Adrienne Vittadini Travel Bag

Are you fed up of spending an enormous amount on flights? Well, good news! Travel hacking is the answer to your travel-related problems. It’s an exciting way to turn credit card bonus and sign-up incentives into miles which can be used to score discounted or free flights to your dream destinations. With a little bit of creativity and some insider knowledge, you can travel for free in no time.

The Basics of Travel Hacking

Travel hacking is all about swapping credit card sign-up bonus and rewards for airline miles. The miles can be used to buy discount or no-cost flights. Some credit cards also let you redeem miles towards hotel stays or rental car offers.

How Does it Work?

The key to success in travel hacking is to take advantage of the credit card sign-up bonus and establishing frequent flyer miles on a select group of airlines. When you are ready to make a booking take a look at the price. If the cost is under $300, it’s best to pay in cash and use your miles to pay for a more expensive flight. If your flights begin to climb higher than $500, it’s best to look into your frequent flyer accounts and determine which airline offers you the most value. It all comes down to the amount of miles or points in your travel account for each airline.

Get Started with Travel Hacking

Are you ready to discover the secrets of travel hacking? Your first task is to open a credit card with a sign-up offer. There are plenty of great credit cards that provide a variety of advantages and features. It all depends on your preferred airline, your spending habits, and the features that are most essential to you.

Top Credit Card Picks

Here are a few credit cards excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

Once you’ve been approved for a credit card, you’ll have to meet the minimum spend limit in order to qualify for the bonus. Every card has different rules, so make certain to verify this information. Then you can begin to rack up miles and using them to plan your dream vacation!

Are you ready to set sail with your goals?

After you’ve accrued your points amount, it’s time to redeem them for some nice getaway! Different credit card companies will have different methods of redeeming your points, but here are some examples from a few of the providers I’ve worked with:

Getaway by using Chase Ultimate Rewards

If you’re a holder of a Chase card, you are able to redeem your points through the Ultimate Rewards portal. Through this portal you’ll get access to virtually every airline and you can make use of a combination of money and points to book your next trip. You can even book completely on points if you have the balance for it! Sometimes even if you do not have enough points to cover the total cost, you are able to buy flights with Chase Ultimate Rewards portal and pay the balance in cash with any credit card.

 

United

Are you tired of paying full price for your flight tickets? Did you not know that when you book directly through United you can choose the option to pay with dollars or points? Butbe aware in case you don’t have enough points you cannot combine dollars and points on the same flight. Don’t worry, though, if you’re just a few point short United provides the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? Take a look at JetBlue! JetBlue provides an enjoyable and comfortable flight experience , with more legroom as well as free snacks. Plus, their booking process is like United’s that allows customers to book using either JetBlue dollar or points, however, not both. But, JetBlue offers a distinct feature that allows you to pool your points together with your family members and earn points twice as quickly. Make sure to establish that you’re a real family member prior to trying to hack into the system.

Hit that Minimum Spend

If you’re like me or my travel companion Becca You’re probably quite frugal and it can be challenging to attempt to spend thousands of dollars to hit the minimum amount required to earn credit card bonuses. But don’t fret because we’ve been there and are here to share our tips and tricks.

Pay your rent (if you can)

This is a big one! If you’re able to pay your rent using a credit card, do it! Be prepared to pay a cost, which is usually at least 3 percent. It might be worth it in the long run in the event that the bonus is substantial enough.

Make a payment on a medical expense

Another way to reach the required spending is to pay for a medical bill. If you don’t have any medical bills due then ask your relatives if you could pay their medical bills and they will reimburse you.

Make a payment to pay off a loan

If you’re in the middle of a loan take into consideration making payments on them with your credit card. Just make sure you pay off the balance on your credit card in full so you don’t end up with additional debt.

Ask family for help

Discuss your family with them and look into any major expenses in the near future which you could help pay for. Make sure that you are able to are able to trust the person and that they understand why you’re doing it.

Give gifts

If it’s the holiday season you should consider purchasing all of your gifts with your credit card. In this way, you’ll reach the minimum spending requirement and be ready for gift giving. Be sure to avoid spending more than you were already thinking of.

There are plenty of methods to get the most out of your travel credit card. You can accumulate miles or points that you can be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing the rewards you earn:

Make travel reservations using your credit card

If you’re planning a trip, use the travel credit card to book your hotel, flight or rental car, as well as any other travel expenses. Not only will you be able to hit the minimum amount of spending required to earn your credit card, but you’ll also earn points or miles on those costs.

Make use of your credit card to pay to pay for your everyday expenses

Another method to reach the minimum spend in order to accumulate points by utilising your credit cards for every day expenditures. This can include items like groceries, gas or even your phone bill. Be sure to pay the balance off each month in full so you don’t accrue interest charges.

Take advantage of bonus categories

Some travel credit cards will offer bonus points or miles on certain kinds of purchases, including dining or travel. Check out your rewards program on your credit card and avail any bonus categories that match with your spending routines.

Take into consideration the possibility of transferring your balance

If you have existing debt on a credit card, you might want to transfer that balance to the travel credit card which has an introductory rate of 0% for balance transfers. This will allow you to pay off your debt without accruing interest. It will also help you hit the minimum amount required to earn the credit card’s bonus.

Use your points or miles carefully

If you’ve amassed a large amount of miles or points Make sure to utilize the points or miles wisely. Review the rewards program for your credit card, and evaluate the benefits of different redemption options. For instance using your points to purchase a flight directly with the airline might offer better value than using them to purchase a gift card.

Another tip is to use a rewards card that allows you to transfer reward points into other loyalty programmes. This will let you get a wider selection of choices and more flexibility in making use of your rewards. For instance, you might be able to transfer your rewards to an airline’s frequent flyer program or a Hotel rewards programme. This can give you access to a greater variety of hotels, flights as well as other travel perks which are not accessible through the rewards program on your credit card.

Additionally, try to determine if your credit card offers any perks that can reduce your travel expenses. Some cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that are extremely valuable when you’re traveling.

When you travel with someone else, both of you can earn rewards using your own credit card. Be aware that you cannot split the cost on the same card, and be sure to keep track of your rewards separately.

Overall, the key to maximizing your travel rewards is to know the rewards program on your credit card and make sure you’re using this program in the most effective method. Utilizing an array of strategies I’ve listed, you’ll be able to earn rewards quickly, redeem them for travel experiences that are worth it and benefit from a wide assortment of travel-related perks.