Are you tired of paying thousands of dollars on travel? Then, there’s a good news! Travel hacking could be the solution to all your travel woes. It’s an exciting way to convert bonus and sign-up incentives into airline miles which you can use to obtain discounted or complimentary flights for your dream destinations. With a little imagination and a little bit of insider know-how, you’ll fly for no cost in no time.
The Basics of Travel Hacking
Travel hacking is the art of exchanging credit card sign-up bonuses and rewards for airline miles. The miles can be used to purchase cheap or free flight tickets. Certain credit cards permit you to use miles for hotel stays and car rental discounts.
How Does it Work?
The key to successful hacking your travel plans is to take advantage of credit card sign-up bonuses and to establish frequent flyer miles on a select group of airlines. When it’s time to make a booking take a look at the price. If the price is less than $300, it’s usually better to pay in cash and save your miles to take a more costly flight. If your flights begin to climb over $500, you’ll need to check those frequent flyer accounts to determine which airline offers you the best price. All it boils down to is the number of points or miles in your travel account for every airline.
Get Started with Travel Hacking
Ready to learn the secrets to hacking travel? First step opening a credit card with a sign-up offer. There are plenty of great credit cards with many benefits and features. It all depends on your preferred airline, your habits with spending and the features that are most crucial to you.
Top Credit Card Picks
Here are some credit card options that can be excellent for travel hacking:
- Chase Sapphire Reserve
- Chase United Explorer
- JetBlue Mastercard
- Capital One Venture X
After you’ve been accepted for a credit card, you’ll need to hit the limit of spending minimum in order to get the bonus. Every credit card has its own set of rules, so make sure to look up the details. From there you can begin to rack up miles, and then using them to book your dream trip!
Ready to jet-set with your points?
After you’ve accrued the points amount, it’s time to redeem them for some nice getaway! Different credit card providers will offer different ways to redeem your points, but here are a few examples from some of the providers I’ve worked with:
Getaway with Chase Ultimate Rewards
If you have a Chase card, you are able to use your points to redeem them through the Ultimate Rewards portal. Through this portal you’ll get access to nearly every airline, and you can make use of a combination of money and points to book your trip. You can even book completely on points if you have the balance for it! Sometimes even if you don’t be able to accumulate enough points in order to pay for full cost, you still can book flights using the Chase Ultimate Rewards portal and pay the balance cash using the credit card of your choice.
Are you tired of paying the full cost for your flights? Did you realize that when booking directly through United, you have the option of paying with dollars or points? But, be careful that if you don’t have enough points you aren’t able to combine points and dollars on one flight. Don’t worry, though, if you’re only a couple of points short, United gives you the possibility of purchasing additional miles.
Are you looking for a domestic flight? Look no further than JetBlue! JetBlue offers passengers a relaxing and pleasant flight experience with extra legroom and free snacks. In addition, their booking procedure is similar to United’s, allowing you to book with either JetBlue dollar or points, however, not both. But, JetBlue is unique in that they offer a feature where you can pool your points together with family members to accrue points twice as fast. Just make sure you can establish that you’re a real family member prior to trying to hack into the system.
Hit that Minimum Spend
If you’re like me and my travel companion Becca I’m sure you’re pretty frugal and it can be challenging to attempt to spend thousands of dollars to reach the minimum amount required to earn a credit card bonus. But don’t fret because we’ve been there and are here to share some of our tricks and tips.
Pay your rent (if you can)
This is a big one! If you’re able pay your rent using credit card, then do it! Make sure you be charged a fee, typically around 3%. It could be worthwhile over the long term if the bonus is high enough.
Pay a medical bill
Another excellent way to meet the required spending is to pay for a medical bill. If you do not have any medical expenses due Ask your family members to pay their medical bills and they’ll reimburse you.
Make a payment to pay off the loan
If you’re a borrower take into consideration repaying them using an credit card. Make sure to pay off the balance on your credit card in full so you don’t accumulate additional debt.
Ask family for help
Discuss your family with them and see if they have any major expenses in the near future that you can help pay for. Make sure that you are able to are able to trust the person and that they are aware of the reason for doing this.
If you’re celebrating the holidays, consider buying all your gifts using cards from your credit account. In this way, you’ll meet the minimum spending limit and also be prepared to give gifts. Just make sure you’re not spending more than you already planning to.
There are a lot of ways to get the most out of your travel credit card. earn miles or points to be used towards airfares or other travel-related costs. Here are a few more ideas for maximizing your rewards:
Pay for travel expenses using your credit card
Whenever you’re planning a trip, make use of you travel credit card for booking your flight, hotel, rental car, and other travel costs. Not only will you achieve the minimum amount of spending required to earn your credit card and earn points, however, you’ll also earn points or miles on the costs.
Use your credit card to pay for your everyday costs
Another method to reach the minimum spend in order to accumulate points utilising your credit cards for daily expenditures. This can include things like gas, groceries, and even your phone bill. Make sure you pay off the balance in full every month to ensure you don’t accumulate interest.
Take advantage of bonus categories
A lot of travel credit cards provide bonus points or miles on certain kinds of purchases, like dining or travel. Make sure you review your rewards program on your credit card and avail any bonus categories that match with your spending habits.
Consider the possibility of transferring your balance
If you have existing outstanding debt due to a high-interest credit card, think about transferring that balance to the travel credit card which has an introductory rate of 0% for balance transfer. This will let you pay off your debts without accruing interest. It will also help you hit the minimum amount required to earn the credit card bonus.
Utilize your miles and points wisely
Once you’ve accumulated a substantial amount of points or miles, be sure to use them wisely. Check out the rewards program on your credit card and compare the worth of various redemption options. For example using points to book a flight directly with the airline could provide you with a greater value than using them to purchase the purchase of a gift card.
Another option is to get a rewards card that allows you to transfer rewards to different loyalty program. This allows you to get a wider selection of choices and more flexibility when making use of your rewards. For instance, you might be able to transfer your reward to frequent flyer programs of airlines or a hotel rewards program. This can give you access to a larger selection of hotels, flights, and other travel perks that may not be accessible through the rewards program on your credit card.
Also, discover the card’s benefits. certain benefits that will help you save money on travel expenses. Many cards offer travel insurance as well as rental car insurance baggage protection, and other benefits that could be extremely valuable when you’re traveling.
When you travel with someone else each of you will be able to get rewards on your credit card. Just remember that you can’t share the costs on the same card, and be sure to keep track of the rewards you earn separately.
The key to maximizing your travel rewards is to know your credit card’s rewards program and to ensure you’re making use of it in the most efficient method possible. Utilizing all of the strategies I’ve outlined that you can get rewards in a short time, use them for valuable travel experiences and take advantage of a broad assortment of travel-related perks.