airline.

Start with Travel Hacking

Ready to learn the secrets to hacking travel? The first step is to open an account with a sign-up bonus. There are plenty of great credit cards with many features and benefits. It depends on the type of airline, your habits with spending and what features are crucial to you.

Top Credit Card Picks

Here are a few credit card options that can be perfect to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit or debit card, you’ll have to meet the minimum spend limit in order to receive the bonus. Every card has different rules, so make certain to verify the details. From there you can begin to rack miles and then using them to book your dream vacation!

Are you ready to go on a jet-setting with your ideas?

Now that you’ve built up the points amount, it’s time to use them towards delicious travel! Different credit card providers will have different methods of redeeming your rewards, here are some examples from a few of the providers I have experience with:

Take a trip with Chase Ultimate Rewards

If you own an Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. Through it, you’ll get access to nearly every airline and you can make use of a combination of money and points to pay for your trip. You can book your flight entirely on points if you have the funds to pay for it! Sometimes, even if you don’t possess enough points for the total cost, you still can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.

 

United

Are you fed up of paying the full cost for your flights? Did you know that when you book directly through United, you have the option to pay with dollars or points? But, be careful in case you don’t have enough points you can’t combine points and dollars on one flight. If you’re just a few point short United provides the option to purchase additional miles.

JetBlue

Looking for a flight within the United States? Take a look at JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom and free snacks. In addition, their booking procedure is similar to United’s that allows you to book with either JetBlue points or dollars, but not both. The difference is that JetBlue has a unique feature where you can combine your points with your relatives to earn points twice as fast. Be sure to prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re like me or my travel companion Becca You’re probably quite thrifty and it’s difficult to think of spending thousands of dollars to reach the minimum amount required to earn a credit card bonus. But don’t fret, we’ve been through it and are here to share our tricks and tips.

Pay your rent (if you can)

This is a huge one! If you’re able pay your rent with a credit card, do it! Just be prepared to pay a cost, which is usually around 3%. It may be worth it in the end if the bonus is high enough.

Pay a medical bill

Another excellent way to meet the minimum spend is to cover an medical bill. If you don’t have any medical bills coming up Ask your relatives if you could pay them for theirs, and they’ll reimburse you.

Repay a loan

If you have any loans you owe, think about making payments on them with your credit card. Make sure to pay the credit card balance completely so that you don’t accrue additional debt.

Ask your family members for help

Discuss your family with them and determine if they’ve got any large expenses coming up which you could help pay for. Just make sure you are able to trust the person and that they are aware of the reason for doing it.

Buy gifts

If you’re in the middle of the holiday season you should consider purchasing all your gifts with the credit card you have. In this way, you’ll hit that minimum spend and also be ready for giving gifts. Make sure that you’re not spending more than you already planning to.

There are a lot of ways to make the most from the travel credit card. You can accrue points or miles to spend on the cost of flights or other expenses related to travel. Here are a few additional suggestions for maximising your rewards:

Pay for travel expenses using your credit card

When you’re planning your next trip, make use of the travel credit card to pay for your flight, hotel, rental car, and any other travel expenses. Not only will you be able to meet the minimum amount of spending required to earn your credit card bonus and earn points, however, you’ll also earn points or miles on those expenses.

Use your credit card for everyday expenses

Another way to meet the minimum spend to earn rewards is making use of your credit card to pay for daily expenditures. This can include things like gas, groceries and even your telephone bill. Make sure you pay off the balance each month in full so you don’t accumulate interest.

Take advantage of bonus categories

Many travel credit cards offer miles or bonus points on certain kinds of purchases, such as dining or travel. Check out your credit card’s rewards program and avail any bonus categories that match with your spending habits.

Consider the possibility of transferring your balance

If you have existing debt on a high-interest credit card, think about transferring the balance to an account with a travel credit card that has an introductory rate of 0% for balance transfer. This will allow you to pay off your debt without accruing interest and simultaneously help you hit the minimum spend for the credit card’s bonus.

Use your points or miles carefully

If you’ve amassed a large amount of points or miles Make sure to utilize them in a responsible manner. Examine the rewards program of your credit card, and evaluate the benefits of different redemption options. For instance, using your points to book a ticket directly through the airline may give you a better value than using them for an gift card.

Another suggestion is to use a rewards card that allows you to transfer your points to other loyalty programs. This will let you get a wider selection of options and greater freedom when it comes to making use of your rewards. For instance, you might be eligible to transfer your reward to frequent flyer programs of airlines or a reward program for hotels. This gives an access wider variety of hotels, flights as well as other travel perks which are not available through your credit card’s rewards program.

Also, find out if your credit card offers any perks that can reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that are invaluable when you travel.

When you travel with someone else and both of you get rewards on your credit card. Make sure you don’t share the costs on the same card and make sure to keep track of the rewards you earn separately.

The key to reaping the maximum benefits from your travel rewards is to understand the rewards program on your credit card and to ensure you’re making use of it in the most effective method possible. Utilizing a combination of the methods I’ve described, you’ll be able to get rewards in a short time, use rewards for valuable travel experiences and take advantage of a broad range of travel perks.