Accenture Travel Perks

Are you tired of spending a fortune on airfare? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to turn credit card welcome bonuses and other incentives into airline miles which can be used to obtain discounted or cheap flights from your ideal destinations. With a little bit of imagination and a little bit of insider information, you’ll be jet-setting for free within a matter of minutes.

The Basics of Travel Hacking

Travel hacking is all about exchanging credit card sign-up bonuses and incentives for airline miles. These miles can later be used to purchase cheap or free flight tickets. Some credit cards also permit you to use miles for hotel stays and car rental discounts.

How Does it Work?

The secret to success in hacking travel is taking advantage of credit card sign-up bonuses and building out a frequent flyer mile program with a limited number of airlines. When you are ready to make a booking take a look at the price. If the price is less than $300, it’s generally better to pay cash and use your miles to pay to take a more costly flight. If your flights begin to climb over $500, you’ll need to review the frequent flyer account to see which airline can give you the best price. It all comes down to the number of points or miles you have you have in your travel savings account for every airline.

Start with Travel Hacking

Are you ready to discover the secrets of travel hacking? First step to open a credit card with a sign-up bonus. There are plenty of great credit cards that offer various advantages and features. It depends on the type of airline, spending habits and the features that are most important to you.

Top Credit Card Picks

Here are some credit cards excellent to hack travel

  • Chase Sapphire Reserve
  • Chase United Explorer
  • JetBlue Mastercard
  • Capital One Venture X

After you’ve been accepted for a credit card, you’ll have to meet the limit of spending minimum in order to receive the bonus. Each card has its own guidelines, so make sure to look up this information. Then it’s all about building up miles, and using them to plan your dream trip!

Are you ready to go on a jet-setting with your goals?

Once you’ve accumulated the points amount, it’s time to redeem them for some nice travel! Different credit card providers will have different methods of redeeming your rewards, here are some examples from some of the providers I’ve worked with:

Getaway through Chase Ultimate Reward

If you own an Chase credit card, then you are able to redeem your points via the Ultimate Rewards portal. Within this portal you’ll get access to nearly every airline and you can make use of a combination of money and points to pay for your trip. You can even book entirely on points if you have the funds to pay for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for total price, you can buy flights with Chase Ultimate Rewards portal and pay the balance in cash with the credit card of your choice.

 

United

Are you tired of paying the full cost for your flight tickets? Did you know that when you book directly through United you can choose the option of paying using dollars or points? Butbe aware in case you do not have enough points you can’t combine dollars and points for the same flight. Don’t worry, though, if you’re a few point short United provides the possibility of purchasing additional miles.

JetBlue

Looking for a domestic flight? You should look no further than JetBlue! JetBlue provides passengers a relaxing and pleasant travel experience that includes extra space and complimentary snacks. Plus, their booking process is similar to that of United Airlines which allows you to book with either JetBlue points or dollars, but not both. But, JetBlue is unique in that they offer a feature that allows you to join your points with family members to accrue points twice as quickly. Just make sure you can verify that you are a family member before trying to hack into the system.

Reach that Minimum Spend

If you’re like me and my travel buddy Becca You’re probably quite economical and it’s daunting to try to spend thousands of dollars in order to meet the required amount to qualify for the credit card bonus. Don’t worry as we’ve done it and we’re here to share some of our tricks and tips.

Pay your rent (if you can)

This is a big one! If you’re able to pay your rent with credit card, then do it! Be prepared to be charged a fee, typically around 3 percent. It may be worth it in the end if the bonus is high enough.

Pay for a medical bill

Another excellent way to meet the minimum spend is to cover the medical bills. If you do not have any medical expenses coming up, ask your relatives if you could pay them for theirs, and they’ll reimburse you.

Make a payment to pay off the loan

If you’re a borrower, consider repaying them using the credit card you have. Just make sure you pay off the credit card balance completely so that you don’t accumulate more debt.

Ask family for help

Discuss your family with them and look into any big expenses coming up that you can contribute for. Be sure to be sure that you’re able to have confidence in the person you are talking to and they are aware of the reason for doing this.

Give gifts

If you’re celebrating the holidays take into consideration buying all your gifts using cards from your credit account. In this way, you’ll hit that minimum spend and also be prepared to give gifts. Make sure that you’re not spending more than you already thinking of.

There are a lot of ways to get the most out of using your credit or debit card for travel and accrue points or miles to be used towards the cost of flights or other expenses related to travel. Here are some additional ideas for maximizing your rewards

Book travel expenses with your credit card

If you’re planning a trip, use the travel credit card to pay for your flight, hotel, rental car, and other travel costs. You’ll not only achieve the minimum spend to qualify for a credit card bonus, however, you’ll also earn points or miles for those expenditures.

Utilize your credit card to pay for all your daily expenditures

Another way to hit the minimum spending requirement in order to accumulate points by using your credit card to pay for everyday costs. This can include things like gas, groceries and even your telephone bill. Just make sure to pay the balance off in full each month so you don’t pay interest.

Benefit from bonus categories

Some travel credit cards will offer bonus points or miles for certain types of purchases, like eating out or travelling. Check out your rewards program on your credit card and avail any bonus categories that align with your spending routines.

Consider a balance transfer

If you are currently in debt on a high-interest credit card, think about transferring that balance onto a travel credit card with a 0% introductory APR for balance transfers. This will let you pay off the debt without accruing interest and simultaneously assist you in reaching the minimum amount required to earn the credit card bonus.

Utilize your miles and points carefully

If you’ve amassed a large amount of points or miles make sure you use them in a responsible manner. Check out the rewards program on your credit card, and evaluate the value of different redemption options. For example you can use points to book a ticket directly with the airline might give you a better return than using them for a gift card.

Another tip is to use rewards cards that allow you to transfer your rewards to different loyalty program. This allows you to have a wider range of choices and more freedom when it comes to redeeming your rewards. For example, you may be eligible to transfer your reward to frequent flyer programs of airlines or reward program for hotels. This will give the benefit of a larger variety of hotels, flights, and other travel perks which are not accessible through the rewards program on your credit card.

Also, find out whether your credit card has certain benefits that will save you money on travel-related expenses. Some cards offer travel insurance as well as rental car insurance baggage protection and other benefits that could be very beneficial when traveling.

If you’re traveling with a companion, both of you can earn rewards with your own credit card. Make sure you don’t split the cost on the same card and make sure you keep track of your rewards in a separate manner.

In the end, the most important thing to do to making the most of your rewards for travel is to be aware of the rewards program on your credit card and to ensure you’re making use of your credit card in the most efficient method. By using all of the methods I’ve described in this article, you’ll be able get rewards in a short time, use them for travel experiences that are worth it and benefit from a wide variety of travel benefits.