Adventure Travel Canada

Are you tired of paying an enormous amount on flights? Then, there’s a good news! Travel hacking can be the solution to all your travel woes. It’s a fun way to convert sign-up bonuses and incentives into airline miles, which you can use to get discounted or even complimentary flights for your desired destinations. With a little imagination and some knowledge, you can be jet-setting for free in no time.

The Basics of Travel Hacking

Travel hacking is about swapping credit card sign-up bonus and incentives for airline miles. The miles can be used to buy discount or no-cost flights. Some credit cards also let you redeem miles to pay for hotel stays or rental car offers.

How Does it Work?

The secret to success in hacking travel is taking advantage of the sign-up bonuses for credit cards and building out a frequent flyer mile program for a specific group of airlines. When you are ready to make a booking take a look at the price. If the price is under $300, it’s usually better to pay cash and save your miles to book a higher-priced flight. If the prices start to rise over $500, you’ll need to review those frequent flyer accounts and see which airline can give you the best price. It all comes down to the amount of points or miles you have in your travel savings account for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? First step to open the credit card that comes with a sign-up bonus. There are many great credit cards that provide a variety of features and benefits. It all depends on your preferred airline, your spending habits, and the features that are most crucial to you.

Top Credit Card Picks

Here are a few credit cards that are great to use for hacking travel:

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card you’ll have to meet the limit of spending minimum in order to receive the bonus. Each card has its own rules, so make sure to look up the details. From there it’s all about building up miles and using them to plan your dream trip!

Ready to jet-set with your points?

Once you’ve accumulated the points balance, it’s time to use them towards sweet travel! Different credit card companies will offer different ways to redeem your points. Here are some examples from a few of the companies I’ve had experience with:

Getaway through Chase Ultimate Reward

If you’re a holder of a Chase card, you are able to redeem your points via the Ultimate Rewards portal. In it, you’ll get access to nearly every airline, and you can make use of a combination of the points as well as cash in order to pay for your trip. You can even book entirely on points if you have enough balance! Sometimes even if you don’t be able to accumulate enough points in order to pay for entire cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you fed up of paying the full cost for your flight tickets? Did you not know that when you book directly through United You have the option of paying using dollars or points? Butbe aware in case you don’t have enough points, you cannot combine points and dollars for one flight. If you’re a few points away, United gives you the option of buying additional miles.

JetBlue

Looking for a flight within the United States? Look no further than JetBlue! JetBlue offers an enjoyable and comfortable flight experience , with more legroom as well as free snacks. In addition, their booking procedure is similar to United’s which allows passengers to book flights using JetBlue either dollars or points but not both. But, JetBlue offers a distinct feature where you can pool your points together with your relatives to earn points twice as quickly. Just make sure you can prove you’re really family before trying to hack the system.

Reach that Minimum Spend

If you’re like me or my travel buddy Becca I’m sure you’re pretty frugal and it can be difficult to think of spending thousands of dollars to hit the minimum spend for credit card bonuses. However, don’t be worried because we’ve been there and are here to share our tips and tricks.

Pay your rent (if you can)

This is an important one! If you’re able to pay for your rent with credit card, then do it! Be prepared to be charged a fee, typically at least 3%. It may be worth it in the end if the bonus is high enough.

Pay a medical bill

Another great way to hit the required spending is to pay for an medical bill. If you don’t have any medical bills due then ask your relatives if you could pay them for theirs, and they will reimburse you.

Make a payment to pay off a loan

If you’re in the middle of a loan take into consideration repaying them using the credit card you have. Be sure to pay off the credit card balance in full so you don’t accumulate additional debt.

Ask family for help

Talk to your family and determine if they’ve got any big expenses coming up that you can contribute for. Make sure that you are able to trust the person and they know why you’re doing it.

Purchase gifts

If you’re celebrating the holidays take into consideration buying all your gifts using the credit card you have. So you’ll be able to meet the minimum spending limit and be ready to give gifts. Just make sure you’re not spending more than you thinking of.

There are a lot of methods to get the most of your travel credit card. earn miles or points to use towards flights or other travel-related expenses. Here are a few more ideas for maximizing your rewards

Book travel expenses with your credit card

When you’re planning your next trip, make use of the travel credit card to book your hotel, flight or rental car, as well as any other travel-related expenses. You’ll not only be able to meet the minimum amount of spending required to earn your credit card as well, but you’ll also earn points or miles on the expenditures.

Use your credit card for everyday expenditures

Another way to hit the minimum spending requirement and earn points is utilising your credit cards to pay every day expenses. This can include things like food, gas, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.

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Make the most of bonus categories

Some travel credit cards will offer bonus points or miles for certain types of purchases, like eating out or traveling. Make sure you review your credit card’s rewards program and take advantage of any bonus categories that align with your spending routines.

Think about a balance transfer

If you’re in the middle of a debt on a high-interest credit card, think about transferring that balance to a travel credit card with an introductory rate of 0% for balance transfer. This will allow you to pay off your debts without accruing interest, and also help you hit the minimum spend for the credit card’s bonus.

Use your points or miles prudently

When you’ve earned a significant amount of miles or points make sure you use the points or miles wisely. Review the rewards program for your credit card, and evaluate the benefits of different redemption options. For example using points to book a flight directly through the airline may offer better return than using them for the purchase of a gift card.

Another option is to get a rewards card that allows you to transfer points to other loyalty programs. This will allow you to have a wider range of options and greater flexibility in redeeming your rewards. For instance, you might be able to transfer your reward to the frequent flyer program of an airline or a Hotel rewards programme. This will give the benefit of a larger range of flights, hotels and other travel benefits that may not be accessible through the rewards program of your credit card.

Also, find out if your credit card offers certain benefits that will help you save money on travel costs. Many cards offer travel insurance as well as rental car insurance baggage protection and other benefits that can be very beneficial when traveling.

Finally, when you’re traveling with a friend, both of you can earn rewards using your own credit card. Just remember that you can’t divide the cost with the same card, and be sure to track the rewards you earn separately.

In the end, the most important thing to do to reaping the maximum benefits from your travel rewards is to understand the rewards program of your credit card and to ensure you’re making use of your credit card in the most effective way possible. Through a combination of the methods I’ve described that you can earn rewards fast, exchange them for valuable travel experiences and benefit from a wide assortment of travel-related perks.